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86
BU Score
Excellent

Kikoff – Build Credit Quickly

4.9 ✍️ Editor
✍️ BU Analytics Review

Kikoff – Build Credit Quickly is an iOS app from Kikoff Inc. in the Finance category, currently rated 4.9★ across 243,589 ratings. Initial signal reads as mixed reviews — supporters praise core features while critics cite stability/value gaps.

Our BU Score puts it at 86Excellent (strong product-market fit). For a Finance app, that means strong product-market fit.

Track changes month-over-month in the Performance section below — live snapshot history and revenue forecast included.

creator

📊 Performance Tracking LIVE

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0%
Rating
Reviews
Forecast Revenue / mo
Snapshots tracked
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since first record
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 11 of 11 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
High install base (243,589 ratings)METRIC
+$12,000
premiumREVIEW
+$2,200
Excellent rating (4.9★)METRIC
+$2,200
worth every pennyREVIEW
+$2,000
5 starREVIEW
+$1,800
cancelledREVIEW
−$1,500
highly recommendREVIEW
+$1,400
slowREVIEW
−$1,200
Established app (5y old)METRIC
+$800
Ad-supported / freemiumMETRIC
+$600
Single-language (English only)METRIC
−$400
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.
💚Sentiment Over Time↑ green = positive · ↓ red = negative
Oct 25
Nov 25
Dec 25
Jan 26
Feb 26
Mar 26
Apr 26
May 26

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

🗓️ Snapshot Timeline

HISTORY
Each bar shows a tracked update and the metric delta from the previous snapshot.
App Specs
🔐 Own this app? Claim & verify MRR →
💾 274 MB🔞 4+📱 iOS 15.0+🔖 v1.168.2995🔄 updated 5d ago🌐 EN📂 Finance💰 Paid🚀 Launched 2021 (5y old)

📝 About this app

Kikoff is the smartest way to build credit fast.

Starting under 600? You could jump 25 points your first month.*

Pick a plan, starting at just $5 a month.†

Make your first payment - and Kikoff starts reporting to Equifax, Experian, and TransUnion - which can result in a serious credit glow up.

Kikoff works by giving you access to a specialized credit line‡ - designed exclusively to help build your credit. Kikoff uses your monthly payments to strengthen key credit factors - like payment history and utilization - that can determine over half of your credit health.

Kikoff's Premium and Ultimate plans can unlock even more features like Rent Reporting (building credit with the rent you already pay), identity theft insurance (up to $1 million), and higher tradelines (up to $3500)‡.

Best of all? No credit checks, no interest, and no hidden fees.

Kikoff is the #1 credit builder on the App Store§ for a reason. After all - it's helped over a million people win at credit.

Get started today.

*Average first-month credit score impact of +25 points (VantageScore 3.0) between Jan-2024 & Nov-2024 for Kikoff Credit Account users who started with a score below 600; who purchased at least one item with Credit Account; and who paid one on-time in their first month. Late payments may negatively impact your credit score. Individual results may vary.

†Kikoff Credit Service starts at $5/mo for 12 mos.

‡Subject to approval. Reported tradeline intended for financing the purchase of Kikoff products & services (like your monthly Kikoff plan).

§Based on Oct 2024 App Store ranking of credit builders in the "Finance" chart.

Kikoff Inc. PO Box 40070, Reno, NV 89504

Kikoff Inc. is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. The Kikoff Mastercard® is issued by Coastal Community Bank pursuant to a license by Mastercard International Incorporated.

🆕 What's New · v1.168.2995

Thank you for using Kikoff! The number one way to build your credit!

This version includes:
* Various UI improvements
* Bug fixes

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
Kikoff – Build Credit Quickly
Developer
Kikoff Inc.
Bundle ID
com.kikoff
App Store URL
Open in App Store
Category
Finance
Content rating
4+
Languages
EN

Company

Website
Not found
Tagline
45 days money back guarantee 4
Description
Kikoff's credit building app is the the fastest way to build credit safely, with plans from $5/month.
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
OG image

Revenue

Verified revenue / mo
Not found
AI revenue estimate / mo
$25.0M ($25.0M – $30.0M)AI medium
AI annual estimate
$300.0M/yr
ML model estimate / mo
$27.7K/mo
Top-grossing rank
Outside top 100 in US Finance
All-time revenue
Not found
Pricing
Not found

Founder

Name
Not found
X / Twitter
https://twitter.com/lucas_empty
LinkedIn
Not found
GitHub
Not found
X followers
Not found
Public statements
Not found

Funding

Total raised
Not found
Last round
Not found
Investors
Not found
Crunchbase
Not found
AngelList
Not found

Press & Links

Articles found
Not found
Listed on
Not found
Blog
Not found
Press / News
Not found

Contacts & Socials

Socials
facebook · instagram · twitter
Email
support@kikoff.com
Phone
+1 (844) 741-9292
Contact page
Not found
About page
Not found
AI Revenue EstimateCONFIDENCE: MEDIUM
Kikoff Inc. is estimated to generate an annual revenue of at least $300 million, based on recent news reports from April 2026 stating that the company's revenue 'tops $300 Million'. This translates to a monthly estimate of $25 million, with a potential high of up to $30 million, aligning with earlier founder claims of 'hundreds of millions in annual recurring revenue'.
Sources mentioned: Citybizlist, Observer, Owler, Growjo, Sensor Tower
Citations: owler.com · observer.com
Recent App Store Reviews49 latest · avg 4.0★ · 71.4% 5★ · 20.4% 1★
5★
35 (71%)
4★
0 (0%)
3★
3 (6%)
2★
1 (2%)
1★
10 (20%)
+1,519 ratings/week
Praise: recommend ×9 love ×7 great ×5 awesome ×3 amazing ×3Complaints: scam ×3 subscription ×1 refund ×1
Top positive
★★★★★ Viki
Excelente…
★★★★★ Awesome
Thank you and take care and God bless…
Top negative
★☆☆☆☆ Login to Another Device
Got a new phone and had to log back in to all apps again. Cannot login or Customer Service cannot help. Not a fan.…
★☆☆☆☆ AI Usage
Haven’t really used the app in a while, but I still had it downloaded on my phone, but I was playing a game on my phone and there was an advertisement. Usually I don’t have a problem with advertisement but kickoff decided to start using a h…
📈Ratings growth243,589 ratings+58% lifetimeShow 3-year history estimate ▾May 2023Oct 2025May 2026
Tracked (23 weeks) Pre-tracking estimate (36 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
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