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Tabby | Shop Now. Pay Later

82
Quality Score
Excellent

Tabby | Shop Now. Pay Later

High confidence
4.8 ✍️ Editor
✍️ bumetric analysis

Tabby | Shop Now. Pay Later is an iOS app from Tabby FZ LLC in the Finance category, currently rated 4.8★ across 81,411 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.

Quality Score is 82: Excellent (strong product-market fit). For a Finance app, that means strong product-market fit. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.

💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
12-mo forecast
$5.2K – $10.8K
per month
24-mo forecast
$6.4K – $19.2K
per month
MID tierFREE
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📊 Performance Tracking LIVE

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idle
0%
Rating
Reviews
Forecast Revenue / mo
Snapshots tracked
0
since first record
ONE-TIME · BUILD💰 Estimated build cost
$180K
What it cost to build · not monthly revenue
Likely range $135K – $245K
$25K · MVP floor$100K · indie scale$500K+ · studio build
📈Pays back in ~1.2y at current MRR

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes
🧱MVP baseline (design + 1-store ship)+$28K
📱5 unique screens × $4.5K+$22K
📦Asset bundle (487 MB)+$40K
Finance complexity ×1.60+$54K
5.7y maintenance × ~1-person team+$33K
Total estimate$180K
ONE-TIME · EXIT VALUE💵 Estimated acquisition value
$275K
What it would sell for · not monthly revenue
Marketplace range $200K – $350K · 24× MRR multiple
💸~1.5× build cost (break-even+)

Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.

How the multiple was built
📺Ad-supported base15× MRR
📅5.7y proven track record+20%
★ rating ≥ 4.7 (premium)+15%
🏷Finance category multiple+15%
Final multiple24× MRR
👥 Estimated audience size
3.5M
Lifetime downloads (US-equivalent)
Monthly active
765K
Daily active
305K

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it
📲Finance engagement~60 installs / rating
📅5.7y of rating accumulation-28%
🔁Finance D30 retention28%
📍DAU / MAU stickiness0.40
DAU / MAU40% sticky
🛠 Estimated tech stack
🍎
Native iOS (SwiftUI)
Medium confidence · 55%
Also possible
React NativeFlutter

Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.

Signals we read
📦App bundle size487 MB
🏷Category contextFinance
📦Large iOS bundle→ Native SwiftUI (post-2020 era) + assets
💀 Maintenance status
Active
5%
Last shipped 2026-05-22 · 4 days ago
0 · Active50 · At risk100 · Abandoned

Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.

Risk signals
📅4 days since last updateActive development
VerdictActive
🔬

How we forecast this revenue

MEDIUM CONFIDENCE
Baseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊

BU Investment Matrix

Below median · 46/100MID TIERFREE (NO MONETIZATION)underperforming peers
RevenueQualityMarketGrowthMoatSafetyFounderMonetiz.
Revenue Strength
3.7
Product Quality
9.1
Market Position
2.0
Growth Velocity
5.0
Defensibility
3.4
Operational Safety
8.2
Founder Strength
5.1
Monetization Maturity
0.5
  • 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
  • ⭐ Quality: 4.78★ across 81,411 reviews — exceptional (top 1% in category).
  • 📍 Market: Not yet charting in any of the 9 monitored markets.
  • 📈 Growth: dev shipping weekly.
  • ⚠️ Risk: Moderate — scam/fraud mentions detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K. Portfolio play ($11K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 7 of 7 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
Mid install base (81,411 ratings)METRIC
+$5,500
Excellent rating (4.8★)METRIC
+$2,200
5 starREVIEW
+$1,800
highly recommendREVIEW
+$1,400
slowREVIEW
−$1,200
Established app (5y old)METRIC
+$800
Ad-supported / freemiumMETRIC
+$600
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.
App Specs
🔐 Own this app? Claim & verify MRR →
💾 487 MB🔞 4+📱 iOS 15.0+🔖 v4.82.0🔄 updated 4d ago🌐 AR, EN📂 Finance💰 Paid🚀 Launched 2020 (5y old)

📝 About this app

SHOP NOW. PAY LATER
Tabby lets you shop what you love and split purchases into four monthly payments — with no interest, no hidden fees and no surprises. Whether you're shopping online or in store, Tabby gives you control, financial flexibility and peace of mind.

SHOP FROM TOP BRANDS
Discover and shop your favorite brands including AMAZON, SHEIN, IKEA, ADIDAS, SIVVI, CENTREPOINT, and many more in one shopping app. The Tabby app is your one-stop shopping destination, packed with fashion, electronics, home goods, makeup, and more.

COMPARE PRICES & SAVE MONEY… View full description on the official store →

🆕 What's New · v4.82.0

Some bugs were fixed, a few things were polished, and now the app feels a little more like home. Thanks for being part of the journey with Tabby. Shop what you love, and pay in 4
📅

What Worked™ · Development Pipeline

7 EVENTS TRACKED
Detected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
🔄
Monetization changed: freemium → free
2026-03
📈
Crossed 500 ratings — social-proof flywheel kicking in
2026-03
Rating ↑ 3.71 → 4.80 (improved 1.09★)
2022-10
📈
Crossed 100 ratings — social-proof flywheel kicking in
2022-06
📈
Crossed 50 ratings — social-proof flywheel kicking in
2022-03
📈
Crossed 10 ratings — social-proof flywheel kicking in
2022-02
🚀
First tracked snapshot — initial data captured
🗣

Voice of Customer

Based on 625 reviews across 7 markets
● 45% positive  ·  ● 44% neutral  ·  ● 12% negative  ·  Rating drift: -0.16★ (declining — recent 50: 4.62★ vs lifetime: 4.78★)
−10+12021-Q42022-Q22022-Q42023-Q22023-Q42024-Q22024-Q42025-Q22025-Q42026-Q2
VADER compound sentiment per quarter (−1 = fully negative, +1 = fully positive). Each point ≥ 5 reviews.
Sentiment by country (−1 to +1)
🇮🇳 IN
+0.65
🇬🇧 GB
+0.40
🇫🇷 FR
+0.32
🇦🇺 AU
+0.24
🇺🇸 US
+0.21
🇩🇪 DE
+0.13
🇨🇦 CA
-0.09
Top praise themes
شكرا لكم ×16 شكرا تابي ×14 life easier ×8 ممتاز جدا ×6 تابي تابي ×4 افضل تطبيق ×4 زيادة المبلغ ×4 زيادة عدد ×4
Top complaint themes
customer service ×22 united states ×13 سيء جدا ×6 give option ×5 saudi arabia ×5 خدمة العملاء ×5 doesn work ×5 تطبيق سيء ×4
Risk signals
Fraud / scam mentions: 1.4%
🧪

Tech & Domain Intel — tabby.ai

Mail provider
Google Workspace
Tech stack
Microsoft 365 · Apple Pay / Sign in with Apple · Atlassian (Jira/Confluence) · Google Workspace · OpenAI
Derived from public RDAP + DNS TXT records (no scraping, no login).
🌍

Multi-Country Performance

Available in 9 of 9 monitored markets
MarketRatingReviewsCurrent version
🇺🇸 US4.77623★81,6784.77623★ this version
🇬🇧 GB4.83165★2,9764.83165★ this version
🇩🇪 DE4.80115★5234.80115★ this version
🇫🇷 FR4.83474★4724.83474★ this version
🇯🇵 JP4.86667★904.86667★ this version
🇨🇦 CA4.84109★9884.84109★ this version
🇦🇺 AU4.80969★5574.80969★ this version
🇧🇷 BR4.99106★1124.99106★ this version
🇮🇳 IN4.78753★19,0004.78753★ this version
🔔

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Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
Tabby | Shop Now. Pay Later
Developer
Tabby FZ LLC
Bundle ID
app.tabby.client
App Store URL
Open in App Store
Category
Finance
Content rating
4+
Languages
AR, EN

Company

Website
tabby.ai
Tagline
Pace your payments
Description
Tabby lets you split your purchases into 4 monthly payments so you can worry less and aim for more. And you’ll never pay interest or fees. Download the Tabby app to get started.
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
Available

Revenue

Verified revenue / mo
Not found
AI revenue estimate / mo
$34.5M ($31.5M – $37.5M)AI medium
AI annual estimate
$414.0M/yr
ML model estimate / mo
$11.6K/mo
Top-grossing rank
Outside top 100 in US Finance
All-time revenue
Not found
Pricing
Not found

Founder

Founder data not yet collected for this app.

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Contacts & Socials data not yet collected for this app.
AI Revenue EstimateCONFIDENCE: MEDIUM
Tabby FZ LLC's estimated annual revenue for 2025 is around $414 million, with monthly revenue ranging from $31.5 million to $37.5 million. This is based on reported audited revenue for its Saudi subsidiary and industry estimates for the entire company's performance, which is primarily facilitated through its app.
Sources mentioned: GetLatka, Startup Scene, Arageek, Termsheet, Forbes
Recent App Store Reviews49 latest · avg 4.08★ · 73.5% 5★ · 20.4% 1★
5★
36 (73%)
4★
1 (2%)
3★
2 (4%)
2★
0 (0%)
1★
10 (20%)
+0 ratings/week
Praise: love ×4 great ×2 awesome ×2 best ×2 fantastic ×1Complaints: hate ×1
Top positive
★★★★★ A.S.
Great app and service. Thank you…
★★★★★ مشتريات
دفع…
Top negative
★☆☆☆☆ الكويت
غير صحيح صفر 0 فوائد ياخذون فايدة…
★☆☆☆☆ زياده من تحت
مزعجين وياخذون زياده تحت مسمى رسوم اداريه…
📈Ratings growth81,411 ratings+54% lifetimeShow 3-year history estimate ▾Jun 2023Dec 2025May 2026
Tracked (45 weeks) Pre-tracking estimate (34 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 Description

95
BU Score · Transcendent

❓ Frequently Asked Questions

Who is the author of The ?

The author is , a prominent figure in the study of occult philosophy and esoteric traditions.

What is the main theme of the book?

The main theme is the esoteric interpretation of the Book of Revelation, focusing on the mystical and symbolic meanings hidden within the text.

Why is this book important for modern esoteric seekers?

This book is important because it bridges ancient wisdom with contemporary spiritual practices, providing valuable insights into the esoteric traditions that have influenced Western spirituality.

Similar apps in Finance

Full revenue analysis
Read the article-style breakdown for Tabby | Shop Now. Pay Later: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Read deep-dive →
About this analysis
ZCAnalyzed by Zakhar Chumak · founder, bumetric·Full methodology·High confidence

Why high confidence: 81,411 ratings · no founder-verified revenue (model estimate only).

Frequently Asked Questions

10 answers · auto-generated from this app's public data
How much does Tabby | Shop Now. Pay Later make per month?
Based on our ML-calibrated revenue forecast, Tabby | Shop Now. Pay Later earns approximately $11K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is Tabby | Shop Now. Pay Later profitable?
With estimated build cost $180K and monthly revenue $11K, Tabby | Shop Now. Pay Later looks break-even-grade — payback period sits around 1.2 years. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
How many users does Tabby | Shop Now. Pay Later have?
Estimated audience: ~3.5M lifetime downloads, ~765K monthly active users, and ~305K daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like Tabby | Shop Now. Pay Later?
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is Tabby | Shop Now. Pay Later built with?
Our heuristic places Tabby | Shop Now. Pay Later on the Native iOS (SwiftUI) stack (Medium confidence, 55%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: React Native, Flutter.
Is Tabby | Shop Now. Pay Later still actively maintained?
Maintenance status: Active (5% abandonment risk). Last shipped version was 4 days ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
How much would Tabby | Shop Now. Pay Later sell for?
Estimated acquisition value: $275K (marketplace range $200K – $350K). Calculated as 24× monthly revenue using the standard multiple for the detected monetization model + adjustments for age, rating quality and category demand. Calibrated against 2024-2026 Flippa / Acquire.com / MicroAcquire closed-deal medians.
When was Tabby | Shop Now. Pay Later last updated?
Tabby | Shop Now. Pay Later last shipped a new version on 2026-05-22 — less than a month ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes Tabby | Shop Now. Pay Later?
Tabby | Shop Now. Pay Later is published by Tabby FZ LLC on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Tabby | Shop Now. Pay Later's BU Score?
Tabby | Shop Now. Pay Later has a BU Score of 82/100 (Excellent). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.