FNBT & FCB Mobile
78
Quality Score
Strong
FNBT & FCB Mobile
High confidence
✍️ bumetric analysis
“
FNBT & FCB Mobile is an iOS app from First Community Bancshares, Inc. in the Finance category, currently rated 4.8★ across 134,726 ratings. Initial signal reads as mostly critical sentiment so far: users flag rough edges and unmet expectations.
Quality Score is 78: Strong (healthy traction). For a Finance app, that means healthy traction. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$2.0M
per month
→
12-mo forecast
$2.1M – $3.3M
per month
→
24-mo forecast
$2.5M – $4.7M
per month
BIG tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
Loading…
Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
ONE-TIME · BUILD
💰 Estimated build cost
$125K
↳ What it cost to build · not monthly revenue
Likely range $95K – $170K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Pays back in ~1.1y at current MRR
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (122 MB) | +$28K |
| ⚙ Finance complexity ×1.60 | +$47K |
Total estimate
$125K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$200K
↳ What it would sell for · not monthly revenue
Marketplace range $150K – $275K · 21× MRR multiple
💸
~1.6× build cost (break-even+)
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| ⭐ ★ rating ≥ 4.7 (premium) | +15% |
| 🏷 Finance category multiple | +15% |
| ⭐ Mature user base (100K+ ratings) | +5% |
Final multiple
21× MRR
👥 Estimated audience size
8.1M
Lifetime downloads (US-equivalent)
Monthly active
2.2M
Daily active
900K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
40% sticky
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$2.0M/mo · ML-estimated from 234 triggers
Growth rate
+2.5% MoM · BIG tier baseline (compound monthly)
6 months
$2.0M – $2.7M
12 months
$2.1M – $3.3M
24 months
$2.5M – $4.7M
Compound growth at +2.5% MoM (tier baseline for BIG). Range widens with horizon — typical noise band ±15% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Concerning · 53/100BIG TIERbelow benchmarksRevenue Strength
6.3
Product Quality
9.5
Market Position
2.0
Growth Velocity
5.0
Defensibility
3.5
Operational Safety
10.0
Founder Strength
5.0
Monetization Maturity
1.0
- 💰 Revenue: Healthy — $800K - $4400K/mo · BIG tier · medium-low confidence, trajectory unclear.
- ⭐ Quality: 4.75★ across 134,726 reviews — exceptional (top 1% in category).
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $36.0M-$64.0M.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 9 of 9 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| High install base (134,726 ratings)METRIC | +$12,000 | |
| Excellent rating (4.8★)METRIC | +$2,200 | |
| bugsREVIEW | −$1,800 | |
| 5 starREVIEW | +$1,800 | |
| excellent appREVIEW | +$1,500 | |
| highly recommendREVIEW | +$1,400 | |
| slowREVIEW | −$1,200 | |
| Established app (6y old)METRIC | +$800 | |
| Ad-supported / freemiumMETRIC | +$600 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v2025.12.02
This update includes general improvements, enhancements, and bug fixes to provide you with the best possible experience.
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- FNBT & FCB Mobile
- Developer
- First Community Bancshares, Inc.
- Bundle ID
- com.digitalinsight.cma.01685
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN, ES
Company
- Website
- www.1stnb.com
- Tagline
- Putting customers first for 125 years
- Description
- We are here for you. With our personalized service and financial solutions we empower you to embrace convenience at a whole new level.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Not found
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $9.8K/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
- Socials
- facebook facebook.com/FirstNationalBankTexas · instagram instagram.com/1stnb/?hl=en · linkedin linkedin.com/company/1stnb · youtube youtube.com/c/WelcomeToFirstNationalB…
- Not found
- Phone
- Not found
- Contact page
- 1stnb.com/contact-information
- About page
- 1stnb.com/about-us
✨AI Revenue EstimateCONFIDENCE: HIGH
The iOS app "FNBT & FCB Mobile" by First Community Bancshares, Inc. is a banking utility app designed for existing customers and does not generate direct revenue through in-app purchases or subscriptions. Public sources, including Apptopia, explicitly state that there are no in-app purchases. The app provides features such as balance checks, fund transfers, and mobile check deposits, which serve to enhance customer experience and loyalty for the parent banking institution, First Community Bancshares, Inc., which reported a Q1 2026 revenue of $44.75 million.
Sources mentioned: Apptopia, Apple App Store, Google Play Store, TradingView, Simply Wall St, Macrotrends, LeadIQ, Seamless.AI, Growjo, YouTube
⭐Recent App Store Reviews49 latest · avg 3.31★ · 55.1% 5★ · 38.8% 1★
5★27 (55%)
4★1 (2%)
3★0 (0%)
2★2 (4%)
1★19 (39%)
+734 ratings/week
Praise: love ×6 great ×5 perfect ×3 best ×2 recommend ×2Complaints: terrible ×3 worst ×3 scam ×1 hate ×1 bug ×1
Top positive
★★★★★ Love
I like that I can check my account I love that I can lock it and unlock it when I want that you for this app I feel safe with my money…
★★★★★ Review
Excellent service always…
Top negative
★☆☆☆☆ Help
I got scammed for an ube and someone sent me 50 now I transfer 80$ it won’t show…
★☆☆☆☆ Annoying
The app is ok at best but the one star rating is for you forcing me too write a review. I don’t appreciate that for 1 month you force my hand too write this review, I hope this 1 star rating and this comment make you stop pestering your cus…
📈Ratings growth134,726 ratings+119% lifetimeShow 3-year history estimate ▾
Tracked (47 weeks) Pre-tracking estimate (37 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
Our Digital Banking app was designed with you in mind, allowing you to bank anywhere, anytime. With features that let you easily transfer funds, make payments, open an account and even deposit checks, our Digital Banking app is streamlined for today’s on-the-go world. Plus, our app is fast and secure.
24/7 Features:
• Touch ID and Face ID
• View your account balances with Quick Balance
• View your Routing Number and Account Number
• Transfer funds between your FNBT/FCB accounts
• Deposit checks with Mobile Check Deposit
• Money Management including access to outside accounts… View full description on the official store →
24/7 Features:
• Touch ID and Face ID
• View your account balances with Quick Balance
• View your Routing Number and Account Number
• Transfer funds between your FNBT/FCB accounts
• Deposit checks with Mobile Check Deposit
• Money Management including access to outside accounts… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 122 MB🔞 4+📱 iOS 16.0+🔖 v2025.12.02🔄 updated 0d ago🌐 EN, ES📂 Finance💰 Paid
📅
What Worked™ · Development Pipeline
10 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-04
⭐
Rating ↑ 2.91 → 4.75 (improved 1.84★)
2026-04
📈
Crossed 1,000 ratings — social-proof flywheel kicking in
2026-03
📈
Crossed 500 ratings — social-proof flywheel kicking in
2023-05
📈
Crossed 100 ratings — social-proof flywheel kicking in
2022-12
📈
Crossed 50 ratings — social-proof flywheel kicking in
2022-09
📈
Crossed 10 ratings — social-proof flywheel kicking in
2022-09
⭐
Rating ↑ 1.67 → 2.14 (improved 0.47★)
2022-08
⭐
Rating ↓ 3.00 → 2.33 (dropped 0.67★)
2022-08
⭐
Rating ↑ 1.00 → 3.00 (improved 2.00★)
2022-08
🚀
First tracked snapshot — initial data captured
🧪
Tech & Domain Intel — 1stnb.com
- Tech stack
- Apple Pay / Sign in with Apple
Derived from public RDAP + DNS TXT records (no scraping, no login).
🌍
Multi-Country Performance
Available in 9 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇺🇸 US | 4.75232★ | 136,933 | 4.75232★ this version |
| 🇬🇧 GB | 5★ | 6 | 5★ this version |
| 🇩🇪 DE | 4.2★ | 5 | 4.2★ this version |
| 🇫🇷 FR | 5★ | 1 | 5★ this version |
| 🇯🇵 JP | 0★ | 0 | — |
| 🇨🇦 CA | 4.60606★ | 33 | 4.60606★ this version |
| 🇦🇺 AU | 4.33333★ | 3 | 4.33333★ this version |
| 🇧🇷 BR | 0★ | 0 | — |
| 🇮🇳 IN | 5★ | 4 | 5★ this version |
🔔
Track this app’s revenue
FREEGet an email when revenue moves by your threshold. No spam, unsubscribe in one click.
📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for FNBT & FCB Mobile: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
About this analysis
Why high confidence: 134,726 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
4 answers · auto-generated from this app's public dataHow much does FNBT & FCB Mobile make per month?▴
Based on our ML-calibrated revenue forecast, FNBT & FCB Mobile earns approximately $9.8K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like FNBT & FCB Mobile?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes FNBT & FCB Mobile?▴
FNBT & FCB Mobile is published by First Community Bancshares, Inc. on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is FNBT & FCB Mobile's BU Score?▴
FNBT & FCB Mobile has a BU Score of 78/100 (Strong). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.