How much does ČSOB Smart make per month?

Based on our ML-calibrated revenue forecast, ČSOB Smart earns approximately $143/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.

What apps are like ČSOB Smart?

Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.

Who makes ČSOB Smart?

ČSOB Smart is published by Československá obchodní banka, a.s. on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.

What is ČSOB Smart's BU Score?

ČSOB Smart has a BU Score of 62/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.

ČSOB Smart

Quality Score

Solid

ČSOB Smart

Name: ČSOB Smart — app revenue, audience, build cost & risk profile
Creator: bumetric
License: https://creativecommons.org/licenses/by/4.0/
Keywords: ČSOB Smart revenue, ČSOB Smart app analytics, mobile app revenue estimate, Finance revenue, iOS app revenue

Medium confidence

4.8 ✍️ Editor

✍️ bumetric analysis

“

ČSOB Smart is an iOS app from Československá obchodní banka, a.s. in the Finance category, currently rated 4.8★ across 701 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.

Quality Score is 62: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.

💰 Monthly revenue · now vs forecast

● Right now

$5.0K

per month

→

12-mo forecast

$5.2K – $10.8K

per month

→

24-mo forecast

$6.4K – $19.2K

per month

MID tier

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Typical impact: +2-5× organic installs

📊 Performance Tracking LIVE

Loading…

idle

Rating

—

Reviews

—

Forecast Revenue / mo

—

Snapshots tracked

since first record

🤖Also on Android

ČSOB Smart Key

$592/mo · 14K ratings · 3.9★

View →

ONE-TIME · BUILD 💰 Estimated build cost

$145K

↳ What it cost to build · not monthly revenue

Likely range $110K – $195K

$25K · MVP floor $100K · indie scale $500K+ · studio build

📈 Slow ROI — current MRR is well below build cost

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes

🧱 MVP baseline (design + 1-store ship)	+$28K
📱 5 unique screens × $4.5K	+$22K
📦 Asset bundle (314 MB)	+$40K
⚙ Finance complexity ×1.60	+$54K

Total estimate $145K

👥 Estimated audience size

42K

Lifetime downloads (US-equivalent)

Monthly active

11K

Daily active

4.6K

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it

📲 Finance engagement	~60 installs / rating
🔁 Finance D30 retention	28%
📍 DAU / MAU stickiness	0.40

DAU / MAU 40% sticky

🔬

How we forecast this revenue

MEDIUM CONFIDENCE

Baseline

$5.0K/mo · ML-estimated from 234 triggers

Growth rate

+4.0% MoM · MID tier baseline (compound monthly)

6 months

$4.7K – $7.9K

12 months

$5.2K – $10.8K

24 months

$6.4K – $19.2K

Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.

📊

BU Investment Matrix

Below median · 51/100MID TIERunderperforming peers

Growth Velocity

5.0

Founder Strength

5.7

Product Quality

6.7

Revenue Strength

3.7

Monetization Maturity

1.0

Defensibility

6.4

Market Position

2.0

Operational Safety

10.0

💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
⭐ Quality: 4.78★ across 701 reviews — solid.
📍 Market: Not yet charting in any of the 9 monitored markets.
📈 Growth: Insufficient signal to assess trajectory.
⚠️ Risk: Low — no material risk signals detected.

🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.

💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K.

Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.

Range:

💰 Forecast Revenue / mo

MODEL

Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.

🔬Forecast Breakdown — Why This Estimate?Top 4 of 4 triggers

Our ML model uses 200+ signals from public data. These are the most influential for this app:

Excellent rating (4.8★)METRIC		+$2,200
Established app (5y old)METRIC		+$800
Ad-supported / freemiumMETRIC		+$600
Early-stage install base (701 ratings)METRIC		+$400

METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📥 Estimated Downloads / week

PROXY · ratings × 50/wk —

Industry-rule estimate (Sensor Tower / data.ai): one weekly install ≈ 50 new ratings. Solid points = tracked snapshots · faded line = pre-tracking model backfill.

📈 Reviews Growth

LIVE

Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE

Average rating evolution. Updates with each new review batch.

🗓️ Snapshot Timeline

HISTORY

Each bar shows a tracked update and the metric delta from the previous snapshot.

🆕 What's New · v16.1.3

•   Further improvements and bug fixes

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name: ČSOB Smart
Developer: Československá obchodní banka, a.s.
Bundle ID: cz.csob.smart
App Store URL: Open in App Store
Category: Finance
Content rating: 4+
Languages: CS, EN, SK

Company

Website: Not found
Tagline: Lidé
Description: V ČSOB vám pomůžeme se vším kolem peněz. Poznejte blíž naše účty, půjčky, hypotéky, investice, spoření, pojištění i nabídku pro podnikatele a firmy.
Founded: Not found
HQ / Address: Not found
Employees: Not found
Logo: Available

Revenue

Verified revenue / mo: Not found
AI revenue estimate / mo: Not found
AI annual estimate: Not found
ML model estimate / mo: $144/mo
Top-grossing rank: Outside top 100 in US Finance
All-time revenue: Not found
Pricing: Not found

Founder

Name: Not found
X / Twitter: twitter.com/CSOB_CZ
LinkedIn: linkedin.com/company/csob
GitHub: Not found
X followers: Not found
Public statements: Not found

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Contacts & Socials data not yet collected for this app.

📈Ratings growth701 ratings+70000% lifetimeShow 3-year history estimate ▾

Tracked (9 weeks) Pre-tracking estimate (37 weeks) · model-based, ±5% noise · anchored to release date and current value

🌍Geographic ReachNot ranked

This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.

Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

With ČSOB Smart you have the whole bank and insurance company in your mobile.

You are not a client yet? It is not a problem, you can become one right in the app – opening a current account takes only few minutes. 

Why it is great to have ČSOB Smart:
 
1. Your money is safe, it is protected not only by your bank identity, but also by Face ID or Touch ID. 

2. You always know how much money you have, both in your current and savings account, and even on investments account. 

3. It makes payments easy, even invoice payment, thanks to the possibility to scan it from a QR code. 

4.… View full description on the official store →

App Specs

🔐 Own this app? Claim & verify MRR →

💾 314 MB🔞 4+📱 iOS 16.4+🔖 v16.1.3🔄 updated 0d ago🌐 CS, EN, SK📂 Finance💰 Paid

📅

What Worked™ · Development Pipeline

9 EVENTS TRACKED

Detected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →

2026-05

🔄

Monetization changed: freemium → free

2026-03

⭐

Rating ↑ 3.00 → 4.90 (improved 1.90★)

2026-03

📈

Crossed 10 ratings — social-proof flywheel kicking in

2026-02

⭐

Rating ↓ 3.33 → 3.00 (dropped 0.33★)

2024-05

⭐

Rating ↑ 3.00 → 3.33 (improved 0.33★)

2023-09

⭐

Rating ↓ 3.50 → 3.00 (dropped 0.50★)

2022-06

⭐

Rating ↑ 3.00 → 3.67 (improved 0.67★)

2021-11

⭐

Rating ↓ 5.00 → 3.00 (dropped 2.00★)

2021-10

🚀

First tracked snapshot — initial data captured

🌍

Multi-Country Performance

Available in 9 of 9 monitored markets

Market	Rating	Reviews	Current version
🇦🇺 AU	4.8087★	115	4.8087★ this version
🇧🇷 BR	5★	6	5★ this version
🇨🇦 CA	4.90667★	150	4.90667★ this version
🇩🇪 DE	4.82746★	539	4.82746★ this version
🇫🇷 FR	4.82955★	88	4.82955★ this version
🇬🇧 GB	4.79406★	471	4.79406★ this version
🇮🇳 IN	4.81579★	38	4.81579★ this version
🇯🇵 JP	4.8125★	16	4.8125★ this version
🇺🇸 US	4.78182★	715	4.78182★ this version

🔔

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📝 Description

BU Score · Transcendent

Full revenue analysis

Read the article-style breakdown for ČSOB Smart: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.

Read deep-dive →