ML revenue forecast.
Calibrated against 2758 apps in this category.
Confidence band
±15%
High — many comparable apps with verified data
At a glance
Earns 7.31× more than the category median (725/mo).
Ranks #192 of 2,758 in Finance (top 7.0% by revenue).
Launched Dec 15, 2010 · last updated Jul 16, 2026.
24 months of snapshot history tracked.
Debt Free - Pay Off your Debt's revenue trajectory
Forecast revenue from snapshot history. Last 24 months.
Where Debt Free - Pay Off your Debt sits in Finance
Revenue distribution of 2758 comparable apps. Debt Free - Pay Off your Debt highlighted.
Debt Free - Pay Off your Debt vs comparable apps
Revenue trajectory side-by-side. Bold = Debt Free - Pay Off your Debt, ghosted = peers.
App spec
Version
7.8
Last update
Jul 16, 2026
Launched
Dec 15, 2010
Min OS
18.6
Rating
4+
Price
Free
Monetization
Paid
Languages
EN, JA
What Debt Free - Pay Off your Debt actually does (from App Store listing)
Pay off debt without selling your data. No ads, no tracking, no accounts required — your financial information stays on your device.
Debt Free is the iOS-native debt payoff planner trusted by 300,000+ users since 2014. Apply the Debt Snowball, Avalanche, Snowflake, or Custom strategies and see your exact debt-free date.
※ Featured by Apple in "What's Hot"
※ Featured in WIRED — App Guide
※ 100% FREE for unlimited debts — no subscription required for core features
※ Optimized for iOS 18 & iOS 26…
Pay off debt without selling your data. No ads, no tracking, no accounts required — your financial information stays on your device.
Debt Free is the iOS-native debt payoff planner trusted by 300,000+ users since 2014. Apply the Debt Snowball, Avalanche, Snowflake, or Custom strategies and see your exact debt-free date.
※ Featured by Apple in "What's Hot" ※ Featured in WIRED — App Guide ※ 100% FREE for unlimited debts — no subscription required for core features ※ Optimized for iOS 18 & iOS 26
※What Our Customers Say ※※※※※ "By far the most well-developed debt payoff planner I've used." ※※※※※ "Helped me pay off $13,500 in 5 months." ※※※※※ "Easy to use and practical." ※※※※※ "Sync across devices works perfectly."
※Pay Off Debt Faster Eliminate credit card debt, student loans, auto loans, and mortgages using proven strategies. Track Chase, Capital One, Discover, Citi, and American Express credit cards. Pay down Navient, Sallie Mae, Great Lakes, and Nelnet student loans. Manage Rocket Mortgage, SoFi, Better Mortgage, and any auto or personal loan.
※Smart Payoff Strategies - Debt Snowball — popularized by Dave Ramsey (lowest balance first) - Debt Avalanche — math-optimal (highest APR first) - Debt Snowflake — apply windfalls (bonuses, tax refunds, gifts) directly toward debt - Highest Balance or Custom Order - Compare strategies side-by-side to find the fastest path
※How It Works 1. Add your debts — credit cards, loans, mortgages 2. Choose a payoff strategy 3. Follow your repayment schedule 4. Track progress and become debt-free faster
※Privacy First — No Ads, Ever - Zero data collection — your information never leaves your device or iCloud - No third-party advertising — ever - No accounts or sign-ups required - Works fully offline - Most debt apps sell or share your financial data. Debt Free doesn't.
※Built for the Apple Ecosystem - iPhone, iPad, Mac, Apple Watch, Apple Vision Pro - iCloud sync — one purchase across all your devices - Apple Watch app — debt summary and next payment on your wrist - Apple Wallet — import card transactions automatically - Lock Screen widgets & Live Activities - Siri Shortcuts — "Hey Siri, when's my next debt payment?" - Spotlight search — find any debt from the home screen - Apple Intelligence — on-device AI Debt Coach (iOS 26)
※Dashboard & Progress Tracking - Real-time progress ring and debt-free countdown - Daily interest cost ticker across all debts - Visual repayment schedule with projected debt-free date - Milestone celebrations and motivational reminders - Monthly summary report cards
※Payment Tracking - Record payments and update balances instantly - Smart reminders before due dates — never miss a payment - Auto-Pay tracking (Premium) — automatically record recurring payments - Apple Wallet transaction import - Payment history with full audit trail
※Premium Features - AI Debt Coach — on-device Apple Intelligence coaching - What-If Simulator — preview the impact of extra payments - Debt Freedom Optimizer — model side income and lump-sum scenarios - Bill Tracking — never miss a due date - Saving Goals — track and project savings alongside debt payoff - Weekly Plan — actionable tasks each week - Advanced Charts, PDF reports, and CSV export - Live Activities & Dynamic Island - Apple Watch companion app
※Why Choose Debt Free - Trusted since 2014 — over a decade of refinement - 300,000+ users on their journey to $0 - Zero data collection, zero ads — guaranteed - Works offline, no account required - All core features free — Premium is optional
Join thousands who have paid off their debt with Debt Free.
Start your debt-free journey today.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.mobileinnov.com/PrivacyPolicy.html
🆕 What's new · v7.8
What-If Simulator — windfall fix
Adding a one-time windfall (a bonus, tax refund, or extra payment) to a
What-If scenario now correctly updates your payoff date and total interest.
Previously the windfall was ignored, so the scenario looked the same as your
current plan. You'll now see the real impact of putting a lump sum toward
your debt — applied to the debt you choose, or automatically to whichever
debt your strategy targets first.
Easier multi-device recovery
Reinstalled the app or set up a new device? DebtFree now automatically
restores your household plan from iCloud, and if it needs a hand there's a
new "Restore Previous Household" option so you can pick up right where you
left off.
Clearer syncing across devices
Added a helpful reminder when deleting a debt: if you use DebtFree on more
than one device, make the change on one and give it a moment to sync before
opening the app elsewhere — so your changes stick everywhere.
Plus general bug fixes and reliability improvements.
Thanks for using DebtFree — we're rooting for you on your debt-free journey.
Comparable iOS apps
The five apps in Finance with the closest revenue to Debt Free - Pay Off your Debt. Click any to see its detail page.
Each forecast combines App Store rating, ratings count, monetisation model, pricing tier, IAP signals and ad-supported flag.
The base estimate is then multiplied by a per-category scaling factor learned from apps with founder-verified MRR.
Every number on this page comes from public APIs and bumetric's own snapshot history.
Full methodology covers input variables, accuracy bands per category and how we treat apps without comparable anchors.
See also the live data on Debt Free - Pay Off your Debt's tracker page for current rating, reviews and snapshot timeline.
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