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PayPal - Pay, Send, Save

92
Quality Score
Transcendent

PayPal - Pay, Send, Save

High confidence
4.8 ✍️ Editor
✍️ bumetric analysis

This Finance app, "PayPal: Geld senden, verwalten," squarely targets the digital payments and money transfer market, competing directly with established players like Venmo, Cash App, and traditional banking apps. Its substantial user base, evidenced by millions of ratings, signals deep market penetration and robust traction, placing it firmly in a mature growth stage, rather than early-stage discovery. Despite being a free app, its estimated monthly revenue of nearly $20,000, likely generated through transaction fees or integrated financial products, indicates significant user engagement and value exchange. For the Finance category, a common monetization observation is the prevalence of transaction-based fees or premium subscription tiers for advanced features, rather than direct app purchases or in-app advertising, reflecting the high-trust, utility-driven nature of these services.

BU Score 92 · Transcendent — category-leading momentum. The full Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track snapshot history and revenue forecast in the Performance section below.

💰 Monthly revenue · now vs forecast
● Right now
$1.4M
per month
12-mo forecast
$1.5M – $2.3M
per month
24-mo forecast
$1.8M – $3.3M
per month
BIG tier
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📊 Performance Tracking LIVE

Loading…
idle
0%
Rating
Reviews
Forecast Revenue / mo
Snapshots tracked
0
since first record
ONE-TIME · BUILD 💰 Estimated build cost
$135K
What it cost to build · not monthly revenue
Likely range $100K – $180K
$25K · MVP floor $100K · indie scale $500K+ · studio build
📈 Pays back in ~9 months at current MRR

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes
🧱 MVP baseline (design + 1-store ship) +$28K
📱 5 unique screens × $4.5K +$22K
📦 Asset bundle (500 MB) +$40K
Business complexity ×1.50 +$45K
Total estimate $135K
ONE-TIME · EXIT VALUE 💵 Estimated acquisition value
$300K
What it would sell for · not monthly revenue
Marketplace range $225K – $400K · 20× MRR multiple
💸 ~2.2× return on build cost

Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.

How the multiple was built
📺 Ad-supported base 15× MRR
★ rating ≥ 4.7 (premium) +15%
🏷 Business category multiple +10%
Mature user base (1M+ ratings) +8%
Final multiple 20× MRR
👥 Estimated audience size
409.0M
Lifetime downloads (US-equivalent)
Monthly active
89.5M
Daily active
26.5M

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it
📲 Business engagement ~65 installs / rating
🔁 Business D30 retention 22%
📍 DAU / MAU stickiness 0.30
DAU / MAU 30% sticky
🔬

How we forecast this revenue

MEDIUM CONFIDENCE
Baseline
$1.4M/mo · ML-estimated from 234 triggers
Growth rate
+2.5% MoM · BIG tier baseline (compound monthly)
6 months
$1.4M – $1.9M
12 months
$1.5M – $2.3M
24 months
$1.8M – $3.3M
Compound growth at +2.5% MoM (tier baseline for BIG). Range widens with horizon — typical noise band ±15% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊

BU Investment Matrix

Mixed signals · 56/100BIG TIERcompetitive but cautious
GrowthFounderQualityRevenueMonetiz.MoatMarketSafety
Growth Velocity
5.0
Founder Strength
6.0
Product Quality
9.6
Revenue Strength
6.1
Monetization Maturity
1.0
Defensibility
5.4
Market Position
2.0
Operational Safety
10.0
  • 💰 Revenue: Healthy — $560K - $3080K/mo · BIG tier · medium-low confidence, trajectory unclear.
  • ⭐ Quality: 4.78★ across 6,298,544 reviews — exceptional (top 1% in category).
  • 📍 Market: Not yet charting in any of the 9 monitored markets.
  • 📈 Growth: Insufficient signal to assess trajectory.
  • ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $25.2M-$44.8M.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 12 of 12 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
High install base (6,298,544 ratings)METRIC
+$12,000
Excellent rating (4.8★)METRIC
+$2,200
bugsREVIEW
−$1,800
5 starREVIEW
+$1,800
cancelledREVIEW
−$1,500
Multilingual (36 languages)METRIC
+$1,500
highly recommendREVIEW
+$1,400
slowREVIEW
−$1,200
support teamREVIEW
+$900
priceyREVIEW
−$800
Established app (7y old)METRIC
+$800
Ad-supported / freemiumMETRIC
+$600
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

🆕 What's New · v8.107.2

Get the latest update, so you can pay, send and save smarter. With PayPal, it really adds up.

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
PayPal - Pay, Send, Save
Developer
PayPal, Inc.
Bundle ID
com.yourcompany.PPClient
App Store URL
Open in App Store
Category
Business
Content rating
4+
Languages
SQ, AR, BN, BG, CS, DA, NL, EN, ET, FI, FR, DE, EL, HE, HU, ID, IT, JA, KO, LV, LT, MS, NB, PL, PT, RO, RU, ZH, SI, SK, SL, ES, SV, TH, TR, VI

Company

Website
Not found
Tagline
Today
Description
Find apps and games for iPhone, iPad, Mac, and more on the App Store.
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
Available

Revenue

Verified revenue / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
ML model estimate / mo
$14.9K/mo
Top-grossing rank
Outside top 100 in US Business
All-time revenue
Not found
Pricing
Not found

Founder

Founder data not yet collected for this app.

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Contacts & Socials data not yet collected for this app.
📈Ratings growth6,298,544 ratings+44% lifetimeShow 3-year history estimate ▾Aug 2023May 2026Jul 2026
Tracked (39 weeks) Pre-tracking estimate (34 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Version Release Timeline3 releases tracked
v8.107.0May 2026v8.107.1May 2026v8.107.2Jun 2026
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

PayPal is a smart way to securely shop in-store and online, earn rewards points on brands you love, send money and much more

EARN REWARDS WHEN YOU SHOP
Earn points on brands you love with in-app offers. Redeem points on checkout purchases
*Eligible items only. Terms and exclusions apply: PayPal.com/rewards-terms

SEND AND REQUEST MONEY, SECURELY & IN SECONDS
Send money fast within the US and internationally to 110+ countries
Encrypted payments help keep financial details private and secure

EARN POINTS ON EVERYDAY PURCHASES WITH THE PAYPAL DEBIT CARD… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →
💾 500 MB🔞 4+📱 iOS 15.0+🔖 v8.107.2🔄 updated 0d ago🌐 SQ, AR, BN, BG, CS +31📂 Business💰 Paid
📅

What Worked™ · Development Pipeline

13 EVENTS TRACKED
Detected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-06
🔧
Shipped update — v8.107.1 → v8.107.2
→ 30 days after: reviews −472 high confidence
2026-05
🔧
Shipped update — v8.107.0 → v8.107.1
→ 30 days after: reviews −395 medium · co-occurring
2026-05
🔧
Shipped update — v8.106.0 → v8.107.0
→ 30 days after: reviews −671 medium · co-occurring
2026-05
🔧
Shipped update — v? → v8.106.0
→ 30 days after: reviews −752 high confidence
2026-04
📈
Crossed 1,000 ratings — social-proof flywheel kicking in
→ 30 days after: reviews −184 high confidence
2026-04
Rating ↑ 1.64 → 4.80 (improved 3.16★)
→ 30 days after: reviews −184 high confidence
2026-03
📈
Crossed 500 ratings — social-proof flywheel kicking in
→ 30 days after: revenue +$19.5K/mo · rating +3.18★ · reviews +6,299,451 high confidence
2025-12
📈
Crossed 100 ratings — social-proof flywheel kicking in
→ 30 days after: rating −0.09★ · reviews +202 high confidence
2025-12
📈
Crossed 50 ratings — social-proof flywheel kicking in
→ 30 days after: rating +0.70★ · reviews +212 low · multiple changes
2025-11
📈
Crossed 10 ratings — social-proof flywheel kicking in
→ 30 days after: rating +0.70★ · reviews +174 low · multiple changes
2025-11
Rating ↑ 1.43 → 1.88 (improved 0.45★)
→ 30 days after: rating +0.70★ · reviews +174 low · multiple changes
2025-11
Rating ↑ 1.00 → 1.50 (improved 0.50★)
→ 30 days after: rating +0.68★ · reviews +170 low · multiple changes
2025-11
🚀
First tracked snapshot — initial data captured
→ 30 days after: rating +0.68★ · reviews +170 low · multiple changes
🌍

Multi-Country Performance

Available in 9 of 9 monitored markets
MarketRatingReviewsCurrent version
🇦🇺 AU4.71156★189,9644.71156★ this version
🇧🇷 BR4.57451★57,5374.57451★ this version
🇨🇦 CA4.60874★158,5944.60874★ this version
🇩🇪 DE4.81529★1,810,0774.81529★ this version
🇫🇷 FR4.78386★482,5704.78386★ this version
🇬🇧 GB4.7983★1,077,6584.7983★ this version
🇮🇳 IN4.41171★16,3954.41171★ this version
🇯🇵 JP4.37164★41,5704.37164★ this version
🇺🇸 US4.7819★6,298,5924.7819★ this version
🔔

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📝 Description

95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for PayPal - Pay, Send, Save: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Read deep-dive →

More by PayPal, Inc.

View all →
📦 Portfolio summaryINDIE studio
3apps·$21K/mocombined
Lead-app heavy — top app contributes 69%

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About this analysis
ZCAnalyzed by Zakhar Chumak · founder, bumetric·Full methodology·High confidence

Why high confidence: 6,298,544 ratings · no founder-verified revenue (model estimate only).

Frequently Asked Questions

4 answers · auto-generated from this app's public data
How much does PayPal - Pay, Send, Save make per month?
Based on our ML-calibrated revenue forecast, PayPal - Pay, Send, Save earns approximately $14K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like PayPal - Pay, Send, Save?
Browse the full Business category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes PayPal - Pay, Send, Save?
PayPal - Pay, Send, Save is published by PayPal, Inc. on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is PayPal - Pay, Send, Save's BU Score?
PayPal - Pay, Send, Save has a BU Score of 92/100 (Transcendent). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.