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With the Smart Banking - BPER Banca app, your banking experience is enhanced with new features, designed with your needs in mind, to give you what you need every day. Your accounts, cards, loans, mortgages, and investments are all accessible from your smartphone. It only takes a few seconds to make transfers, including instant transfers, top up prepaid cards, and top up your phone. You can also pay postal bills, PagoPA, and F24 forms, which you can frame with your camera. Plus, with the Sm…

With the Smart Banking - BPER Banca app, your banking experience is enhanced with new features, designed with your needs in mind, to give you what you need every day.

Your accounts, cards, loans, mortgages, and investments are all accessible from your smartphone. It only takes a few seconds to make transfers, including instant transfers, top up prepaid cards, and top up your phone. You can also pay postal bills, PagoPA, and F24 forms, which you can frame with your camera.

Plus, with the Smart Desk virtual desktop, you can consult and sign your transactions and send new documents without having to visit a branch.

Features include:
- Bank Transfers
- Car and Motorcycle Tax
- Top-ups
- Payment slips and F24 forms, now also available directly from the app
- PagaPoi, for paying current account expenses in installments
- Hey BPER feature to schedule appointments or communicate in real time with our online consultants via chat, phone, video call, or even screen sharing
- Virtual assistant to support you in using Smart digital services
- Teen account and card for children aged 13 to 17, with the option of switching to an On Demand account upon turning 18 while maintaining their IBAN and credentials
- UniSalute 4ZAMPE veterinary insurance
- UniSalute Sorriso dental insurance
- Personal loan, with a simplified and faster insurance process for combining the Smart policy
- Request debit, prepaid, and credit cards directly from the app
- Check, activate, and manage the security of your cards (Key6 code)
- Section Investments with the option to subscribe to savings plans
- Features dedicated to businesses
- Authentication on Smart Cash Registers via the app
- Financing
- MiFID questionnaire
- Update your ID with a photo
- Virtual Smart Desk
- Donations to charity
- Purchase of Amazon vouchers
- Section dedicated to insurance policies with details on active and expired coverage in the last 13 months
- Update the Customer Due Diligence questionnaire directly from the app
- New Lifestyle section with access to Priceless: exclusive benefits and experiences for Mastercard customers
- Request advance on collections with POSCash for business customers
- Purchase of SmartPOS Mini or SoftPOS for business customers without visiting a branch
- Certified call, to identify whether the call is coming from our Advisors or if it could be suspicious, all thanks to an in-app notification (to use this feature and protect the bank's calls from fraud attempts, you must provide consent to access call logs)

With the new SEPA transfer rules, digital services are enriched To make your payments even more secure and flexible:
- The bank automatically verifies the IBAN and beneficiary for each transfer.
- Instant transfers are available from all accounts and cards with an IBAN and at no additional cost compared to standard transfers.
- You can manage amount limits by setting daily or individual transaction limits.

You can authorize all your transactions quickly and securely using a Smart PIN, fingerprint, or facial recognition.

ⓘ The app is free and available to customers of BPER Banca Group banks.

If you want to initiate payments, make sure you have a device profile. For more information, contact your branch.