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SpareBank 1 Mobile Banking

68
Quality Score
Solid

SpareBank 1 Mobile Banking

High confidence
4.4 App Store rating
✍️ Bumetric analysis
“

SpareBank 1 Mobile Banking is an iOS app from SpareBank 1 in the Finance category, currently rated 4.4★ across 46,716 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.

Quality Score is 68: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.

💰 Monthly revenue · now vs forecast
● Right now
$2.0M
per month
→
12-mo forecast
$2.1M – $3.3M
per month
→
24-mo forecast
$2.5M – $4.7M
per month
BIG tier
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📊 Performance Tracking LIVE

20 snapshots on record
idle
0%
Rating
4.4
Reviews
46,716 reviews
Forecast Revenue / mo
$2.0M
Snapshots tracked
20
since Oct 2011
ONE-TIME · BUILD 💰 Estimated build cost
$175K
↳ What it cost to build · not monthly revenue
Likely range $130K – $235K
$25K · MVP floor $100K · indie scale $500K+ · studio build
📈 Pays back in under a month at current MRR

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes
🧱 MVP baseline (design + 1-store ship) +$28K
📱 5 unique screens × $4.5K +$22K
📦 Asset bundle (55 MB) +$2K
⚙ Finance complexity ×1.60 +$31K
⚙ 15.0y maintenance × ~1-person team +$89K
Total estimate $175K
ONE-TIME · EXIT VALUE 💵 Estimated acquisition value
$44.5M
↳ What it would sell for · not monthly revenue
Marketplace range $33.5M – $58.0M · 22× MRR multiple
💸 ~254× return on build cost

Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.

How the multiple was built
📺 Ad-supported base 15× MRR
📅 15.0y proven track record +20%
⭐ ★ rating ≥ 4.4 (solid) +8%
🏷 Finance category multiple +15%
Final multiple 22× MRR
👥 Estimated audience size
1.9M
Lifetime downloads (US-equivalent)
Monthly active
120K
Daily active
48K

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it
📲 Finance engagement ~60 installs / rating
📅 15.0y of rating accumulation -30%
🔁 Finance D30 retention 28%
📍 DAU / MAU stickiness 0.40
DAU / MAU 40% sticky
🛠 Estimated tech stack
🍎
Native iOS (Swift / UIKit)
Medium confidence · 70%
Also possible
Flutter

Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.

Signals we read
📦 App bundle size 55 MB
🏷 Category context Finance
📦 Small-mid iOS bundle → Native Swift / UIKit (pre-2020 era)
💀 Maintenance status
Active
15%
Last shipped 2026-08-20 · 35 days ago
0 · Active 50 · At risk 100 · Abandoned

Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.

Risk signals
📅 35 days since last update Healthy release cadence
Verdict Active
🔬

How we forecast this revenue

MEDIUM CONFIDENCE
Baseline
$2.0M/mo · ML-estimated from 234 triggers
Growth rate
+2.5% MoM · BIG tier baseline (compound monthly)
6 months
$2.0M – $2.7M
12 months
$2.1M – $3.3M
24 months
$2.5M – $4.7M
Compound growth at +2.5% MoM (tier baseline for BIG). Range widens with horizon — typical noise band ±15% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊

BU Investment Matrix

Mixed signals · 57/100BIG TIERcompetitive but cautious
GrowthFounderQualityRevenueMonetiz.MoatMarketSafety
Growth Velocity
5.0
Founder Strength
5.0
Product Quality
8.8
Revenue Strength
6.3
Monetization Maturity
1.0
Defensibility
7.5
Market Position
2.0
Operational Safety
10.0
  • 💰 Revenue: Healthy — $800K - $4400K/mo · BIG tier · medium-low confidence, trajectory unclear.
  • ⭐ Quality: 4.42★ across 46,716 reviews — strong (top 10%).
  • 📍 Market: Not yet charting in any of the 9 monitored markets.
  • 📈 Growth: Insufficient signal to assess trajectory.
  • ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $36.0M-$64.0M.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 5 of 5 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
Mid install base (46,716 ratings)METRIC
+$5,500
Mature app (15y old)METRIC
+$1,500
slowREVIEW
−$1,200
Good rating (4.4★)METRIC
+$800
Ad-supported / freemiumMETRIC
+$600
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

🆕 What's New · v2026.08.18

We have tightened some screws and caught a few bugs. Hope you like it!

Please let us know what you think about the app! We value your feedback

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
SpareBank 1 Mobile Banking
Developer
SpareBank 1
Bundle ID
no.sparebank1.mobilbank
App Store URL
Open in App Store
Category
Finance
Content rating
4+
Languages
EN, NB, NN

Company

Website
Not found
Tagline
Today
Description
Find apps and games for iPhone, iPad, Mac, and more on the App Store.
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
Available

Revenue

Reported revenue signal / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
Model estimate / mo
$2.0M/mo
Top-grossing rank
Outside top 100 in US Finance
All-time revenue
Not found
Pricing
Not found

Founder

Founder data not yet collected for this app.

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Contacts & Socials data not yet collected for this app.
📈Ratings growth1,131 ratings+113000% lifetimeShow 3-year history estimate ▾Oct 2011Feb 2023Sep 2026
Tracked (20 weeks) Pre-tracking estimate (0 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Update Frequency · Releases per Quarter5 releases tracked
23Q2 2026Q3 2026
🚀Version Release Timeline5 releases tracked
v2026.05.08May 2026v2026.06.04Jun 2026v2026.06.26Jul 2026v2026.08.10Aug 2026v2026.08.18Sep 2026
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

The Mobile Bank application from SpareBank 1 gives you easy access to the most used banking and insurance services when you are on the go. In addition, the app gives you an easy way to contact us.

The Mobile Bank app provides full control over your accounts, cards, payments, savings, loans and insurance policies - and of course, you can order a variety of services and products. We will launch new services throughout the year. The app also includes insurance claims, your travel insurance card and you can contact our real estate broker.

The Mobile Bank must be activated with BankID.… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →
💾 55 MB🔞 4+📱 iOS 15.8+🔖 v2026.08.18🔄 updated 1mo ago🌐 EN, NB, NN📂 Finance💰 Free🚀 Launched 2011 (15y old)
📅

What Worked™ · Development Pipeline

16 EVENTS TRACKED
Detected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-08
🔧
Shipped update — v2026.08.10 → v2026.08.18
→ 30 days after: reviews +5 high confidence
2026-08
🔧
Shipped update — v2026.06.26 → v2026.08.10
→ 30 days after: reviews +19 medium · co-occurring
2026-06
🔧
Shipped update — v2026.06.04 → v2026.06.26
→ 30 days after: rating +0.28★ · reviews −45,590 high confidence
2026-06
📈
Crossed 5,000 ratings — social-proof flywheel kicking in
→ 30 days after: rating +0.28★ · reviews −45,604 medium · co-occurring
2026-06
📸
Refreshed store screenshots — 8 of 8 updated
→ 30 days after: rating +0.28★ · reviews −45,604 medium · co-occurring
2026-06
🔧
Shipped update — v2026.05.08 → v2026.06.04
→ 30 days after: revenue −$86/mo · reviews +11 low · multiple changes
2026-05
🔄
Monetization changed: freemium → free
→ 30 days after: revenue −$86/mo · rating −0.28★ · reviews +45,615 high confidence
2026-03
⭐
Rating ↑ 3.33 → 4.90 (improved 1.57★)
2026-03
📈
Crossed 50 ratings — social-proof flywheel kicking in
2022-11
📈
Crossed 10 ratings — social-proof flywheel kicking in
→ 30 days after: rating −0.21★ medium · co-occurring
2022-06
⭐
Rating ↓ 3.71 → 3.38 (dropped 0.33★)
2018-12
⭐
Rating ↑ 3.40 → 3.71 (improved 0.31★)
2018-11
⭐
Rating ↑ 3.00 → 3.40 (improved 0.40★)
→ 30 days after: rating +0.31★ high confidence
2018-04
⭐
Rating ↓ 4.00 → 3.00 (dropped 1.00★)
2011-12
⭐
Rating ↓ 5.00 → 4.00 (dropped 1.00★)
2011-10
🚀
First tracked snapshot — initial data captured
📸

Store Page History

8 SCREENSHOT CHANGES
Every time a developer swaps a store screenshot we archive both versions. Compare side-by-side to see what messaging / visuals changed.
iPhone screenshots
Slot 1
2 ver.
2026-05-13
Now
2026-06-13
Slot 2
2 ver.
2026-05-13
Now
2026-06-13
Slot 3
2 ver.
2026-05-13
Now
2026-06-13
Slot 4
2 ver.
2026-05-13
Now
2026-06-13
Slot 5
2 ver.
2026-05-13
Now
2026-06-13
Slot 6
2 ver.
2026-05-13
Now
2026-06-13
🌍

Multi-Country Performance

Available in 9 of 9 monitored markets
MarketRatingReviewsCurrent version
🇦🇺 AU4.70339★1184.70339★ this version
🇧🇷 BR4.74418★864.74418★ this version
🇨🇦 CA4.75★1124.75★ this version
🇩🇪 DE4.70572★3674.70572★ this version
🇫🇷 FR4.58779★1314.58779★ this version
🇬🇧 GB4.71429★9174.71429★ this version
🇮🇳 IN4.83815★1734.83815★ this version
🇯🇵 JP4.52941★174.52941★ this version
🇺🇸 US4.6978★1,1354.6978★ this version
🔔

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📝 Description

95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for SpareBank 1 Mobile Banking: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Read deep-dive →

More by SpareBank 1

View all →
📦 Portfolio summaryBIG studio
8apps·$2.0M/mocombined
⚠ Concentrated — top app contributes 99% of combined revenue (single-app dependency)

Similar apps in Finance

About this analysis
ZCAnalyzed by Zakhar Chumak · founder, Bumetric·Full methodology·High confidence

Why high confidence: 46,716 ratings · no founder-verified revenue (model estimate only).

❓ Frequently Asked Questions

10 answers · auto-generated from this app's public data
How much does SpareBank 1 Mobile Banking make per month?▴
Based on our ML-calibrated revenue forecast, SpareBank 1 Mobile Banking earns approximately $2.0M/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is SpareBank 1 Mobile Banking profitable?▴
With estimated build cost $175K and monthly revenue $2.0M, SpareBank 1 Mobile Banking looks highly profitable — pays back its build investment in under a month at the current run-rate. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
How many users does SpareBank 1 Mobile Banking have?▴
Estimated audience: ~1.9M lifetime downloads, ~120K monthly active users, and ~48K daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like SpareBank 1 Mobile Banking?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is SpareBank 1 Mobile Banking built with?▴
Our heuristic places SpareBank 1 Mobile Banking on the Native iOS (Swift / UIKit) stack (Medium confidence, 70%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: Flutter.
Is SpareBank 1 Mobile Banking still actively maintained?▴
Maintenance status: Active (15% abandonment risk). Last shipped version was 1 months ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
How much would SpareBank 1 Mobile Banking sell for?▴
Estimated acquisition value: $44.5M (marketplace range $33.5M – $58.0M). Calculated as 22× monthly revenue using the standard multiple for the detected monetization model + adjustments for age, rating quality and category demand. Calibrated against 2024-2026 Flippa / Acquire.com / MicroAcquire closed-deal medians.
When was SpareBank 1 Mobile Banking last updated?▴
SpareBank 1 Mobile Banking last shipped a new version on 2026-08-20 — 1 months ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes SpareBank 1 Mobile Banking?▴
SpareBank 1 Mobile Banking is published by SpareBank 1 on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is SpareBank 1 Mobile Banking's BU Score?▴
SpareBank 1 Mobile Banking has a BU Score of 68/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.