First Citizens State Bank
57
Quality Score
Solid
First Citizens State Bank
Medium confidence
✍️ bumetric analysis
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First Citizens State Bank is an Android app from First Citizens State Bank in the Finance category, currently rated 4.6★ across 108 ratings. Initial signal reads as largely positive sentiment, users highlighting consistency and feature depth.
Quality Score is 57: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$181
per month
→
12-mo forecast
$91 – $844
per month
→
24-mo forecast
$91 – $2530
per month
MICRO tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
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Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
ONE-TIME · BUILD💰 Estimated build cost
$125K
↳ What it cost to build · not monthly revenue
Likely range $95K – $170K
$25K · MVP floor$100K · indie scale$500K+ · studio build
📈Slow ROI — current MRR is well below build cost
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱MVP baseline (design + 1-store ship) | +$28K |
| 📱5 unique screens × $4.5K | +$22K |
| ⚙Finance complexity ×1.60 | +$30K |
| 🌐Cross-platform reach (iOS + Android) | +$44K |
Total estimate$125K
👥 Estimated audience size
6.4K
Lifetime downloads (US-equivalent)
Monthly active
1.7K
Daily active
680
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲Finance engagement | ~60 installs / rating |
| 🔁Finance D30 retention | 28% |
| 📍DAU / MAU stickiness | 0.40 |
DAU / MAU40% sticky
🔬
How we forecast this revenue
LOW CONFIDENCEBaseline
$181/mo · ML-estimated from 234 triggers
Growth rate
+8.0% MoM · MICRO tier baseline (compound monthly)
Direction
Headwinds: rating drift may slow acquisition, low defensibility moat
6 months
$115 – $460
12 months
$91 – $844
24 months
$91 – $2.5K
Compound growth at +8.0% MoM (tier baseline for MICRO). Range widens with horizon — typical noise band ±60% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Insufficient data · 34/100MICRO TIERtoo early to scoreGrowth Velocity
5.0
Founder Strength
3.3
Product Quality
3.8
Revenue Strength
2.3
Monetization Maturity
1.0
Defensibility
2.0
Market Position
0.0
Operational Safety
10.0
- 💰 Revenue: Marginal — $0 - $500/mo · MICRO tier · indicative confidence, trajectory unclear.
- ⭐ Quality: 4.7★ across 62 reviews — weak — significant quality concerns.
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $3K-$5K.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 4 of 4 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Excellent rating (4.6★)METRIC | +$2,200 | |
| Mature app (9y old)METRIC | +$1,500 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Early-stage install base (108 ratings)METRIC | +$400 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
App Specs
🔐 Own this app? Claim & verify MRR →🔖 v25.2.50🔄 updated 0d ago📂 Finance💰 Free
📝 About this app
Take control of your finances with the First Citizens State Bank Mobile app. Whether you're checking your balance, transferring funds, or paying bills, the app makes banking simple, secure, and convenient from your mobile device.
Key Features:
View account balances and transaction history
Transfer money between accounts
Pay bills quickly and easily
Deposit checks using your phone’s camera
Locate nearby ATMs and branches
Receive account alerts and notifications
Built with your security in mind, the app uses advanced encryption and authentication to help keep your information safe.… View full description on the official store →
Key Features:
View account balances and transaction history
Transfer money between accounts
Pay bills quickly and easily
Deposit checks using your phone’s camera
Locate nearby ATMs and branches
Receive account alerts and notifications
Built with your security in mind, the app uses advanced encryption and authentication to help keep your information safe.… View full description on the official store →
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Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- First Citizens State Bank
- Developer
- First Citizens State Bank
- Bundle ID
- com.firstcitzstatebank.mobile
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- Not found
- Languages
- Not found
Company
- Website
- www.firstcitizensww.com
- Tagline
- Not found
- Description
- Not found
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Not found
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $181/mo
- Top-grossing rank
- Not found
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
📈Ratings growth108 ratings+30% lifetimeShow 3-year history estimate ▾
Tracked (1 weeks) Pre-tracking estimate (36 weeks) · model-based, ±5% noise · anchored to release date and current value
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for First Citizens State Bank: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
About this analysis
Why medium confidence: 108 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
6 answers · auto-generated from this app's public dataHow much does First Citizens State Bank make per month?▴
Based on our ML-calibrated revenue forecast, First Citizens State Bank earns approximately $181/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is First Citizens State Bank profitable?▴
With estimated build cost $125K and monthly revenue $181, First Citizens State Bank looks well below break-even — current monthly revenue is much smaller than the estimated build cost. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
How many users does First Citizens State Bank have?▴
Estimated audience: ~6K lifetime downloads, ~1K monthly active users, and ~680 daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like First Citizens State Bank?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes First Citizens State Bank?▴
First Citizens State Bank is published by First Citizens State Bank on the Google Play Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is First Citizens State Bank's BU Score?▴
First Citizens State Bank has a BU Score of 57/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.