How much does ČSOB Smart make per month?

Based on our ML-calibrated revenue forecast, ČSOB Smart earns approximately $5.0K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.

Is ČSOB Smart profitable?

With estimated build cost $180K and monthly revenue $5.0K, ČSOB Smart looks break-even-grade — payback period sits around 3.0 years. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.

How many users does ČSOB Smart have?

Estimated audience: ~29K lifetime downloads, ~6K monthly active users, and ~2K daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.

What apps are like ČSOB Smart?

Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.

What is ČSOB Smart built with?

Our heuristic places ČSOB Smart on the Native iOS (SwiftUI) stack (Medium confidence, 55%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: React Native, Flutter.

Is ČSOB Smart still actively maintained?

Maintenance status: Active (5% abandonment risk). Last shipped version was 16 days ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.

How much would ČSOB Smart sell for?

Estimated acquisition value: $100K (marketplace range $75K – $150K). Calculated as 22× monthly revenue using the standard multiple for the detected monetization model + adjustments for age, rating quality and category demand. Calibrated against 2024-2026 Flippa / Acquire.com / MicroAcquire closed-deal medians.

When was ČSOB Smart last updated?

ČSOB Smart last shipped a new version on 2026-09-15 — less than a month ago. This is the date Apple / Google last accepted a new build, not a content-only push.

Who makes ČSOB Smart?

ČSOB Smart is published by Československá obchodní banka, a.s. on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.

What is ČSOB Smart's BU Score?

ČSOB Smart has a BU Score of 62/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.

ČSOB Smart

Quality Score

Solid

ČSOB Smart

Name: ČSOB Smart — app revenue, audience, build cost & risk profile
Creator: Bumetric
License: https://creativecommons.org/licenses/by/4.0/
Keywords: ČSOB Smart revenue, ČSOB Smart app analytics, mobile app revenue estimate, Finance revenue, iOS app revenue

by Československá obchodní banka, a.s.

Medium confidence

4.8 App Store rating

✍️ Bumetric analysis

“

ČSOB Smart is an iOS app from Československá obchodní banka, a.s. in the Finance category, currently rated 4.8★ across 701 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.

Quality Score is 62: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.

💰 Monthly revenue · now vs forecast

● Right now

$5.0K

per month

→

12-mo forecast

$5.2K – $10.8K

per month

→

24-mo forecast

$6.4K – $19.2K

per month

MID tier

💡 Grow this revenue

Free AI audit of this app’s store listing

Title & subtitle keyword fit
Description hook & conversion structure
Screenshots, ratings, reviews strategy

Run free AI audit →

Typical impact: +2-5× organic installs

📊 Performance Tracking LIVE

13 snapshots on record

idle

Rating

4.8

Reviews

701 reviews

Forecast Revenue / mo

$5.0K

Snapshots tracked

since Oct 2021

🤖Also on Android

ČSOB Smart

$200/mo · 67K ratings · 4.2★

View →

ONE-TIME · BUILD 💰 Estimated build cost

$180K

↳ What it cost to build · not monthly revenue

Likely range $135K – $245K

$25K · MVP floor $100K · indie scale $500K+ · studio build

📈 Pays back in ~3.0y at current MRR

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes

🧱 MVP baseline (design + 1-store ship)	+$28K
📱 5 unique screens × $4.5K	+$22K
📦 Asset bundle (330 MB)	+$40K
⚙ Finance complexity ×1.60	+$54K
⚙ 5.9y maintenance × ~1-person team	+$35K

Total estimate $180K

ONE-TIME · EXIT VALUE 💵 Estimated acquisition value

$100K

↳ What it would sell for · not monthly revenue

Marketplace range $75K – $150K · 22× MRR multiple

💸 ~0.6× build cost (under-water)

Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.

How the multiple was built

📺 Ad-supported base	15× MRR
📅 5.9y proven track record	+20%
⭐ ★ rating ≥ 4.7 (premium)	+15%
🏷 Finance category multiple	+15%
⭐ Small user base (<1K ratings)	-8%

Final multiple 22× MRR

👥 Estimated audience size

29K

Lifetime downloads (US-equivalent)

Monthly active

6.3K

Daily active

2.5K

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it

📲 Finance engagement	~60 installs / rating
📅 5.9y of rating accumulation	-30%
🔁 Finance D30 retention	28%
📍 DAU / MAU stickiness	0.40

DAU / MAU 40% sticky

🛠 Estimated tech stack

🍎

Native iOS (SwiftUI)

Medium confidence · 55%

Also possible

React Native Flutter

Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.

Signals we read

📦 App bundle size	330 MB
🏷 Category context	Finance
📦 Large iOS bundle	→ Native SwiftUI (post-2020 era) + assets

💀 Maintenance status

Active

Last shipped 2026-09-15 · 16 days ago

0 · Active 50 · At risk 100 · Abandoned

Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.

Risk signals

📅 16 days since last update

Active development

Verdict Active

🔬

How we forecast this revenue

MEDIUM CONFIDENCE

Baseline

$5.0K/mo · ML-estimated from 234 triggers

Growth rate

+4.0% MoM · MID tier baseline (compound monthly)

6 months

$4.7K – $7.9K

12 months

$5.2K – $10.8K

24 months

$6.4K – $19.2K

Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.

📊

BU Investment Matrix

Below median · 52/100MID TIERunderperforming peers

Growth Velocity

5.0

Founder Strength

6.6

Product Quality

6.7

Revenue Strength

3.7

Monetization Maturity

1.0

Defensibility

6.5

Market Position

2.0

Operational Safety

10.0

💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
⭐ Quality: 4.78★ across 701 reviews — solid.
📍 Market: Not yet charting in any of the 9 monitored markets.
📈 Growth: Insufficient signal to assess trajectory.
⚠️ Risk: Low — no material risk signals detected.

🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.

💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K. Portfolio play ($11K/mo combined) commands premium.

Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.

Range:

💰 Forecast Revenue / mo

MODEL

Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.

🔬Forecast Breakdown — Why This Estimate?Top 4 of 4 triggers

Our ML model uses 200+ signals from public data. These are the most influential for this app:

Excellent rating (4.8★)METRIC		+$2,200
Established app (5y old)METRIC		+$800
Ad-supported / freemiumMETRIC		+$600
Early-stage install base (701 ratings)METRIC		+$400

METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📥 Estimated Downloads / week

PROXY · ratings × 50/wk —

Industry-rule estimate (Sensor Tower / data.ai): one weekly install ≈ 50 new ratings. Solid points = tracked snapshots · faded line = pre-tracking model backfill.

📈 Reviews Growth

LIVE

Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE

Average rating evolution. Updates with each new review batch.

🗓️ Snapshot Timeline

HISTORY

Each bar shows a tracked update and the metric delta from the previous snapshot.

🆕 What's New · v17.8.4

Further improvements and bug fixes

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name: ČSOB Smart
Developer: Československá obchodní banka, a.s.
Bundle ID: cz.csob.smart
App Store URL: Open in App Store
Category: Finance
Content rating: 4+
Languages: CS, EN, SK

Company

Website: Not found
Tagline: Today
Description: Find apps and games for iPhone, iPad, Mac, and more on the App Store.
Founded: Not found
HQ / Address: Not found
Employees: Not found
Logo: Available

Revenue

Reported revenue signal / mo: Not found
AI revenue estimate / mo: Not found
AI annual estimate: Not found
Model estimate / mo: $5.0K/mo
Top-grossing rank: Outside top 100 in US Finance
All-time revenue: Not found
Pricing: Not found

Founder

Founder data not yet collected for this app.

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Contacts & Socials data not yet collected for this app.

📈Ratings growth745 ratings+74400% lifetimeShow 3-year history estimate ▾

Tracked (13 weeks) Pre-tracking estimate (0 weeks) · model-based, ±5% noise · anchored to release date and current value

🌍Geographic ReachNot ranked

This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.

🚀Update Frequency · Releases per Quarter5 releases tracked

🚀Version Release Timeline5 releases tracked

Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

With ČSOB Smart you have the whole bank and insurance company in your mobile.

You are not a client yet? It is not a problem, you can become one right in the app – opening a current account takes only few minutes. 

Why it is great to have ČSOB Smart:
 
1. Your money is safe, it is protected not only by your bank identity, but also by Face ID or Touch ID. 

2. You always know how much money you have, both in your current and savings account, and even on investments account. 

3. It makes payments easy, even invoice payment, thanks to the possibility to scan it from a QR code. 

4.… View full description on the official store →

App Specs

🔐 Own this app? Claim & verify MRR →

💾 330 MB🔞 4+📱 iOS 16.4+🔖 v17.8.4🔄 updated 2w ago🌐 CS, EN, SK📂 Finance💰 Paid🚀 Launched 2020 (5y old)

📅

What Worked™ · Development Pipeline

13 EVENTS TRACKED

Detected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →

2026-09

🔧

Shipped update — v17.2.5 → v17.8.4

→ 30 days after: reviews +14 high confidence

2026-07

🔧

Shipped update — v16.13.3 → v17.2.5

→ 30 days after: reviews +6 high confidence

2026-06

🔧

Shipped update — v16.8.5 → v16.13.3

→ 30 days after: reviews +9 high confidence

2026-06

🔧

Shipped update — v16.1.3 → v16.8.5

→ 30 days after: reviews +24 high confidence

2026-05

🔄

Monetization changed: freemium → free

→ 30 days after: reviews +15 high confidence

2026-03

⭐

Rating ↑ 3.00 → 4.90 (improved 1.90★)

→ 30 days after: revenue +$143/mo · rating +1.90★ · reviews +7,575 high confidence

2026-03

📈

Crossed 10 ratings — social-proof flywheel kicking in

→ 30 days after: revenue +$143/mo · rating +1.90★ · reviews +7,575 high confidence

2026-02

⭐

Rating ↓ 3.33 → 3.00 (dropped 0.33★)

→ 30 days after: revenue +$143/mo · rating +1.90★ · reviews +7,575 high confidence

2024-05

⭐

Rating ↑ 3.00 → 3.33 (improved 0.33★)

2023-09

⭐

Rating ↓ 3.50 → 3.00 (dropped 0.50★)

2022-06

⭐

Rating ↑ 3.00 → 3.67 (improved 0.67★)

2021-11

⭐

Rating ↓ 5.00 → 3.00 (dropped 2.00★)

2021-10

🚀

First tracked snapshot — initial data captured

→ 30 days after: rating −2.00★ high confidence

🌍

Multi-Country Performance

Available in 9 of 9 monitored markets

Market	Rating	Reviews	Current version
🇦🇺 AU	4.744★	125	4.744★ this version
🇧🇷 BR	5★	6	5★ this version
🇨🇦 CA	4.89743★	156	4.89743★ this version
🇩🇪 DE	4.78946★	589	4.78946★ this version
🇫🇷 FR	4.83146★	89	4.83146★ this version
🇬🇧 GB	4.79175★	485	4.79175★ this version
🇮🇳 IN	4.81818★	44	4.81818★ this version
🇯🇵 JP	4.82353★	17	4.82353★ this version
🇺🇸 US	4.79277★	748	4.79277★ this version

🔔

Track this app’s revenue

FREE

Get an email when revenue moves by your threshold. No spam, unsubscribe in one click.

📝 Description

BU Score · Transcendent

Full revenue analysis

Read the article-style breakdown for ČSOB Smart: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.

Read deep-dive →