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Betterment Invest & Save Money

82
Quality Score
Excellent

Betterment Invest & Save Money

High confidence
4.8 App Store rating
✍️ Bumetric analysis
“

Betterment Invest & Save Money is an iOS app from Betterment in the Finance category, currently rated 4.8★ across 61,131 ratings. Initial signal reads as largely positive sentiment, users highlighting consistency and feature depth.

Quality Score is 82: Excellent (strong product-market fit). For a Finance app, that means strong product-market fit. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.

💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
→
12-mo forecast
$5.2K – $10.8K
per month
→
24-mo forecast
$6.4K – $19.2K
per month
MID tier
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📊 Performance Tracking LIVE

162 snapshots on record
idle
0%
Rating
4.8
Reviews
61,131 reviews
Forecast Revenue / mo
$5.0K
Snapshots tracked
162
since Nov 2022
ONE-TIME · BUILD 💰 Estimated build cost
$230K
↳ What it cost to build · not monthly revenue
Likely range $170K – $310K
$25K · MVP floor $100K · indie scale $500K+ · studio build
📈 Pays back in ~3.8y at current MRR

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes
🧱 MVP baseline (design + 1-store ship) +$28K
📱 5 unique screens × $4.5K +$22K
📦 Asset bundle (136 MB) +$34K
⚙ Finance complexity ×1.60 +$50K
⚙ 16.0y maintenance × ~1-person team +$96K
Total estimate $230K
ONE-TIME · EXIT VALUE 💵 Estimated acquisition value
$125K
↳ What it would sell for · not monthly revenue
Marketplace range $100K – $150K · 24× MRR multiple
💸 ~0.5× build cost (under-water)

Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.

How the multiple was built
📺 Ad-supported base 15× MRR
📅 16.0y proven track record +20%
⭐ ★ rating ≥ 4.7 (premium) +15%
🏷 Finance category multiple +15%
Final multiple 24× MRR
👥 Estimated audience size
2.5M
Lifetime downloads (US-equivalent)
Monthly active
140K
Daily active
56K

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it
📲 Finance engagement ~60 installs / rating
📅 16.0y of rating accumulation -30%
🔁 Finance D30 retention 28%
📍 DAU / MAU stickiness 0.40
DAU / MAU 40% sticky
🛠 Estimated tech stack
🍎
Native iOS (Swift / UIKit)
Medium confidence · 60%
Also possible
React Native Flutter

Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.

Signals we read
📦 App bundle size 136 MB
🏷 Category context Finance
📦 Mid-large iOS bundle → Likely native Swift / UIKit (pre-2020 era)
💀 Maintenance status
Active
5%
Last shipped 2026-09-03 · 27 days ago
0 · Active 50 · At risk 100 · Abandoned

Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.

Risk signals
📅 27 days since last update Active development
Verdict Active
🔬

How we forecast this revenue

MEDIUM CONFIDENCE
Baseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊

BU Investment Matrix

Below median · 51/100MID TIERunderperforming peers
GrowthFounderQualityRevenueMonetiz.MoatMarketSafety
Growth Velocity
5.0
Founder Strength
5.3
Product Quality
9.5
Revenue Strength
3.7
Monetization Maturity
1.0
Defensibility
6.0
Market Position
0.3
Operational Safety
10.0
  • 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
  • ⭐ Quality: 4.76★ across 61,131 reviews — exceptional (top 1% in category).
  • 📍 Market: Not yet charting in any of the 9 monitored markets.
  • 📈 Growth: Insufficient signal to assess trajectory.
  • ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K. Portfolio play ($19K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 12 of 12 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
Mid install base (61,131 ratings)METRIC
+$5,500
premiumREVIEW
+$2,200
Excellent rating (4.8★)METRIC
+$2,200
bugsREVIEW
−$1,800
5 starREVIEW
+$1,800
cancelledREVIEW
−$1,500
excellent appREVIEW
+$1,500
Mature app (16y old)METRIC
+$1,500
highly recommendREVIEW
+$1,400
slowREVIEW
−$1,200
support teamREVIEW
+$900
Ad-supported / freemiumMETRIC
+$600
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

🆕 What's New · v9.54.1

Now you can build your own portfolio at Betterment. Choose from 5,500+ stocks and ETFs, set your target allocations, and let our automation handle the rest. It’s the best of both worlds.

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
Betterment Invest & Save Money
Developer
Betterment
Bundle ID
betterment
App Store URL
Open in App Store
Category
Finance
Content rating
4+
Languages
EN, FR, ES

Company

Website
Not found
Tagline
Today
Description
Find apps and games for iPhone, iPad, Mac, and more on the App Store.
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
Available

Revenue

Reported revenue signal / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
Model estimate / mo
$5.0K/mo
Top-grossing rank
Outside top 100 in US Finance
All-time revenue
Not found
Pricing
Not found

Founder

Founder data not yet collected for this app.

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Contacts & Socials data not yet collected for this app.
📈Ratings growth64,901 ratings+13650% lifetimeShow 3-year history estimate ▾Jan 2026May 2026Sep 2026
Tracked (60 weeks) Pre-tracking estimate (0 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Update Frequency · Releases per Quarter11 releases tracked
47Q2 2026Q3 2026
🚀Version Release Timeline8 releases tracked
v9.43.0Jun 2026v9.45.0Jul 2026v9.46.0Jul 2026v9.47.0Jul 2026v9.48.1Jul 2026v9.49.0Aug 2026v9.50.0Aug 2026v9.54.1Sep 2026
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

Build long-term wealth with Betterment, the automated investing and savings app designed to help you reach your financial goals. Whether you’re new to investing or managing a diverse portfolio, Betterment gives you the tools, automation, and expert-built portfolios to grow wealth with confidence.

Join 1M+ investors who trust us with over $70B in investments. Start today with as little as $10 and build your financial future with confidence. Betterment is a trusted money management platform that uses automated technology to make investing and saving smart and easy.… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →
💾 136 MB🔞 4+📱 iOS 16.0+🔖 v9.54.1🔄 updated 3w ago🌐 EN, FR, ES📂 Finance💰 Paid🚀 Launched 2010 (16y old)
📅

What Worked™ · Development Pipeline

27 EVENTS TRACKED
Detected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-09
📸
Refreshed store screenshots — 8 of 8 updated
2026-09
🔧
Shipped update — v9.50.0 → v9.54.1
→ 30 days after: reviews +966 medium · co-occurring
2026-08
🔧
Shipped update — v9.49.0 → v9.50.0
→ 30 days after: reviews +1,418 medium · co-occurring
2026-07
🔧
Shipped update — v9.48.1 → v9.49.0
→ 30 days after: reviews +1,598 medium · co-occurring
2026-07
🔧
Shipped update — v9.47.0 → v9.48.1
→ 30 days after: reviews +826 medium · co-occurring
2026-07
🔧
Shipped update — v9.46.0 → v9.47.0
→ 30 days after: reviews +1,017 high confidence
2026-07
🔧
Shipped update — v9.45.0 → v9.46.0
→ 30 days after: reviews +1,054 medium · co-occurring
2026-06
🔧
Shipped update — v9.43.0 → v9.45.0
→ 30 days after: reviews +1,316 medium · co-occurring
2026-06
🔧
Shipped update — v9.42.0 → v9.43.0
→ 30 days after: reviews +1,317 medium · co-occurring
2026-06
🔧
Shipped update — v9.41.0 → v9.42.0
→ 30 days after: reviews +1,152 medium · co-occurring
2026-06
🔧
Shipped update — v9.37.1 → v9.41.0
→ 30 days after: reviews +1,915 medium · co-occurring
2026-05
🔧
Shipped update — v? → v9.37.1
→ 30 days after: reviews +1,679 high confidence
2026-04
📈
Crossed 1,000 ratings — social-proof flywheel kicking in
→ 30 days after: reviews +669 high confidence
2026-04
⭐
Rating ↑ 2.78 → 4.76 (improved 1.98★)
→ 30 days after: reviews +669 high confidence
2026-03
📈
Crossed 500 ratings — social-proof flywheel kicking in
→ 30 days after: revenue +$18.9K/mo · rating +1.98★ · reviews +59,588 high confidence
2023-06
📈
Crossed 100 ratings — social-proof flywheel kicking in
→ 30 days after: reviews +11 high confidence
2023-06
📈
Crossed 100 ratings — social-proof flywheel kicking in
→ 30 days after: rating +0.12★ · reviews +20 high confidence
2023-03
📈
Crossed 50 ratings — social-proof flywheel kicking in
→ 30 days after: reviews +22 medium · co-occurring
2023-03
📈
Crossed 50 ratings — social-proof flywheel kicking in
→ 30 days after: rating +0.21★ · reviews +32 low · multiple changes
2022-12
⭐
Rating ↓ 3.83 → 2.45 (dropped 1.38★)
→ 30 days after: rating +0.24★ · reviews +7 high confidence
📸

Store Page History

8 SCREENSHOT CHANGES
Every time a developer swaps a store screenshot we archive both versions. Compare side-by-side to see what messaging / visuals changed.
iPhone screenshots
Slot 1
2 ver.
2026-08-08
Now
2026-09-10
Slot 2
2 ver.
2026-08-08
Now
2026-09-10
Slot 3
2 ver.
2026-08-08
Now
2026-09-10
Slot 4
2 ver.
2026-08-08
Now
2026-09-10
Slot 5
2 ver.
2026-08-08
Now
2026-09-10
Slot 6
2 ver.
2026-08-08
Now
2026-09-10
🔎

ASO Keyword Positions

BEST RANK #30
Ranked for 1 App Store search query in our last keyword sweep. Lower position = closer to the top.
investing·#30🇺🇸
Last sweep: 2026-05-19 · iTunes Search API
🔔

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📝 Description

95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for Betterment Invest & Save Money: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Read deep-dive →

More by Betterment

View all →
📦 Portfolio summaryINDIE studio
2apps·$10K/mocombined
Lead-app heavy — top app contributes 50%

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About this analysis
ZCAnalyzed by Zakhar Chumak · founder, Bumetric·Full methodology·High confidence

Why high confidence: 61,131 ratings · no founder-verified revenue (model estimate only).

❓ Frequently Asked Questions

10 answers · auto-generated from this app's public data
How much does Betterment Invest & Save Money make per month?▴
Based on our ML-calibrated revenue forecast, Betterment Invest & Save Money earns approximately $5.0K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is Betterment Invest & Save Money profitable?▴
With estimated build cost $230K and monthly revenue $5.0K, Betterment Invest & Save Money looks slow ROI — payback period is around 3.8 years at the current run-rate. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
How many users does Betterment Invest & Save Money have?▴
Estimated audience: ~2.5M lifetime downloads, ~140K monthly active users, and ~56K daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like Betterment Invest & Save Money?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is Betterment Invest & Save Money built with?▴
Our heuristic places Betterment Invest & Save Money on the Native iOS (Swift / UIKit) stack (Medium confidence, 60%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: React Native, Flutter.
Is Betterment Invest & Save Money still actively maintained?▴
Maintenance status: Active (5% abandonment risk). Last shipped version was 27 days ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
How much would Betterment Invest & Save Money sell for?▴
Estimated acquisition value: $125K (marketplace range $100K – $150K). Calculated as 24× monthly revenue using the standard multiple for the detected monetization model + adjustments for age, rating quality and category demand. Calibrated against 2024-2026 Flippa / Acquire.com / MicroAcquire closed-deal medians.
When was Betterment Invest & Save Money last updated?▴
Betterment Invest & Save Money last shipped a new version on 2026-09-03 — less than a month ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes Betterment Invest & Save Money?▴
Betterment Invest & Save Money is published by Betterment on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Betterment Invest & Save Money's BU Score?▴
Betterment Invest & Save Money has a BU Score of 82/100 (Excellent). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.