Pay Off Debt by Jackie Beck
53
Quality Score
Solid
Pay Off Debt by Jackie Beck
Low confidence
✍️ bumetric analysis
“
Pay Off Debt by Jackie Beck is an iOS app from Parallel Focus LLC in the Finance category, currently rated 3.6★ across 34 ratings. Initial signal reads as mostly critical sentiment so far: users flag rough edges and unmet expectations.
Quality Score is 53: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$1.9K
per month
→
12-mo forecast
$1.6K – $5.9K
per month
→
24-mo forecast
$1.5K – $13.7K
per month
INDIE tierFREE
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
Loading…
Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
ONE-TIME · BUILD
💰 Estimated build cost
$120K
↳ What it cost to build · not monthly revenue
Likely range $90K – $160K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Pays back in ~6 months at current MRR
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (111 MB) | +$24K |
| ⚙ Finance complexity ×1.60 | +$45K |
Total estimate
$120K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$325K
↳ What it would sell for · not monthly revenue
Marketplace range $225K – $400K · 15× MRR multiple
💸
~2.7× return on build cost
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| ⭐ ★ rating 3.5-4.0 (mixed) | -8% |
| 🏷 Finance category multiple | +15% |
| ⭐ Small user base (<1K ratings) | -8% |
Final multiple
15× MRR
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$1.9K/mo · ML-estimated from 234 triggers
Growth rate
+6.0% MoM · INDIE tier baseline (compound monthly)
Direction
Headwinds: rating drift may slow acquisition, review-mined risks present
6 months
$1.6K – $3.7K
12 months
$1.6K – $5.9K
24 months
$1.5K – $13.7K
Compound growth at +6.0% MoM (tier baseline for INDIE). Range widens with horizon — typical noise band ±40% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Pre-traction · 32/100INDIE TIERFREE (NO MONETIZATION)limited signalGrowth Velocity
5.0
Founder Strength
5.3
Product Quality
2.3
Revenue Strength
3.3
Monetization Maturity
0.5
Defensibility
4.5
Market Position
0.6
Operational Safety
4.0
- 💰 Revenue: Modest — $749 - $4682/mo · INDIE tier · medium confidence, trajectory unclear.
- ⭐ Quality: 3.56★ across 34 reviews — weak — significant quality concerns.
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: ⚠ last update 2442d ago — possibly dormant.
- ⚠️ Risk: High — scam/fraud mentions detected, dormant (2442d since update).
🎯 For competitors: Vulnerable. Quality drift + slow updates create a clear opening for a fresh competitor with active dev cadence.
💵 For acquirers: Estimated asking range 12-22× monthly = $22K-$41K. Portfolio play ($21K/mo combined) commands premium. Discount applied for operational risk..
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 9 of 9 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Paid app ($4.99)METRIC | +$2,800 | |
| worth every pennyREVIEW | +$2,000 | |
| bugsREVIEW | −$1,800 | |
| 5 starREVIEW | +$1,800 | |
| excellent appREVIEW | +$1,500 | |
| Mature app (17y old)METRIC | +$1,500 | |
| highly recommendREVIEW | +$1,400 | |
| slowREVIEW | −$1,200 | |
| Pre-traction phase (34 ratings)METRIC | −$300 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v3.3.5
Fixed issue with email feature.
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- Pay Off Debt by Jackie Beck
- Developer
- Parallel Focus LLC
- Bundle ID
- com.websiteforge.payoffdebt
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- Not found
Company
- Website
- Not found
- Tagline
- Get out of debt. Have fun along the way. | JackieBeck.com
- Description
- My husband & I paid off over $147,000 in debt (including our house.) I've walked the walk to become completely debt free. Let me help YOU to do the same.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Available
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $21.4K/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
- Socials
- Not found
- Not found
- Phone
- Not found
- Contact page
- jackiebeck.com/11-apps-to-help-you-fi…
- About page
- jackiebeck.com/12-truths-about-gettin…
📈Ratings growth34 ratings+-88% lifetimeShow 3-year history estimate ▾
Tracked (58 weeks) Pre-tracking estimate (37 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
Whether you want to use the debt snowball method, a debt avalanche, or pay off debt in any order at all, the award-winning app Pay Off Debt by Jackie Beck can help keep you motivated and moving to debt freedom.
Over 53,000 users can’t be wrong.
As Susanebw said, “This app is so simple to use and very flexible. But the greatest thing is when I realized with the snowball method, I can be debt free in two years!”
If you’re tired of money fights, working for the credit cards, and stressing out over expenses, Pay Off Debt can help you knock out your debts and change your life.… View full description on the official store →
Over 53,000 users can’t be wrong.
As Susanebw said, “This app is so simple to use and very flexible. But the greatest thing is when I realized with the snowball method, I can be debt free in two years!”
If you’re tired of money fights, working for the credit cards, and stressing out over expenses, Pay Off Debt can help you knock out your debts and change your life.… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 111 MB🔞 4+📱 iOS 9.0+🔖 v3.3.5🔄 updated 0d ago📂 Finance💰 Paid
📅
What Worked™ · Development Pipeline
9 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-04
⭐
Rating ↓ 4.43 → 3.56 (dropped 0.87★)
2026-04
💲
Went paid — introduced $4.99 price point
2011-01
📈
Crossed 100 ratings — social-proof flywheel kicking in
2010-12
📈
Crossed 50 ratings — social-proof flywheel kicking in
2010-12
⭐
Rating ↓ 3.57 → 3.25 (dropped 0.32★)
2010-12
📈
Crossed 10 ratings — social-proof flywheel kicking in
2010-11
⭐
Rating ↓ 4.75 → 4.00 (dropped 0.75★)
2010-11
⭐
Rating ↓ 5.00 → 4.67 (dropped 0.33★)
2010-11
🚀
First tracked snapshot — initial data captured
🗣
Voice of Customer
Based on 514 reviews across 2 markets● 90% positive · ● 2% neutral · ● 8% negative · Rating drift: -0.10★ (declining — recent 50: 3.46★ vs lifetime: 3.56★)
VADER compound sentiment per quarter (−1 = fully negative, +1 = fully positive). Each point ≥ 5 reviews.
Sentiment by country (−1 to +1)
🇺🇸 US
+0.65
🇨🇦 CA
+0.35
Top praise themes
keep track ×19 helps keep ×8 highly recommended ×8 enjoy makes ×8 makes tracking ×8 tracking easier ×8 see progress ×7 worth money ×7
Top complaint themes
can't enter ×6 waste money ×5 don't waste ×4 enter different ×4 updated now ×3 credit card ×3 payment ×21 payments ×12
Risk signals
Refund mentions: 0.8% Bug mentions: 4% Fraud / scam mentions: 0.6%
🌍
Multi-Country Performance
Available in 2 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇨🇦 CA | 1.16667★ | 6 | 1.16667★ this version |
| 🇺🇸 US | 3.55882★ | 34 | 3.55882★ this version |
🔔
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📝 Description
95
BU Score · Transcendent
About this analysis
Why low confidence: only 34 ratings · no founder-verified revenue (model estimate only) · revenue figure is directional only.
❓ Frequently Asked Questions
4 answers · auto-generated from this app's public dataHow much does Pay Off Debt by Jackie Beck make per month?▴
Based on our ML-calibrated revenue forecast, Pay Off Debt by Jackie Beck earns approximately $21K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like Pay Off Debt by Jackie Beck?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes Pay Off Debt by Jackie Beck?▴
Pay Off Debt by Jackie Beck is published by Parallel Focus LLC on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Pay Off Debt by Jackie Beck's BU Score?▴
Pay Off Debt by Jackie Beck has a BU Score of 53/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.