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82
BU Score
Excellent

Ava: Build Credit Fast

4.9 ✍️ Editor
✍️ bumetric analysis

Ava: Build Credit Fast is an iOS app from Ava Finance, Inc. in the Finance category, currently rated 4.9★ across 45,711 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.

Our BU Score puts it at 82: Excellent (strong product-market fit). For a Finance app, that means strong product-market fit.

Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.

📊 Performance Tracking LIVE

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Rating
Reviews
Forecast Revenue / mo
Snapshots tracked
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since first record
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 12 of 12 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
Mid install base (45,711 ratings)METRIC
+$5,500
subscriptionREVIEW
+$2,500
Excellent rating (4.9★)METRIC
+$2,200
bugsREVIEW
−$1,800
5 starREVIEW
+$1,800
cancelledREVIEW
−$1,500
excellent appREVIEW
+$1,500
highly recommendREVIEW
+$1,400
slowREVIEW
−$1,200
Established app (4y old)METRIC
+$800
Ad-supported / freemiumMETRIC
+$600
Single-language (English only)METRIC
−$400
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.
💚Sentiment Over Time↑ green = positive · ↓ red = negative
Jun 25
Jul 25
Aug 25
Sep 25
Oct 25
Nov 25
Dec 25
Jan 26
Feb 26
Mar 26
Apr 26
May 26

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

🗓️ Snapshot Timeline

HISTORY
Each bar shows a tracked update and the metric delta from the previous snapshot.
App Specs
🔐 Own this app? Claim & verify MRR →
💾 131 MB🔞 4+📱 iOS 14.0+🔖 v5.1.4733🔄 updated 1w ago🌐 EN📂 Finance💰 Paid🚀 Launched 2021 (4y old)

📝 About this app

Unlock a better financial future with Ava – an easy and effective way to build positive credit history, which may help improve your credit score over time.* A prime (700+) score may be attainable. Join us and make an impact on your credit journey.

Why Ava, you ask?

Quick Results: 74% of members who subscribed to Ava within 7 days saw a credit score increase within the first two weeks of joining.** Among those members, some saw increases of 40+ points within three months.**

Still not convinced? There's more.

Easy Setup: Get started in less than 5 minutes.

Transparent Pricing: Starting at just $8/month for the annual plan, Ava offers a simple, affordable route to better credit history.

With Ava, you can expect:
- No hidden fees
- 0% interest
- Instant account set up with no credit check
- 0 deposit/collateral required

Included in our simple pricing are:

AVA CREDIT BUILDER CARD:
The Ava Credit Builder Card allows you to pay for over 60 online subscriptions and bills (like Netflix and Verizon) while also lowering your credit utilization.***

SAVE & BUILD CREDIT ACCOUNT:
The Save & Build Credit Account is a secured loan that helps you save money while adding an additional credit line to your report. Start with at least $25/month, make on-time payments for 12 - 24 months, and get at least $300. Zero interest. Origination fee in some states.****

A pattern of positive payment history may help strengthen your credit profile over time.

FREE MONTHLY CREDIT REPORT
Stay on top of your credit score with free credit reports in the app. Discover insights and suggestions in your report that make it easy to understand credit factors, like credit utilization and percentage of on-time payments.

DEDICATED CUSTOMER SUPPORT
Need help? Our dedicated support team is here to help. Contact us at support@meetava.com.

Ava is not a bank, Ava is a technology company that partners with technology service provider of banking related services Priority Technology Holdings, Inc., as well as Pier Lending LLC NMLS 2451164 in certain states to provide the Secured Loan Account . The Ava Credit Builder Mastercard® is issued by Patriot Bank, N.A., pursuant to a license from Mastercard® International Incorporated.


* With Ava's Credit Builder Card and Save & Build Account you add two new tradelines to your credit report that helps with your credit mix (10%) and credit history (15%). With each payment made on time you help build your payment history (35%). The Credit Builder Card's credit limit helps with your credit utilization (30%). https://www.experian.com/blogs/ask-experian/credit-education/score-basics/what-affects-your-credit-scores/

** Data is for the period Jan 1, 2023 - Dec 31, 2023, and describes average outcome for members who subscribed to Ava, activated the Ava Card and were furnished to the bureaus within 7 days, and did not cancel their membership within 7 days of signing up. A credit score increase is not guaranteed.

***Approval is guaranteed when you connect a valid bank account and pass identity verification. We report on-time payments to all three credit bureaus within about 48 hours. Maintaining low utilization and consistent on-time payments may help improve your credit score over time.

****In the following states, Ava’s Save & Build Credit Account origination fee is $12, paid as $1 per month: Georgia, Ohio, Louisiana, Indiana, Missouri, Wisconsin, Florida, Hawaii, Texas, New York, Illinois, North Carolina, Michigan, New Jersey, Virginia, Alabama, South Carolina, Tennessee, Arizona.

🆕 What's New · v5.1.4733

Bug fixes and performance improvements.

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
Ava: Build Credit Fast
Developer
Ava Finance, Inc.
Bundle ID
com.meetava.app
App Store URL
Open in App Store
Category
Finance
Content rating
4+
Languages
EN

Company

Website
Not found
Tagline
Today
Description
Find apps and games for iPhone, iPad, Mac, and more on the App Store.
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
OG image

Revenue

Verified revenue / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
ML model estimate / mo
$15.7K/mo
Top-grossing rank
Outside top 100 in US Finance
All-time revenue
Not found
Pricing
Not found

Founder

Name
Not found
X / Twitter
Not found
LinkedIn
Not found
GitHub
Not found
X followers
Not found
Public statements
Not found

Funding

Total raised
Not found
Last round
Not found
Investors
Not found
Crunchbase
Not found
AngelList
Not found

Press & Links

Articles found
Not found
Listed on
Not found
Blog
https://apps.apple.com/us/app/letterloop-group-newsletters/id6468623700
Press / News
Not found

Contacts & Socials

Socials
Not found
Email
Not found
Phone
Not found
Contact page
Not found
About page
https://apps.apple.com/us/iphone/story/id1759426883
Recent App Store Reviews49 latest · avg 3.53★ · 61.2% 5★ · 32.7% 1★
5★
30 (61%)
4★
0 (0%)
3★
1 (2%)
2★
2 (4%)
1★
16 (33%)
+245 ratings/week
Praise: great ×7 love ×6 recommend ×5 amazing ×4 best ×4Complaints: subscription ×7 scam ×3 refund ×2 terrible ×1
Top positive
★★★★★ +184 Increase
Ava has been a life saver - My score has increased +184 - I’m surprised as well. It really helps and i pay more for gas than to fix my credit. You wont be dissatisfied…
★★★★★ Review
I love Ava’s credit program it has been great to see my credit score go up…
Top negative
★☆☆☆☆ Understand clearly before committing
There is no accessible credit limit. You are told that there is but be aware that you can only spend funds at select vendors they are partnered with. None are good. They are all subscriptions. Proceed with care.…
★☆☆☆☆ Ava
It’s horrible can’t even use the app it has some kind of issue to where you can’t even navigate it or log back in after you made an account with them. Don’t get this app…
📈Ratings growth45,711 ratings+102% lifetimeShow 3-year history estimate ▾May 2023Feb 2026May 2026
Tracked (30 weeks) Pre-tracking estimate (36 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

Similar apps in Finance

Full revenue analysis
Read the article-style breakdown for Ava: Build Credit Fast: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Read deep-dive →