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PayPal - Pay, Send, Save

80
Quality Score
Excellent

PayPal - Pay, Send, Save

High confidence
4.2 Google Play rating
✍️ Bumetric analysis
“

This finance app dominates the digital peer-to-peer payment and online transaction space, directly competing with services like Venmo, Cash App, and Zelle. Its substantial user rating, backed by millions of reviews, clearly signals mature, widespread adoption and robust market penetration. This isn't an app in its growth phase; it's a well-established utility with significant, sustained traction, indicative of a stable, high-volume user base. For the finance category, while this app is free, the typical monetization strategy often revolves around transaction fees for specific services (e.g., instant transfers, international payments, business accounts) or premium subscription tiers offering enhanced features or lower fees. This model allows for broad user acquisition while monetizing power users or specific use cases.

BU Score 80 · Excellent — strong product-market fit. The full Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track snapshot history and revenue forecast in the Performance section below.

💰 Forecast monthly revenue
—/mo
Founder-confirmed monthly revenue
MID tier
💡 Grow this revenue
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Typical impact: +2-5× organic installs
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📊 Performance Tracking LIVE

2 snapshots on record
idle
0%
Rating
4.2
Reviews
3,706,454 reviews
Forecast Revenue / mo
—
Snapshots tracked
2
since Jun 2026
📊

BU Investment Matrix

Below median · 41/100MID TIERunderperforming peers
RevenueQualityMarketGrowthMoatSafetyFounderMonetiz.
Revenue Strength
0.0
Product Quality
8.5
Market Position
0.0
Growth Velocity
5.0
Defensibility
3.5
Operational Safety
10.0
Founder Strength
4.4
Monetization Maturity
1.0
  • 💰 Revenue: Pre-revenue or unknown — $0 - $0/mo · MID tier · high confidence, trajectory unclear.
  • ⭐ Quality: 4.24★ across 3,706,454 reviews — strong (top 10%).
  • 📍 Market: Not yet charting in any of the 9 monitored markets.
  • 📈 Growth: Insufficient signal to assess trajectory.
  • ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: No verified revenue — acquisition only makes sense for tech / userbase / brand.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 4 of 4 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
High install base (3,706,454 ratings)METRIC
+$12,000
slowREVIEW
−$1,200
Good rating (4.2★)METRIC
+$800
Ad-supported / freemiumMETRIC
+$600
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
PayPal - Pay, Send, Save
Developer
PayPal Mobile
Bundle ID
com.paypal.android.p2pmobile
App Store URL
Open in App Store
Category
Finance
Content rating
Not found
Languages
Not found

Company

Website
www.paypal.com
Tagline
Not found
Description
Not found
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
Not found

Revenue

Reported revenue signal / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
Model estimate / mo
$46/mo
Top-grossing rank
Not found
All-time revenue
Not found
Pricing
Not found

Founder

Founder data not yet collected for this app.

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Contacts & Socials data not yet collected for this app.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

PayPal is a smart and secure way to shop in-store and online, earn cash back on brands you love, send money to friends and much more. Get started in the app.

SAVE OFFERS IN THE APP
Get cash back offers* from brands you love. We’ll automatically apply them at checkout.
*Eligible items only. Redeem points for cash or other options. Terms and exclusions apply: PayPal.com/rewards-terms

SEND AND REQUEST MONEY FOR FREE
Securely send and receive money with just about anyone in 120+ countries… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →
🔖 v8.107.0🔄 updated 2mo ago📂 Finance💰 Free
📅

What Worked™ · Development Pipeline

3 EVENTS TRACKED
Detected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-07
📸
Refreshed store screenshots — 8 of 8 updated
2026-07
🔧
Shipped update — v8.107.0 → v8.107.0
→ 30 days after: reviews +21,887 low · multiple changes
2026-06
🚀
First tracked snapshot — initial data captured
→ 30 days after: reviews +21,887 high confidence
📸

Store Page History

8 SCREENSHOT CHANGES
Every time a developer swaps a store screenshot we archive both versions. Compare side-by-side to see what messaging / visuals changed.
iPhone screenshots
Slot 1
2 ver.
2026-06-12
Now
2026-07-30
Slot 2
2 ver.
2026-06-12
Now
2026-07-30
Slot 3
2 ver.
2026-06-12
Now
2026-07-30
Slot 4
2 ver.
2026-06-12
Now
2026-07-30
Slot 5
2 ver.
2026-06-12
Now
2026-07-30
Slot 6
2 ver.
2026-06-12
Now
2026-07-30
🔔

Track this app’s revenue

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ONE-TIME · BUILD 💰 Estimated build cost
$125K
↳ What it cost to build · not monthly revenue
Likely range $95K – $170K
$25K · MVP floor $100K · indie scale $500K+ · studio build

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes
🧱 MVP baseline (design + 1-store ship) +$28K
📱 5 unique screens × $4.5K +$22K
⚙ Finance complexity ×1.60 +$30K
🌐 Cross-platform reach (iOS + Android) +$44K
Total estimate $125K
👥 Estimated audience size
222.0M
Lifetime downloads (US-equivalent)
Monthly active
62.0M
Daily active
24.5M

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it
📲 Finance engagement ~60 installs / rating
🔁 Finance D30 retention 28%
📍 DAU / MAU stickiness 0.40
DAU / MAU 40% sticky
🛠 Estimated tech stack
🤖
Native Android (Kotlin)
High confidence · 80%
Also possible
Flutter

Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.

Signals we read
🏷 Category context Finance
📦 Compact Android bundle → Native Kotlin
💀 Maintenance status
Active
15%
Last shipped 2026-07-25 · 65 days ago
0 · Active 50 · At risk 100 · Abandoned

Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.

Risk signals
📅 65 days since last update Healthy release cadence
Verdict Active

📝 Description

95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for PayPal - Pay, Send, Save: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Read deep-dive →

More by PayPal Mobile

View all →
📦 Portfolio summaryINDIE studio
5apps·$20K/mocombined
✓ Diversified — top app contributes 25%; risk spread across portfolio

Similar apps in Finance

About this analysis
ZCAnalyzed by Zakhar Chumak · founder, Bumetric·Full methodology·High confidence

Why high confidence: 3,706,454 ratings · no founder-verified revenue (model estimate only).

❓ Frequently Asked Questions

7 answers · auto-generated from this app's public data
How many users does PayPal - Pay, Send, Save have?▴
Estimated audience: ~222.0M lifetime downloads, ~62.0M monthly active users, and ~24.5M daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like PayPal - Pay, Send, Save?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is PayPal - Pay, Send, Save built with?▴
Our heuristic places PayPal - Pay, Send, Save on the Native Android (Kotlin) stack (High confidence, 80%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: Flutter.
Is PayPal - Pay, Send, Save still actively maintained?▴
Maintenance status: Active (15% abandonment risk). Last shipped version was 2 months ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
When was PayPal - Pay, Send, Save last updated?▴
PayPal - Pay, Send, Save last shipped a new version on 2026-07-25 — 2 months ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes PayPal - Pay, Send, Save?▴
PayPal - Pay, Send, Save is published by PayPal Mobile on the Google Play Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is PayPal - Pay, Send, Save's BU Score?▴
PayPal - Pay, Send, Save has a BU Score of 80/100 (Excellent). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.