Bank of America Mobile Banking
87
Quality Score
Excellent
✍️ Bumetric analysis
“
This app occupies the critical niche of direct consumer banking, competing head-to-head with mobile offerings from other major financial institutions like Chase, Wells Fargo, and Citibank. Its exceptionally high rating from millions of users, coupled with a consistent monthly revenue exceeding ten thousand dollars, signals robust user traction and a mature, established product. This isn't an early-stage app; it's a core utility for its user base, indicating strong retention and brand loyalty. For finance apps in this category, direct monetization through IAPs or subscriptions is rare. Instead, revenue is typically generated indirectly through the underlying financial products – account fees, interest, and transaction-based services – which the app facilitates and streamlines, effectively acting as a high-engagement channel for the parent company. The app's value lies in customer acquisition and retention, not direct per-download revenue.
BU Score 87 · Excellent — strong product-market fit. The full Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track snapshot history and revenue forecast in the Performance section below.
💰 Forecast monthly revenue
—/mo
Founder-confirmed monthly revenue
BIG tierFREE
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
505 snapshots on record
Rating
4.8
Reviews
5,023,646 reviews
Forecast Revenue / mo
$2.0M
Snapshots tracked
505
since Jan 2026
🤖Also on Android
$476/mo · 1.2M ratings · 4.6★
View →
📊
BU Investment Matrix
Concerning · 41/100BIG TIERFREE (NO MONETIZATION)below benchmarksRevenue Strength
0.0
Product Quality
8.1
Market Position
0.9
Growth Velocity
5.0
Defensibility
6.9
Operational Safety
5.3
Founder Strength
6.2
Monetization Maturity
0.5
- 💰 Revenue: Pre-revenue or unknown — $0 - $0/mo · BIG tier · high confidence, trajectory unclear.
- ⭐ Quality: 4.81★ across 5,023,646 reviews — strong (top 10%).
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Elevated — scam/fraud mentions detected, bug mentions above category norm, rating drift -3.05 ★ (recent 50 vs lifetime).
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: No verified revenue — acquisition only makes sense for tech / userbase / brand.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 12 of 12 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| High install base (5,023,646 ratings)METRIC | +$12,000 | |
| Excellent rating (4.8★)METRIC | +$2,200 | |
| frequent crashesREVIEW | −$2,000 | |
| bugsREVIEW | −$1,800 | |
| 5 starREVIEW | +$1,800 | |
| securityREVIEW | +$1,800 | |
| cancelledREVIEW | −$1,500 | |
| highly recommendREVIEW | +$1,400 | |
| slowREVIEW | −$1,200 | |
| support teamREVIEW | +$900 | |
| Established app (7y old)METRIC | +$800 | |
| Ad-supported / freemiumMETRIC | +$600 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v26.08.04
In this release, we've made some minor enhancements and bug fixes.
We're always making improvements, so turn on automatic app updates to get the latest. Go to Settings > App Store, and toggle on "App Updates.
We're always making improvements, so turn on automatic app updates to get the latest. Go to Settings > App Store, and toggle on "App Updates.
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- Bank of America Mobile Banking
- Developer
- Bank of America
- Bundle ID
- com.bankofamerica.BofA
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN, ES
Company
- Website
- Not found
- Tagline
- Today
- Description
- Find apps and games for iPhone, iPad, Mac, and more on the App Store.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Available
Revenue
- Reported revenue signal / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- Model estimate / mo
- $2.0M/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
⭐Recent App Store Reviews49 latest · avg 1.65★ · 8.2% 5★ · 73.5% 1★
5★4 (8%)
4★2 (4%)
3★3 (6%)
2★4 (8%)
1★36 (73%)
+12 ratings/week
Praise: great ×3 best ×2 love ×2 perfect ×1Complaints: worst ×9 terrible ×5 broken ×2 bug ×2 hate ×1
Top positive
★★★★★ Great Customer Service
The quality of workmanship performed by this particular banker,Moeshia changed my whole outlook on online banking. Today I feel safe and secure because of her actions, and I’m grateful to have a trustworthy bank!!…
★★★★★ Impressed
Customer service has been extremely helpful. Changing my review…
Top negative
★☆☆☆☆ Click on one thing, get another
What’s up with this app? I click on one thing and it gives me another. And, what happened to the dates so I can delete all my spam emails from today, yesterday, and last month? You didn’t think we wanted that anymore? Make the darn app even…
★☆☆☆☆ Bill Pay is now terrible
Bill pay app was updated and now paying bills is twice the work it used to be. You select a bill pay account. And then you have to go through the bill pay list a 2nd time to select who you are paying. Its terrible. Who is watching th…
📈Ratings growth5,024,841 ratings+1126546% lifetimeShow 3-year history estimate ▾
Tracked (60 weeks) Pre-tracking estimate (0 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Update Frequency · Releases per Quarter4 releases tracked
🚀Version Release Timeline4 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
Bank conveniently and securely with the Bank of America® Mobile Banking app for U.S.-based checking, savings, credit card, loan and investment accounts.
Manage Accounts
•View account balances and review activity
•Activate or replace credit/debit cards
•Set alerts for important account info
•Manage all accounts, including checking, savings, credit cards, loans and investment accounts
Transfer Money and Pay Bills
•Securely send and receive money with Zelle® in our app using a US mobile number or email address¹
•Transfer funds between your Bank of America and linked Merrill accounts… View full description on the official store →
Manage Accounts
•View account balances and review activity
•Activate or replace credit/debit cards
•Set alerts for important account info
•Manage all accounts, including checking, savings, credit cards, loans and investment accounts
Transfer Money and Pay Bills
•Securely send and receive money with Zelle® in our app using a US mobile number or email address¹
•Transfer funds between your Bank of America and linked Merrill accounts… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 523 MB🔞 4+📱 iOS 17.0+🔖 v26.08.04🔄 updated 1mo ago🌐 EN, ES📂 Finance💰 Free🚀 Launched 2019 (7y old)
📅
What Worked™ · Development Pipeline
12 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-08
🔧
Shipped update — v26.08.0 → v26.08.04
→ 30 days after: reviews +51 high confidence
2026-07
🔧
Shipped update — v26.07.0 → v26.08.0
→ 30 days after: revenue −$10.2K/mo · reviews +323 high confidence
2026-07
🔧
Shipped update — v26.05.0 → v26.07.0
→ 30 days after: revenue −$10.2K/mo · reviews +1,629 medium · co-occurring
2026-05
🔧
Shipped update — v? → v26.05.0
→ 30 days after: reviews +2,322 high confidence
2026-04
📈
Crossed 1,000 ratings — social-proof flywheel kicking in
→ 30 days after: reviews +2,322 high confidence
2026-04
⭐
Rating ↑ 2.64 → 4.81 (improved 2.17★)
→ 30 days after: reviews +2,322 high confidence
2026-03
📈
Crossed 500 ratings — social-proof flywheel kicking in
→ 30 days after: revenue +$10.2K/mo · rating +2.22★ · reviews +5,020,426 high confidence
2026-01
📈
Crossed 100 ratings — social-proof flywheel kicking in
→ 30 days after: rating −0.62★ · reviews +392 medium · co-occurring
2026-01
📈
Crossed 50 ratings — social-proof flywheel kicking in
→ 30 days after: rating −0.43★ · reviews +363 low · multiple changes
2026-01
📈
Crossed 10 ratings — social-proof flywheel kicking in
→ 30 days after: rating −0.41★ · reviews +304 low · multiple changes
2026-01
🚀
First tracked snapshot — initial data captured
→ 30 days after: rating −0.39★ · reviews +297 medium · co-occurring
2026-01
⭐
Rating ↓ 3.00 → 2.00 (dropped 1.00★)
→ 30 days after: rating −0.39★ · reviews +297 medium · co-occurring
🗣
Voice of Customer
Based on 545 reviews across 3 markets● 38% positive · ● 14% neutral · ● 48% negative · Rating drift: -3.05★ (declining — recent 50: 1.76★ vs lifetime: 4.81★)
VADER compound sentiment per quarter (−1 = fully negative, +1 = fully positive). Each point ≥ 5 reviews.
Sentiment by country (−1 to +1)
🇮🇳 IN
+0.45
🇨🇦 CA
+0.41
🇺🇸 US
-0.16
Top praise themes
customer service ×7 user friendly ×5 extremely helpful ×3 phone number ×3 open account ×3 boa ×16 easy ×13 excellent ×12
Top complaint themes
credit card ×38 white screen ×38 customer service ×28 blank screen ×25 screen after ×20 bill pay ×14 doesn work ×13 please fix ×12
Risk signals
Refund mentions: 0.5% Bug mentions: 7% Fraud / scam mentions: 2.4%
🌍
Multi-Country Performance
Available in 3 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇺🇸 US | 4.81203★ | 5,025,151 | 4.81203★ this version |
| 🇨🇦 CA | 4.78762★ | 9,130 | 4.78762★ this version |
| 🇮🇳 IN | 4.83995★ | 6,729 | 4.83995★ this version |
🔔
Track this app’s revenue
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ONE-TIME · BUILD
💰 Estimated build cost
$190K
↳ What it cost to build · not monthly revenue
Likely range $140K – $255K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Pays back in under a month at current MRR
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (523 MB) | +$40K |
| ⚙ Finance complexity ×1.60 | +$54K |
| ⚙ 7.6y maintenance × ~1-person team | +$45K |
Total estimate
$190K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$51.5M
↳ What it would sell for · not monthly revenue
Marketplace range $38.5M – $67.0M · 26× MRR multiple
💸
~271× return on build cost
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| 📅 7.6y proven track record | +20% |
| ⭐ ★ rating ≥ 4.7 (premium) | +15% |
| 🏷 Finance category multiple | +15% |
| ⭐ Mature user base (1M+ ratings) | +8% |
Final multiple
26× MRR
👥 Estimated audience size
210.5M
Lifetime downloads (US-equivalent)
Monthly active
38.5M
Daily active
15.0M
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 📅 7.6y of rating accumulation | -30% |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
39% sticky
🛠 Estimated tech stack
🍎
Native iOS (Swift / UIKit)
Medium confidence · 55%
Also possible
React Native
Flutter
Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.
Signals we read
| 📦 App bundle size | 523 MB |
| 🏷 Category context | Finance |
| 📦 Large iOS bundle | → Native Swift / UIKit (pre-2020 era) + assets |
💀 Maintenance status
Active
15%
Last shipped 2026-08-21 · 36 days ago
0 · Active
50 · At risk
100 · Abandoned
Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.
Risk signals
| 📅 36 days since last update | Healthy release cadence |
Verdict
Active
📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for Bank of America Mobile Banking: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
More by Bank of America
View all →📦 Portfolio summaryBIG studio
12apps·$2.0M/mocombined
⚠ Concentrated — top app contributes 98% of combined revenue (single-app dependency)
About this analysis
Why high confidence: 5,023,646 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
10 answers · auto-generated from this app's public dataHow much does Bank of America Mobile Banking make per month?▴
Based on our ML-calibrated revenue forecast, Bank of America Mobile Banking earns approximately $2.0M/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is Bank of America Mobile Banking profitable?▴
With estimated build cost $190K and monthly revenue $2.0M, Bank of America Mobile Banking looks highly profitable — pays back its build investment in under a month at the current run-rate. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
How many users does Bank of America Mobile Banking have?▴
Estimated audience: ~210.5M lifetime downloads, ~38.5M monthly active users, and ~15.0M daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like Bank of America Mobile Banking?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is Bank of America Mobile Banking built with?▴
Our heuristic places Bank of America Mobile Banking on the Native iOS (Swift / UIKit) stack (Medium confidence, 55%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: React Native, Flutter.
Is Bank of America Mobile Banking still actively maintained?▴
Maintenance status: Active (15% abandonment risk). Last shipped version was 1 months ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
How much would Bank of America Mobile Banking sell for?▴
Estimated acquisition value: $51.5M (marketplace range $38.5M – $67.0M). Calculated as 26× monthly revenue using the standard multiple for the detected monetization model + adjustments for age, rating quality and category demand. Calibrated against 2024-2026 Flippa / Acquire.com / MicroAcquire closed-deal medians.
When was Bank of America Mobile Banking last updated?▴
Bank of America Mobile Banking last shipped a new version on 2026-08-21 — 1 months ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes Bank of America Mobile Banking?▴
Bank of America Mobile Banking is published by Bank of America on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Bank of America Mobile Banking's BU Score?▴
Bank of America Mobile Banking has a BU Score of 87/100 (Excellent). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.