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ERGO NEXT Insurance

75
Quality Score
Strong

ERGO NEXT Insurance

by Next insurance, inc
High confidence
4.9 App Store rating
✍️ Bumetric analysis
“

ERGO NEXT Insurance is an iOS app from Next insurance, inc in the Finance category, currently rated 4.9★ across 11,348 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.

Quality Score is 75: Strong (healthy traction). For a Finance app, that means healthy traction. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.

💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
→
12-mo forecast
$5.2K – $10.8K
per month
→
24-mo forecast
$6.4K – $19.2K
per month
MID tier
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📊 Performance Tracking LIVE

18 snapshots on record
idle
0%
Rating
4.9
Reviews
11,348 reviews
Forecast Revenue / mo
$5.0K
Snapshots tracked
18
since Apr 2026
ONE-TIME · BUILD 💰 Estimated build cost
$110K
↳ What it cost to build · not monthly revenue
Likely range $80K – $150K
$25K · MVP floor $100K · indie scale $500K+ · studio build
📈 Pays back in ~1.8y at current MRR

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes
🧱 MVP baseline (design + 1-store ship) +$28K
📱 5 unique screens × $4.5K +$22K
⚙ Finance complexity ×1.60 +$30K
⚙ 4.8y maintenance × ~1-person team +$28K
Total estimate $110K
ONE-TIME · EXIT VALUE 💵 Estimated acquisition value
$125K
↳ What it would sell for · not monthly revenue
Marketplace range $100K – $150K · 24× MRR multiple
💸 ~1.1× build cost (break-even+)

Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.

How the multiple was built
📺 Ad-supported base 15× MRR
📅 4.8y proven track record +20%
⭐ ★ rating ≥ 4.7 (premium) +15%
🏷 Finance category multiple +15%
Final multiple 24× MRR
👥 Estimated audience size
515K
Lifetime downloads (US-equivalent)
Monthly active
120K
Daily active
48K

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it
📲 Finance engagement ~60 installs / rating
📅 4.8y of rating accumulation -24%
🔁 Finance D30 retention 28%
📍 DAU / MAU stickiness 0.40
DAU / MAU 40% sticky
🛠 Estimated tech stack
🍎
Native iOS (SwiftUI)
Medium confidence · 70%
Also possible
Flutter

Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.

Signals we read
📦 App bundle size 35 MB
🏷 Category context Finance
📦 Small-mid iOS bundle → Native SwiftUI (post-2020 era)
💀 Maintenance status
Slowing
30%
Last shipped 2026-04-09 · 177 days ago
0 · Active 50 · At risk 100 · Abandoned

Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.

Risk signals
📅 5 months since last update Slowing cadence
Verdict Slowing
🔬

How we forecast this revenue

MEDIUM CONFIDENCE
Baseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊

BU Investment Matrix

Below median · 48/100MID TIERunderperforming peers
GrowthFounderQualityRevenueMonetiz.MoatMarketSafety
Growth Velocity
5.0
Founder Strength
4.9
Product Quality
9.9
Revenue Strength
3.7
Monetization Maturity
1.0
Defensibility
3.2
Market Position
0.6
Operational Safety
10.0
  • 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
  • ⭐ Quality: 4.93★ across 11,348 reviews — exceptional (top 1% in category).
  • 📍 Market: Not yet charting in any of the 9 monitored markets.
  • 📈 Growth: Insufficient signal to assess trajectory.
  • ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K. Portfolio play ($8K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 6 of 6 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
Mid install base (11,348 ratings)METRIC
+$5,500
Excellent rating (4.9★)METRIC
+$2,200
highly recommendREVIEW
+$1,400
Established app (4y old)METRIC
+$800
Ad-supported / freemiumMETRIC
+$600
Single-language (English only)METRIC
−$400
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

🆕 What's New · v1.3.3

NEXT is now officially Ergo NEXT! This update brings our exciting rebrand straight to your phone. Along with our new name, we've updated the app with a crisp, high-resolution logo, app icon, and smoothed out the startup animation.… Full release notes →

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
ERGO NEXT Insurance
Developer
Next insurance, inc
Bundle ID
com.next-insurance
App Store URL
Open in App Store
Category
Finance
Content rating
17+
Languages
EN

Company

Website
Not found
Tagline
Today
Description
Find apps and games for iPhone, iPad, Mac, and more on the App Store.
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
Available

Revenue

Reported revenue signal / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
Model estimate / mo
$5.0K/mo
Top-grossing rank
Outside top 100 in US Finance
All-time revenue
Not found
Pricing
Not found

Founder

Founder data not yet collected for this app.

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Contacts & Socials data not yet collected for this app.
📈Ratings growth13,998 ratings+34% lifetimeShow 3-year history estimate ▾Apr 2026Jul 2026Sep 2026
Tracked (18 weeks) Pre-tracking estimate (0 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

The ERGO NEXT mobile app lets you manage your business insurance from wherever you are. Create and send certificates of insurance instantly from your phone, view policy docs with a tap, and get fast notifications on claims, payments, and more.

OUR APP EXPERIENCE
With our app, you have the power to manage your business insurance from anywhere, any time, so you can:

Customize and share certificates of insurance
Add unlimited third parties to your certs
Manage third party certificate followers
Update your account information
Modify your coverage Instantly
File a claim in minutes… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →
💾 35 MB🔞 17+📱 iOS 15.6+🔖 v1.3.3🔄 updated 5mo ago🌐 EN📂 Finance💰 Paid🚀 Launched 2021 (4y old)
🌍

Multi-Country Performance

Available in 2 of 9 monitored markets
MarketRatingReviewsCurrent version
🇨🇦 CA4.8★54.8★ this version
🇺🇸 US4.92251★14,3654.92251★ this version
🔔

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📝 Description

95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for ERGO NEXT Insurance: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Read deep-dive →

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About this analysis
ZCAnalyzed by Zakhar Chumak · founder, Bumetric·Full methodology·High confidence

Why high confidence: 11,348 ratings · no founder-verified revenue (model estimate only).

❓ Frequently Asked Questions

10 answers · auto-generated from this app's public data
How much does ERGO NEXT Insurance make per month?▴
Based on our ML-calibrated revenue forecast, ERGO NEXT Insurance earns approximately $5.0K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is ERGO NEXT Insurance profitable?▴
With estimated build cost $110K and monthly revenue $5.0K, ERGO NEXT Insurance looks break-even-grade — payback period sits around 1.8 years. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
How many users does ERGO NEXT Insurance have?▴
Estimated audience: ~515K lifetime downloads, ~120K monthly active users, and ~48K daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like ERGO NEXT Insurance?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is ERGO NEXT Insurance built with?▴
Our heuristic places ERGO NEXT Insurance on the Native iOS (SwiftUI) stack (Medium confidence, 70%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: Flutter.
Is ERGO NEXT Insurance still actively maintained?▴
Maintenance status: Slowing (30% abandonment risk). Last shipped version was 5 months ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
How much would ERGO NEXT Insurance sell for?▴
Estimated acquisition value: $125K (marketplace range $100K – $150K). Calculated as 24× monthly revenue using the standard multiple for the detected monetization model + adjustments for age, rating quality and category demand. Calibrated against 2024-2026 Flippa / Acquire.com / MicroAcquire closed-deal medians.
When was ERGO NEXT Insurance last updated?▴
ERGO NEXT Insurance last shipped a new version on 2026-04-09 — 5 months ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes ERGO NEXT Insurance?▴
ERGO NEXT Insurance is published by Next insurance, inc on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is ERGO NEXT Insurance's BU Score?▴
ERGO NEXT Insurance has a BU Score of 75/100 (Strong). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.