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PNC Mobile Banking

85
Quality Score
Excellent

PNC Mobile Banking

High confidence
4.8 App Store rating
✍️ Bumetric analysis
“

This app targets existing PNC Bank customers, providing essential mobile banking services. Its direct competitors are other major bank apps like Chase Mobile or Bank of America. The high number of ratings, approaching two million, combined with an excellent average rating, indicates strong user satisfaction and deep market penetration within its specific customer base. The estimated monthly revenue, while modest at around $12,000 for a free app, likely stems from strategic partnerships or premium features offered *outside* the app itself, driving engagement with core banking products rather than direct in-app monetization. For finance apps, the typical monetization strategy isn't direct in-app purchases; instead, it's about customer acquisition and retention for the parent financial institution, with value derived from interest-bearing accounts, loans, and other financial products. The app serves as a critical engagement channel, not a primary revenue generator itself.

BU Score 85 · Excellent — strong product-market fit. The full Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track snapshot history and revenue forecast in the Performance section below.

💰 Monthly revenue · now vs forecast
● Right now
$5.0M
per month
→
12-mo forecast
$5.1M – $6.8M
per month
→
24-mo forecast
$5.7M – $8.6M
per month
MEGA tier
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📊 Performance Tracking LIVE

507 snapshots on record
idle
0%
Rating
4.8
Reviews
1,934,427 reviews
Forecast Revenue / mo
$5.0M
Snapshots tracked
507
since Nov 2025
ONE-TIME · BUILD 💰 Estimated build cost
$215K
↳ What it cost to build · not monthly revenue
Likely range $160K – $290K
$25K · MVP floor $100K · indie scale $500K+ · studio build
📈 Pays back in under a month at current MRR

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes
🧱 MVP baseline (design + 1-store ship) +$28K
📱 5 unique screens × $4.5K +$22K
📦 Asset bundle (501 MB) +$40K
⚙ News complexity ×1.20 +$18K
⚙ 17.8y maintenance × ~1-person team +$106K
Total estimate $215K
ONE-TIME · EXIT VALUE 💵 Estimated acquisition value
$106.0M
↳ What it would sell for · not monthly revenue
Marketplace range $79.5M – $138.0M · 21× MRR multiple
💸 ~493× return on build cost

Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.

How the multiple was built
📺 Ad-supported base 15× MRR
📅 17.8y proven track record +20%
⭐ ★ rating ≥ 4.7 (premium) +15%
🏷 News category multiple -5%
⭐ Mature user base (1M+ ratings) +8%
Final multiple 21× MRR
👥 Estimated audience size
162.0M
Lifetime downloads (US-equivalent)
Monthly active
4.8M
Daily active
2.1M

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it
📲 News engagement ~120 installs / rating
📅 17.8y of rating accumulation -30%
🔁 News D30 retention 15%
📍 DAU / MAU stickiness 0.45
DAU / MAU 44% sticky
🛠 Estimated tech stack
🍎
Native iOS (Swift / UIKit)
Medium confidence · 55%
Also possible
React Native Flutter

Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.

Signals we read
📦 App bundle size 501 MB
🏷 Category context News
📦 Large iOS bundle → Native Swift / UIKit (pre-2020 era) + assets
💀 Maintenance status
Active
5%
Last shipped 2026-10-27 · 12 days ago
0 · Active 50 · At risk 100 · Abandoned

Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.

Risk signals
📅 12 days since last update Active development
Verdict Active
🔬

How we forecast this revenue

MEDIUM CONFIDENCE
Baseline
$5.0M/mo · ML-estimated from 234 triggers
Growth rate
+1.5% MoM · MEGA tier baseline (compound monthly)
6 months
$4.9M – $6.0M
12 months
$5.1M – $6.8M
24 months
$5.7M – $8.6M
Compound growth at +1.5% MoM (tier baseline for MEGA). Range widens with horizon — typical noise band ±10% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊

BU Investment Matrix

Mixed signals · 60/100MEGA TIERcompetitive but cautious
RevenueQualityMarketGrowthMoatSafetyFounderMonetiz.
Revenue Strength
6.7
Product Quality
9.7
Market Position
2.0
Growth Velocity
5.0
Defensibility
7.5
Operational Safety
10.0
Founder Strength
6.4
Monetization Maturity
1.0
  • 💰 Revenue: Healthy — $2.0M - $10.0M/mo · MEGA tier · low confidence, trajectory unclear.
  • ⭐ Quality: 4.85★ across 1,934,427 reviews — exceptional (top 1% in category).
  • 📍 Market: Not yet charting in any of the 9 monitored markets.
  • 📈 Growth: dev shipping weekly.
  • ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90.0M-$160.0M.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 9 of 9 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
High install base (1,934,427 ratings)METRIC
+$12,000
Excellent rating (4.8★)METRIC
+$2,200
bugsREVIEW
−$1,800
5 starREVIEW
+$1,800
Mature app (17y old)METRIC
+$1,500
highly recommendREVIEW
+$1,400
slowREVIEW
−$1,200
support teamREVIEW
+$900
Ad-supported / freemiumMETRIC
+$600
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

🆕 What's New · v5.6.1

Thank you for using the PNC Mobile app. It’s been upgraded with intuitive and powerful tools and organized so important features you rely on are easy to find and use.

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
PNC Mobile Banking
Developer
PNC Bank, N.A.
Bundle ID
com.pnc.pncmobile
App Store URL
Open in App Store
Category
News
Content rating
4+
Languages
EN, ES

Company

Website
Not found
Tagline
Today
Description
Find apps and games for iPhone, iPad, Mac, and more on the App Store.
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
Available

Revenue

Reported revenue signal / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
Model estimate / mo
$5.0M/mo
Top-grossing rank
Outside top 100 in US News
All-time revenue
Not found
Pricing
Not found

Founder

Founder data not yet collected for this app.

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Contacts & Socials data not yet collected for this app.
📈Ratings growth2,077,599 ratings+463650% lifetimeShow 3-year history estimate ▾Feb 2026Feb 2026Nov 2026
Tracked (60 weeks) Pre-tracking estimate (0 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Update Frequency · Releases per Quarter6 releases tracked
132Q2 2026Q3 2026Q4 2026
🚀Version Release Timeline6 releases tracked
v4.63May 2026v5.2.0Jul 2026v5.3.0Aug 2026v5.4.1Sep 2026v5.5.0Oct 2026v5.6.1Nov 2026
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

Manage Accounts:
- View account balances and transactions
- View statements and documents
- Deposit checks¹

Pay & Transfer:
- Send and receive money with people and businesses you know and trust with Zelle®²
- Transfer money between your PNC and external accounts.³
- Schedule and manage bill payments.
- Make payments to your PNC accounts.

Send Money with Zelle® - With just an email address or U.S. mobile number, you can quickly and easily send, request and receive money with people and businesses you know and trust—free in the PNC Mobile app.²… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →
💾 501 MB🔞 4+📱 iOS 17.0+🔖 v5.6.1🔄 updated 1w ago🌐 EN, ES📂 News💰 Paid🚀 Launched 2009 (17y old)
📅

What Worked™ · Development Pipeline

16 EVENTS TRACKED
Detected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-10
🔧
Shipped update — v5.5.0 → v5.6.1
→ 30 days after: reviews +26,107 high confidence
2026-09
🔧
Shipped update — v5.4.1 → v5.5.0
→ 30 days after: reviews +51,420 high confidence
2026-09
📸
Refreshed store screenshots — 13 of 13 updated
→ 30 days after: reviews +25,313 high confidence
2026-08
🔧
Shipped update — v5.3.0 → v5.4.1
→ 30 days after: reviews +52,587 high confidence
2026-07
🔧
Shipped update — v5.2.0 → v5.3.0
→ 30 days after: revenue −$5.2K/mo · reviews +54,935 high confidence
2026-07
📦
Bundle ↑ 272MB → 639MB — likely major code refresh
→ 30 days after: revenue −$5.2K/mo · reviews +27,661 high confidence
2026-06
🔧
Shipped update — v4.63 → v5.2.0
→ 30 days after: reviews +44,280 medium · co-occurring
2026-04
📈
Crossed 1,000 ratings — social-proof flywheel kicking in
→ 30 days after: reviews +18,611 high confidence
2026-04
⭐
Rating ↑ 3.12 → 4.85 (improved 1.73★)
→ 30 days after: reviews +18,611 high confidence
2026-03
📈
Crossed 500 ratings — social-proof flywheel kicking in
→ 30 days after: revenue +$11.9K/mo · rating +1.71★ · reviews +1,907,878 high confidence
2025-12
📈
Crossed 100 ratings — social-proof flywheel kicking in
→ 30 days after: rating −0.39★ · reviews +181 high confidence
2025-11
📈
Crossed 50 ratings — social-proof flywheel kicking in
→ 30 days after: rating −0.88★ · reviews +167 high confidence
2025-11
📈
Crossed 10 ratings — social-proof flywheel kicking in
→ 30 days after: rating +1.42★ · reviews +136 low · multiple changes
2025-11
⭐
Rating ↑ 3.50 → 4.00 (improved 0.50★)
→ 30 days after: rating +1.42★ · reviews +129 low · multiple changes
2025-11
⭐
Rating ↑ 2.00 → 3.50 (improved 1.50★)
→ 30 days after: rating +1.42★ · reviews +122 medium · co-occurring
2025-11
🚀
First tracked snapshot — initial data captured
→ 30 days after: rating +1.42★ · reviews +122 medium · co-occurring
📸

Store Page History

13 SCREENSHOT CHANGES
Every time a developer swaps a store screenshot we archive both versions. Compare side-by-side to see what messaging / visuals changed.
iPad screenshots
Slot 1
2 ver.
2026-05-12
Now
2026-09-01
Slot 2
2 ver.
2026-05-12
Now
2026-09-01
Slot 3
2 ver.
2026-05-12
Now
2026-09-01
Slot 4
2 ver.
2026-05-12
Now
2026-09-01
Slot 5
2 ver.
2026-05-12
Now
2026-09-01
Slot 6
2 ver.
2026-05-12
Now
2026-09-01
iPhone screenshots
Slot 1
2 ver.
2026-05-12
Now
2026-09-01
Slot 2
2 ver.
2026-05-12
Now
2026-09-01
Slot 3
2 ver.
2026-05-12
Now
2026-09-01
Slot 4
2 ver.
2026-05-12
Now
2026-09-01
Slot 5
2 ver.
2026-05-12
Now
2026-09-01
Slot 6
2 ver.
2026-05-12
Now
2026-09-01
🌍

Multi-Country Performance

Available in 9 of 9 monitored markets
MarketRatingReviewsCurrent version
🇺🇸 US4.84052★2,081,7964.84052★ this version
🇬🇧 GB4.85595★8474.85595★ this version
🇩🇪 DE4.66514★2184.66514★ this version
🇫🇷 FR4.64286★3084.64286★ this version
🇯🇵 JP4.73562★3484.73562★ this version
🇨🇦 CA4.83423★1,6714.83423★ this version
🇦🇺 AU4.83582★2014.83582★ this version
🇧🇷 BR4.94599★6484.94599★ this version
🇮🇳 IN4.87958★1,9934.87958★ this version
🔔

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📝 Description

95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for PNC Mobile Banking: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Read deep-dive →

More by PNC Bank, N.A.

View all →
📦 Portfolio summaryBIG studio
11apps·$7.0M/mocombined
Lead-app heavy — top app contributes 71%

Similar apps in News

About this analysis
ZCAnalyzed by Zakhar Chumak · founder, Bumetric·Full methodology·High confidence

Why high confidence: 1,934,427 ratings · no founder-verified revenue (model estimate only).

❓ Frequently Asked Questions

10 answers · auto-generated from this app's public data
How much does PNC Mobile Banking make per month?▴
Based on our ML-calibrated revenue forecast, PNC Mobile Banking earns approximately $5.0M/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is PNC Mobile Banking profitable?▴
With estimated build cost $215K and monthly revenue $5.0M, PNC Mobile Banking looks highly profitable — pays back its build investment in under a month at the current run-rate. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
How many users does PNC Mobile Banking have?▴
Estimated audience: ~162.0M lifetime downloads, ~4.8M monthly active users, and ~2.1M daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like PNC Mobile Banking?▴
Browse the full News category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is PNC Mobile Banking built with?▴
Our heuristic places PNC Mobile Banking on the Native iOS (Swift / UIKit) stack (Medium confidence, 55%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: React Native, Flutter.
Is PNC Mobile Banking still actively maintained?▴
Maintenance status: Active (5% abandonment risk). Last shipped version was 12 days ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
How much would PNC Mobile Banking sell for?▴
Estimated acquisition value: $106.0M (marketplace range $79.5M – $138.0M). Calculated as 21× monthly revenue using the standard multiple for the detected monetization model + adjustments for age, rating quality and category demand. Calibrated against 2024-2026 Flippa / Acquire.com / MicroAcquire closed-deal medians.
When was PNC Mobile Banking last updated?▴
PNC Mobile Banking last shipped a new version on 2026-10-27 — less than a month ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes PNC Mobile Banking?▴
PNC Mobile Banking is published by PNC Bank, N.A. on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is PNC Mobile Banking's BU Score?▴
PNC Mobile Banking has a BU Score of 85/100 (Excellent). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.