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PUMB - Online Bank 24/7

71
Quality Score
Strong

PUMB - Online Bank 24/7

Medium confidence
4.7 ✍️ Editor
✍️ bumetric analysis

PUMB - Online Bank 24/7 is an iOS app from FIRST UKRAINIAN INTERNATIONAL BANK PJSC in the Finance category, currently rated 4.7★ across 519 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.

Quality Score is 71: Strong (healthy traction). For a Finance app, that means healthy traction. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.

💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
12-mo forecast
$5.2K – $10.8K
per month
24-mo forecast
$6.4K – $19.2K
per month
MID tier
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📊 Performance Tracking LIVE

Loading…
idle
0%
Rating
Reviews
Forecast Revenue / mo
Snapshots tracked
0
since first record
ONE-TIME · BUILD 💰 Estimated build cost
$145K
What it cost to build · not monthly revenue
Likely range $110K – $195K
$25K · MVP floor $100K · indie scale $500K+ · studio build
📈 Pays back in ~1.1y at current MRR

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes
🧱 MVP baseline (design + 1-store ship) +$28K
📱 5 unique screens × $4.5K +$22K
📦 Asset bundle (767 MB) +$40K
Finance complexity ×1.60 +$54K
Total estimate $145K
ONE-TIME · EXIT VALUE 💵 Estimated acquisition value
$200K
What it would sell for · not monthly revenue
Marketplace range $150K – $275K · 18× MRR multiple
💸 ~1.4× build cost (break-even+)

Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.

How the multiple was built
📺 Ad-supported base 15× MRR
★ rating ≥ 4.7 (premium) +15%
🏷 Finance category multiple +15%
Small user base (<1K ratings) -8%
Final multiple 18× MRR
👥 Estimated audience size
31K
Lifetime downloads (US-equivalent)
Monthly active
8.6K
Daily active
3.4K

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it
📲 Finance engagement ~60 installs / rating
🔁 Finance D30 retention 28%
📍 DAU / MAU stickiness 0.40
DAU / MAU 40% sticky
🔬

How we forecast this revenue

MEDIUM CONFIDENCE
Baseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊

BU Investment Matrix

Below median · 47/100MID TIERunderperforming peers
GrowthFounderQualityRevenueMonetiz.MoatMarketSafety
Growth Velocity
5.0
Founder Strength
5.1
Product Quality
6.6
Revenue Strength
3.7
Monetization Maturity
1.0
Defensibility
3.9
Market Position
2.0
Operational Safety
10.0
  • 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
  • ⭐ Quality: 4.72★ across 515 reviews — solid.
  • 📍 Market: Not yet charting in any of the 9 monitored markets.
  • 📈 Growth: dev shipping weekly.
  • ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K. Portfolio play ($11K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 4 of 4 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
Excellent rating (4.7★)METRIC
+$2,200
Established app (7y old)METRIC
+$800
Ad-supported / freemiumMETRIC
+$600
Early-stage install base (519 ratings)METRIC
+$400
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

🆕 What's New · v2.333.2

Another round of SWIFT updates is here. We've added more helpful info about documents, payment purpose options, and fees. Everything's now in the SWIFT section → Information.
Update the app to check it out. Handy for SWIFT transfers and a really great idea in general.

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
PUMB - Online Bank 24/7
Developer
FIRST UKRAINIAN INTERNATIONAL BANK PJSC
Bundle ID
fuib.pumb-ispot
App Store URL
Open in App Store
Category
Finance
Content rating
4+
Languages
EN, UK

Company

Website
www.pumb.ua
Tagline
Отримуйте бонус 200 грн за відкриття картки
Description
Найбільший банк з українським капіталом ПУМБ ➥ З 1991 року надаємо послуги приватним клієнтам, підприємцям, бізнесу ⭐ Великий вибір банківських послуг ⭐ Вигідні тарифи ☝ Дізнайся більше інформації на сайті ⭐
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
Available

Revenue

Verified revenue / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
ML model estimate / mo
$11.5K/mo
Top-grossing rank
Outside top 100 in US Finance
All-time revenue
Not found
Pricing
Not found

Founder

Name
Not found
X / Twitter
twitter.com/pumbua
LinkedIn
linkedin.com/company/pumb
GitHub
Not found
X followers
Not found
Public statements
Not found

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Socials
facebook facebook.com/pumbua · instagram instagram.com/pumb.ua · linkedin linkedin.com/company/pumb · twitter twitter.com/pumbua
Email
Not found
Phone
+38 044 290 7 290
Contact page
Not found
About page
Not found
📈Ratings growth519 ratings+51800% lifetimeShow 3-year history estimate ▾Jan 2019May 2024Jun 2026
Tracked (30 weeks) Pre-tracking estimate (37 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Version Release Timeline3 releases tracked
v2.331.4May 2026v2.332.1May 2026v2.333.2Jun 2026
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

PUMB is your personal mobile banking app, offering a wide range of financial services to make managing your finances convenient and rewarding. With the PUMB app, you can access banking services directly from your smartphone. Open and manage cards with no fees, transfer money, buy currency online, apply for credit, and even pay in installments – all in one place.

Main Features of PUMB:

• Commission-Free Card Opening and Management: Open a “vseKARTA” debit card or a “vseMOZHU Online” credit card through the PUMB mobile banking app, and top up your card.… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →
💾 767 MB🔞 4+📱 iOS 15.0+🔖 v2.333.2🔄 updated 0d ago🌐 EN, UK📂 Finance💰 Paid
📅

What Worked™ · Development Pipeline

7 EVENTS TRACKED
Detected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
🔧
Shipped update — v2.331.4 → v2.332.1
2026-05
🔧
Shipped update — v? → v2.331.4
2026-04
Rating ↑ 3.28 → 4.80 (improved 1.52★)
2026-04
📈
Crossed 50 ratings — social-proof flywheel kicking in
2021-03
📈
Crossed 10 ratings — social-proof flywheel kicking in
2019-07
Rating ↑ 4.00 → 4.33 (improved 0.33★)
2019-01
🚀
First tracked snapshot — initial data captured
🌍

Multi-Country Performance

Available in 9 of 9 monitored markets
MarketRatingReviewsCurrent version
🇦🇺 AU4.71591★884.71591★ this version
🇧🇷 BR5★15★ this version
🇨🇦 CA4.93506★774.93506★ this version
🇩🇪 DE4.67619★2104.67619★ this version
🇫🇷 FR5★155★ this version
🇬🇧 GB4.85714★914.85714★ this version
🇮🇳 IN5★35★ this version
🇯🇵 JP3.66667★33.66667★ this version
🇺🇸 US4.71814★5184.71814★ this version
🔔

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📝 Description

95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for PUMB - Online Bank 24/7: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Read deep-dive →

Similar apps in Finance

About this analysis
ZCAnalyzed by Zakhar Chumak · founder, bumetric·Full methodology·Medium confidence

Why medium confidence: 519 ratings · no founder-verified revenue (model estimate only).

Frequently Asked Questions

4 answers · auto-generated from this app's public data
How much does PUMB - Online Bank 24/7 make per month?
Based on our ML-calibrated revenue forecast, PUMB - Online Bank 24/7 earns approximately $11K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like PUMB - Online Bank 24/7?
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes PUMB - Online Bank 24/7?
PUMB - Online Bank 24/7 is published by FIRST UKRAINIAN INTERNATIONAL BANK PJSC on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is PUMB - Online Bank 24/7's BU Score?
PUMB - Online Bank 24/7 has a BU Score of 71/100 (Strong). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.