83
BU Score
Excellent
BMO Digital Banking
✍️ BU Analytics Review
“
BMO Digital Banking is an iOS app from BMO Bank National Association in the Finance category, currently rated 4.8★ across 125,352 ratings. Initial signal reads as mostly critical sentiment so far — users flag rough edges and unmet expectations.
Our BU Score puts it at 83 — Excellent (strong product-market fit). For a Finance app, that means strong product-market fit.
Track changes month-over-month in the Performance section below — live snapshot history and revenue forecast included.
creator
📊 Performance Tracking LIVE
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Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 11 of 11 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| High install base (125,352 ratings)METRIC | +$12,000 | |
| Excellent rating (4.8★)METRIC | +$2,200 | |
| bugsREVIEW | −$1,800 | |
| 5 starREVIEW | +$1,800 | |
| securityREVIEW | +$1,800 | |
| excellent appREVIEW | +$1,500 | |
| Mature app (13y old)METRIC | +$1,500 | |
| highly recommendREVIEW | +$1,400 | |
| slowREVIEW | −$1,200 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Single-language (English only)METRIC | −$400 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
💚Sentiment Over Time↑ green = positive · ↓ red = negative
Jun 25
Jul 25
Aug 25
Sep 25
Oct 25
Nov 25
Dec 25
Jan 26
Feb 26
Mar 26
Apr 26
May 26
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🗓️ Snapshot Timeline
HISTORYEach bar shows a tracked update and the metric delta from the previous snapshot.
App Specs
🔐 Own this app? Claim & verify MRR →💾 70 MB🔞 4+📱 iOS 16.0+🔖 v2715977826.3.115🔄 updated 1mo ago🌐 EN📂 Finance💰 Paid🚀 Launched 2012 (13y old)
📝 About this app
Bank on the go from your iPhone® anywhere, anytime with the BMO Digital Banking app. We’ve updated the design for a cleaner look that’s even more convenient to use! It’s secure¹ and super easy to:
• View account balances and activity
• Sign on even faster using Face ID®
• Access your credit card account alongside your other BMO accounts
• Send money to friends and family with a bank account in the U.S. with Zelle®
• Track your accounts – even if they’re not with us – with BMO Total Look
• Transfer money between your BMO accounts²
• Deposit checks by taking a picture with your iPhone® camera³
• Schedule and manage bill payments
• Turn your debit or ATM card on and off and get real time alerts⁴ – with BMO Card Monitor
Visit bmo.com/usmobile to learn more.
¹ Please visit bmo.com/us/security for more details.
² If you make an Internal Transfer on a weekend or holiday, we’ll credit the payment the same day, but we’ll post the payment on the next Business Day.
³ Mobile Deposit is available using the BMO Digital Banking app. This service may not function on older devices. Users must be a BMO Digital Banking customer with a BMO account opened for more than 5 calendar days. Deposits are not immediately available for withdrawal. For details, see the BMO Digital Banking Agreement found at bmo.com/uslegal.
⁴ Message and data rates may apply. Contact your wireless carrier for details.
Accounts are subject to approval. BMO Bank N.A. Member FDIC
Third party web sites may have privacy and security policies different from BMO. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of websites reached through links from BMO web sites.
Copyright 2026, BMO Financial Corp., All Rights Reserved.
iPhone® and Face ID® are trademarks of Apple Inc., registered in the U.S. and/or other countries.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
• View account balances and activity
• Sign on even faster using Face ID®
• Access your credit card account alongside your other BMO accounts
• Send money to friends and family with a bank account in the U.S. with Zelle®
• Track your accounts – even if they’re not with us – with BMO Total Look
• Transfer money between your BMO accounts²
• Deposit checks by taking a picture with your iPhone® camera³
• Schedule and manage bill payments
• Turn your debit or ATM card on and off and get real time alerts⁴ – with BMO Card Monitor
Visit bmo.com/usmobile to learn more.
¹ Please visit bmo.com/us/security for more details.
² If you make an Internal Transfer on a weekend or holiday, we’ll credit the payment the same day, but we’ll post the payment on the next Business Day.
³ Mobile Deposit is available using the BMO Digital Banking app. This service may not function on older devices. Users must be a BMO Digital Banking customer with a BMO account opened for more than 5 calendar days. Deposits are not immediately available for withdrawal. For details, see the BMO Digital Banking Agreement found at bmo.com/uslegal.
⁴ Message and data rates may apply. Contact your wireless carrier for details.
Accounts are subject to approval. BMO Bank N.A. Member FDIC
Third party web sites may have privacy and security policies different from BMO. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of websites reached through links from BMO web sites.
Copyright 2026, BMO Financial Corp., All Rights Reserved.
iPhone® and Face ID® are trademarks of Apple Inc., registered in the U.S. and/or other countries.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
🆕 What's New · v2715977826.3.115
We're always working to improve the banking experience, update includes:
• New money market rate tables.
• Launching the ability to create recurring wire transfers.
• Minor bug fixes and performance improvements.
Turn on automatic updates so you always bank with the latest features & enhancements!
• New money market rate tables.
• Launching the ability to create recurring wire transfers.
• Minor bug fixes and performance improvements.
Turn on automatic updates so you always bank with the latest features & enhancements!
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- BMO Digital Banking
- Developer
- BMO Bank National Association
- Bundle ID
- com.fis.071025661SUB
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN
Company
- Website
- Not found
- Tagline
- Not found
- Description
- Not found
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Not found
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $20.2K/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
- Name
- Not found
- X / Twitter
- Not found
- Not found
- GitHub
- Not found
- X followers
- Not found
- Public statements
- Not found
Funding
- Total raised
- Not found
- Last round
- Not found
- Investors
- Not found
- Crunchbase
- Not found
- AngelList
- Not found
Press & Links
- Articles found
- Not found
- Listed on
- Not found
- Blog
- Not found
- Press / News
- Not found
Contacts & Socials
- Socials
- Not found
- Not found
- Phone
- Not found
- Contact page
- Not found
- About page
- Not found
✨AI Revenue EstimateCONFIDENCE: HIGH
The iOS app "BMO Digital Banking" by BMO Bank National Association does not generate direct revenue through in-app purchases or subscriptions. As a utility app for existing bank customers, its value lies in facilitating banking services, enhancing customer engagement and retention, and driving overall bank revenue through traditional banking products. Public sources like Sensor Tower and Adapty, which track app revenue from in-app purchases and subscriptions, do not show any direct revenue for this type of banking application.
Sources mentioned: Sensor Tower, Adapty, App Store, Business of Apps
⭐Recent App Store Reviews49 latest · avg 2.22★ · 20.4% 5★ · 57.1% 1★
5★10 (20%)
4★2 (4%)
3★5 (10%)
2★4 (8%)
1★28 (57%)
+471 ratings/week
Praise: love ×3 perfect ×2 best ×2 great ×2 recommend ×1Complaints: worst ×7 crash ×4 hate ×3 bug ×2 terrible ×2
Top positive
★★★★★ BMO
Very user friendly.…
★★★★★ Great Bank App
I appreciate the BMO banking app. So easy to use.…
Top negative
★☆☆☆☆ ZERO STARS! DO NOT RECOMMEND
HORRIBLE! Before bank of the west decided to switch to bmo i never had any issues! now my bank is always screwed up. i can never have access to my bank account. the app and company takes months to even switch the phone numbers on the accoun…
★☆☆☆☆ UPDATE BMO APP!
I’ve generally liked the simplicity of the BMO Digital Banking app on iPhone, but the mobile deposit feature has become incredibly unreliable after recent iOS updates and BMO lag on their corresponding app updates.
I repeatedly receive an …
📈Ratings growth125,352 ratings+19% lifetimeShow 3-year history estimate ▾
Tracked (38 weeks) Pre-tracking estimate (36 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
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