How much does Viva Credit earn?

When your loved ones rely on you, you rely on Viva Credit! Our mission is to provide a quick and convenient solution for financing your urgent needs - the line of credit. How do we look in numbers? • Over 13 years of experience in Romania • More than 1,000,000 loans granted • Over 90% of customers would recommend us to other friends What is a Line of Credit? • It is your reserve of money until your salary that you can withdraw from whenever you need, as many times as you need. W…

When your loved ones rely on you, you rely on Viva Credit!

Our mission is to provide a quick and convenient solution for financing your urgent needs - the line of credit.

How do we look in numbers?
• Over 13 years of experience in Romania
• More than 1,000,000 loans granted
• Over 90% of customers would recommend us to other friends

What is a Line of Credit?
• It is your reserve of money until your salary that you can withdraw from whenever you need, as many times as you need.

What benefits do we offer?
• 0% interest for the first 7 days at Creditul Viva. The offer is valid for new customers;
• You pay interest only for the amount withdrawn;
• You can repay early without commissions or other penalties;
• The amount repaid, less interest, is again available to be withdrawn;
• You can only pay a minimum monthly payment;
• As long as you don't withdraw money, it costs you nothing.

Advantages of the Viva Credit mobile application:
• Make draws faster, directly from the app, whenever you need, no matter where you are.
• Consult the status of your loan at any time.
• See what amount you have available.
• You have access to recent transactions.
• You can repay quickly, with a single click.

VIVA Credit IFN SA is a non-bank financial institution registered in the General Register of the National Bank of Romania under number RG-PJR-41-110267.

APR: 2321.01%

Representative example:
For a loan worth 500 lei, the Annual Effective Interest (APR) is 2321.01%, the interest is 500 lei, and the total amount of payment is 1000 lei. The APR for the loan in this example was calculated assuming that the approved amount was withdrawn in full at the time of granting, and repayment is made in 12 equal monthly installments. The total payment amount in this example was calculated assuming that the approved amount was fully withdrawn at the time of grant, and repayment (principal and interest) is made in full by the drawdown maturity date.