M&T Mobile Banking
81
Quality Score
Excellent
✍️ Bumetric analysis
“
M&T Mobile Banking is an iOS app from M&T Bank in the Finance category, currently rated 4.9★ across 345,439 ratings. Initial signal reads as mostly critical sentiment so far: users flag rough edges and unmet expectations.
Quality Score is 81: Excellent (strong product-market fit). For a Finance app, that means strong product-market fit. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$2.0M
per month
→
12-mo forecast
$2.1M – $3.3M
per month
→
24-mo forecast
$2.5M – $4.7M
per month
BIG tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
368 snapshots on record
Rating
4.9
Reviews
345,439 reviews
Forecast Revenue / mo
$2.0M
Snapshots tracked
368
since Feb 2025
🤖Also on Android
$114/mo · 50K ratings · 4.7★
View →
ONE-TIME · BUILD
💰 Estimated build cost
$185K
↳ What it cost to build · not monthly revenue
Likely range $140K – $250K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Pays back in under a month at current MRR
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (61 MB) | +$4K |
| ⚙ Finance complexity ×1.60 | +$33K |
| ⚙ 15.9y maintenance × ~1-person team | +$95K |
Total estimate
$185K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$50.0M
↳ What it would sell for · not monthly revenue
Marketplace range $37.5M – $65.0M · 25× MRR multiple
💸
~270× return on build cost
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| 📅 15.9y proven track record | +20% |
| ⭐ ★ rating ≥ 4.7 (premium) | +15% |
| 🏷 Finance category multiple | +15% |
| ⭐ Mature user base (100K+ ratings) | +5% |
Final multiple
25× MRR
👥 Estimated audience size
14.5M
Lifetime downloads (US-equivalent)
Monthly active
810K
Daily active
320K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 📅 15.9y of rating accumulation | -30% |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
40% sticky
🛠 Estimated tech stack
🍎
Native iOS (Swift / UIKit)
Medium confidence · 70%
Also possible
Flutter
Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.
Signals we read
| 📦 App bundle size | 61 MB |
| 🏷 Category context | Finance |
| 📦 Small-mid iOS bundle | → Native Swift / UIKit (pre-2020 era) |
💀 Maintenance status
Active
15%
Last shipped 2026-07-22 · 64 days ago
0 · Active
50 · At risk
100 · Abandoned
Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.
Risk signals
| 📅 64 days since last update | Healthy release cadence |
Verdict
Active
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$2.0M/mo · ML-estimated from 234 triggers
Growth rate
+2.5% MoM · BIG tier baseline (compound monthly)
6 months
$2.0M – $2.7M
12 months
$2.1M – $3.3M
24 months
$2.5M – $4.7M
Compound growth at +2.5% MoM (tier baseline for BIG). Range widens with horizon — typical noise band ±15% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Concerning · 53/100BIG TIERbelow benchmarksGrowth Velocity
5.0
Founder Strength
3.9
Product Quality
9.7
Revenue Strength
6.3
Monetization Maturity
1.0
Defensibility
6.0
Market Position
0.6
Operational Safety
10.0
- 💰 Revenue: Healthy — $800K - $4400K/mo · BIG tier · medium-low confidence, trajectory unclear.
- ⭐ Quality: 4.87★ across 345,439 reviews — exceptional (top 1% in category).
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $36.0M-$64.0M.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 10 of 10 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| High install base (345,439 ratings)METRIC | +$12,000 | |
| Excellent rating (4.9★)METRIC | +$2,200 | |
| bugsREVIEW | −$1,800 | |
| 5 starREVIEW | +$1,800 | |
| cancelledREVIEW | −$1,500 | |
| Mature app (15y old)METRIC | +$1,500 | |
| highly recommendREVIEW | +$1,400 | |
| slowREVIEW | −$1,200 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Single-language (English only)METRIC | −$400 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v6.3.0
Thank you for choosing M&T Mobile Banking. We are always looking to improve our experience to make banking with us easy. The updated version includes:
- Minor fixes and updates
- Minor fixes and updates
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- M&T Mobile Banking
- Developer
- M&T Bank
- Bundle ID
- com.mtb.mbanking10
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN
Company
- Website
- Not found
- Tagline
- Today
- Description
- Find apps and games for iPhone, iPad, Mac, and more on the App Store.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Available
Revenue
- Reported revenue signal / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- Model estimate / mo
- $2.0M/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
📈Ratings growth362,282 ratings+81129% lifetimeShow 3-year history estimate ▾
Tracked (60 weeks) Pre-tracking estimate (0 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Update Frequency · Releases per Quarter3 releases tracked
🚀Version Release Timeline3 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
Bank quickly and get back to what matters most to you – that’s the idea behind the M&T Mobile Banking App built for both personal and business customers.
Access your Account Conveniently
• See available balances, transactions, credit limits, and check images
• Estimate net worth, view cash flow, centralize finances, categorize transactions, customize budgets, and track spending, for your personal accounts, with M&T Money Smart
Bank Securely
• Access your accounts with your passcode, fingerprint, or facial recognition on compatible devices… View full description on the official store →
Access your Account Conveniently
• See available balances, transactions, credit limits, and check images
• Estimate net worth, view cash flow, centralize finances, categorize transactions, customize budgets, and track spending, for your personal accounts, with M&T Money Smart
Bank Securely
• Access your accounts with your passcode, fingerprint, or facial recognition on compatible devices… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 61 MB🔞 4+📱 iOS 16.0+🔖 v6.3.0🔄 updated 2mo ago🌐 EN📂 Finance💰 Free🚀 Launched 2010 (15y old)
📅
What Worked™ · Development Pipeline
22 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-07
🔧
Shipped update — v6.2.1 → v6.3.0
→ 30 days after: reviews +5,415 high confidence
2026-06
🔧
Shipped update — v6.2.0 → v6.2.1
→ 30 days after: reviews +8,066 medium · co-occurring
2026-04
🔧
Shipped update — v? → v6.2.0
→ 30 days after: reviews +4,377 high confidence
2026-04
📈
Crossed 1,000 ratings — social-proof flywheel kicking in
→ 30 days after: reviews +4,377 high confidence
2026-04
⭐
Rating ↑ 3.02 → 4.87 (improved 1.85★)
→ 30 days after: reviews +4,377 high confidence
2026-03
📈
Crossed 500 ratings — social-proof flywheel kicking in
→ 30 days after: rating +1.86★ · reviews +339,004 high confidence
2025-05
📈
Crossed 100 ratings — social-proof flywheel kicking in
→ 30 days after: rating −0.09★ · reviews +33 high confidence
2025-05
⭐
Rating ↓ 3.72 → 3.41 (dropped 0.31★)
→ 30 days after: rating −0.09★ · reviews +33 high confidence
2025-05
📈
Crossed 100 ratings — social-proof flywheel kicking in
→ 30 days after: rating −0.40★ · reviews +60 high confidence
2025-04
📈
Crossed 50 ratings — social-proof flywheel kicking in
→ 30 days after: rating −0.31★ · reviews +27 high confidence
2025-04
⭐
Rating ↓ 4.34 → 3.72 (dropped 0.62★)
→ 30 days after: rating −0.31★ · reviews +27 high confidence
2025-04
📈
Crossed 50 ratings — social-proof flywheel kicking in
→ 30 days after: rating −0.62★ · reviews +44 high confidence
2025-03
⭐
Rating ↑ 4.00 → 4.34 (improved 0.34★)
→ 30 days after: rating −0.62★ · reviews +44 high confidence
2025-03
📈
Crossed 10 ratings — social-proof flywheel kicking in
→ 30 days after: rating −0.62★ · reviews +44 high confidence
2025-03
⭐
Rating ↓ 4.22 → 3.90 (dropped 0.32★)
→ 30 days after: rating +0.34★ · reviews +31 low · multiple changes
2025-03
📈
Crossed 10 ratings — social-proof flywheel kicking in
→ 30 days after: rating +0.34★ · reviews +31 low · multiple changes
2025-02
🚀
First tracked snapshot — initial data captured
→ 30 days after: rating +0.34★ · reviews +31 low · multiple changes
2025-02
⭐
Rating ↑ 3.25 → 3.60 (improved 0.35★)
→ 30 days after: rating +0.34★ · reviews +31 low · multiple changes
2025-02
⭐
Rating ↑ 2.67 → 3.25 (improved 0.58★)
→ 30 days after: rating +0.34★ · reviews +31 low · multiple changes
2025-02
⭐
Rating ↓ 3.50 → 2.67 (dropped 0.83★)
→ 30 days after: rating +0.34★ · reviews +31 low · multiple changes
🌍
Multi-Country Performance
Available in 2 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇨🇦 CA | 4.88443★ | 225 | 4.88443★ this version |
| 🇺🇸 US | 4.85468★ | 363,786 | 4.85468★ this version |
🔔
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for M&T Mobile Banking: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
More by M&T Bank
View all →📦 Portfolio summaryBIG studio
4apps·$2.0M/mocombined
⚠ Concentrated — top app contributes 100% of combined revenue (single-app dependency)
About this analysis
Why high confidence: 345,439 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
10 answers · auto-generated from this app's public dataHow much does M&T Mobile Banking make per month?▴
Based on our ML-calibrated revenue forecast, M&T Mobile Banking earns approximately $2.0M/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is M&T Mobile Banking profitable?▴
With estimated build cost $185K and monthly revenue $2.0M, M&T Mobile Banking looks highly profitable — pays back its build investment in under a month at the current run-rate. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
How many users does M&T Mobile Banking have?▴
Estimated audience: ~14.5M lifetime downloads, ~810K monthly active users, and ~320K daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like M&T Mobile Banking?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is M&T Mobile Banking built with?▴
Our heuristic places M&T Mobile Banking on the Native iOS (Swift / UIKit) stack (Medium confidence, 70%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: Flutter.
Is M&T Mobile Banking still actively maintained?▴
Maintenance status: Active (15% abandonment risk). Last shipped version was 2 months ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
How much would M&T Mobile Banking sell for?▴
Estimated acquisition value: $50.0M (marketplace range $37.5M – $65.0M). Calculated as 25× monthly revenue using the standard multiple for the detected monetization model + adjustments for age, rating quality and category demand. Calibrated against 2024-2026 Flippa / Acquire.com / MicroAcquire closed-deal medians.
When was M&T Mobile Banking last updated?▴
M&T Mobile Banking last shipped a new version on 2026-07-22 — 2 months ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes M&T Mobile Banking?▴
M&T Mobile Banking is published by M&T Bank on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is M&T Mobile Banking's BU Score?▴
M&T Mobile Banking has a BU Score of 81/100 (Excellent). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.