Relief: Get out of debt

Drowning in debt? Let’s get you Relief.

Relief is the all-in-one debt solution trusted by over 200,000 users to negotiate with creditors, stop collection harassment, and reduce debt balances by up to 60%. We don't just track your debt; we help you settle it for less so you can reclaim your financial freedom.

WHY CHOOSE RELIEF?

Reduce What You Owe

Request reductions directly from creditors. Our users often see their debt reduced by up to 60%, buying you more time to pay and saving you thousands.

Stop Collection Calls

Tired of the phone ringing? We handle the communication. Once you sign up, we work to stop collection calls so you can live your life without the stress.

Legal Support Included

Creditors can be aggressive. We provide legal support to help you respond to legal actions and keep creditor lawsuits at bay while we focus on resolving your debt.

Improve Your Financial Health

Getting out of debt is the first step. We help you navigate the process to improve your credit score over time as you get rid of your debt burden.

HOW IT WORKS:

1. See Your Savings: We identify where you qualify for savings and show you how much you can lower your balance.

2. We Deal With Creditors: We use our massive creditor network to get you reductions. You decide if you want to move forward.

3. Real-Time Updates: Get notified instantly when we find savings or when a creditor accepts a reduction request.

TRUSTED BY THOUSANDS

• $3 Billion in debt savings for our users.

• 200,000+ total users.

Download Relief today and start your journey to being debt-free.


FAQ:

Will using Relief hurt my credit?

Using Relief does not impact your credit score to find your debts; we use a soft pull. Credit changes come from unpaid debt, not from using Relief. After a reduction agreement is in place and resolved, accounts typically update to show resolved or settled with a lower balance.

Is Relief secure to use?

Relief does not require sensitive credentials to sign up and uses bank-level security and private and encrypted practice to handle your data.
How long will it take to hear back from my creditor?

Once your creditor grants you a balance reduction, they’ll share repayment terms in an agreement letter that you can review and download in the app. Creditors can take up to 60 days to review your request and provide a decision.

What do the terms of agreements look like?

Each reduction is unique — some debts may be paid off in a few months, while others could take longer depending on your agreement. After your final payment, your creditor will provide a letter confirming your debt is fully paid.

Who is eligible for Relief?

Relief self-service tool is designed for users with $25,000 or less in unsecured debt that is 90+ days past due, such as credit cards or personal loans. Other types of debt may still qualify for additional tools or partner services available through the app.

FEATURES

• Debt eligibility analysis
• Reduction request submission
• Legal protection tools
• Guided next steps
• Notifications and reminders
• Secure dashboard

DISCLOSURES

Privacy Policy: https://www.relief.app/privacy
Terms of Service: https://www.relief.app/terms

Bug fixes and stability improvements.