56
BU Score
Solid
M&S Banking
✍️ BU Analytics Review
“
M&S Banking is an iOS app from M&S Bank in the Finance category, currently rated 4.6★ across 105 ratings. Initial signal reads as mixed reviews — supporters praise core features while critics cite stability/value gaps.
Our BU Score puts it at 56 — Solid (established niche player). For a Finance app, that means established niche player.
Track changes month-over-month in the Performance section below — live snapshot history and revenue forecast included.
creator
📊 Performance Tracking LIVE
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Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 6 of 6 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Excellent rating (4.6★)METRIC | +$2,200 | |
| Mature app (8y old)METRIC | +$1,500 | |
| slowREVIEW | −$1,200 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Early-stage install base (105 ratings)METRIC | +$400 | |
| Single-language (English only)METRIC | −$400 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
💚Sentiment Over Time↑ green = positive · ↓ red = negative
Sep 24
Jan 26
Feb 26
Mar 26
Apr 26
May 26
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🗓️ Snapshot Timeline
HISTORYEach bar shows a tracked update and the metric delta from the previous snapshot.
App Specs
🔐 Own this app? Claim & verify MRR →💾 329 MB🔞 4+📱 iOS 15.0+🔖 v4.69.11🔄 updated 2w ago🌐 EN📂 Finance💰 Free🚀 Launched 2017 (8y old)
📝 About this app
Manage your accounts safely and securely with the M&S Bank app. With a range of helpful features, it’s a convenient way to keep track of your M&S Credit Card, Everyday Savings Account and Personal Loan anytime.
With the M&S Bank app you can:
• Sign in securely with face or fingerprint recognition
• Make payments to your account
• Freeze your card or report a card issue
• Request a change to your credit limit
• View your credit card PIN
• ‘Chat with us’ anytime and get notifications when we send a reply
• Request a Balance Transfer (subject to available offer)
• View and download your statements
• Activate your new credit card
How to sign in to mobile banking
If you’ve not registered for our app download from the App Store and follow the step-by-step instructions.
If you’re already registered for Online Banking, you’ll need your username and password to set up our app.
Important things to know (the legal/official bit)
This app is designed for use in the United Kingdom (UK). The products and services represented within this App are intended for UK customers.
This app is provided by Marks & Spencer Financial Services plc (‘M&S Bank’) for the use of existing customers of M&S Bank. Please do not download this app if you are not an existing customer of M&S Bank.
M&S Bank is authorised in the UK by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.
If you are outside of the UK, we may not be authorised to offer or provide you with the products and services available through this App in the country or region you are located or resident in.
This App is not intended for distribution, download or use by any person in any jurisdiction, country or region where the distribution, download or use of this material is restricted and would not be permitted by law or regulation.
With the M&S Bank app you can:
• Sign in securely with face or fingerprint recognition
• Make payments to your account
• Freeze your card or report a card issue
• Request a change to your credit limit
• View your credit card PIN
• ‘Chat with us’ anytime and get notifications when we send a reply
• Request a Balance Transfer (subject to available offer)
• View and download your statements
• Activate your new credit card
How to sign in to mobile banking
If you’ve not registered for our app download from the App Store and follow the step-by-step instructions.
If you’re already registered for Online Banking, you’ll need your username and password to set up our app.
Important things to know (the legal/official bit)
This app is designed for use in the United Kingdom (UK). The products and services represented within this App are intended for UK customers.
This app is provided by Marks & Spencer Financial Services plc (‘M&S Bank’) for the use of existing customers of M&S Bank. Please do not download this app if you are not an existing customer of M&S Bank.
M&S Bank is authorised in the UK by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.
If you are outside of the UK, we may not be authorised to offer or provide you with the products and services available through this App in the country or region you are located or resident in.
This App is not intended for distribution, download or use by any person in any jurisdiction, country or region where the distribution, download or use of this material is restricted and would not be permitted by law or regulation.
🆕 What's New · v4.69.11
Small enhancements and bug fixes
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- M&S Banking
- Developer
- M&S Bank
- Bundle ID
- com.marksandspencer.balance
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN
Company
- Website
- Not found
- Tagline
- Personal banking products and services | M&S Bank
- Description
- At M&S Bank we offer a range of personal banking products and services to suit you and your financial needs. Visit our site today to find out more.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- OG image
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $2.1K/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
- Name
- Not found
- X / Twitter
- https://twitter.com/MandSBank
- Not found
- GitHub
- Not found
- X followers
- Not found
- Public statements
- Not found
Funding
- Total raised
- Not found
- Last round
- Not found
- Investors
- Not found
- Crunchbase
- Not found
- AngelList
- Not found
Press & Links
- Articles found
- Not found
- Listed on
- Not found
- Blog
- Not found
- Press / News
- Not found
Contacts & Socials
- Socials
- facebook · twitter
- Not found
- Phone
- Not found
- Contact page
- https://bank.marksandspencer.com/credit-card/card-support/activating-your-card/
- About page
- https://bank.marksandspencer.com/about-us/fscs-protection/
✨AI Revenue EstimateCONFIDENCE: LOW
The M&S Banking iOS app is a utility application provided by M&S Bank, a subsidiary of HSBC UK, allowing customers to manage their M&S Credit Cards, view statements, and make payments. The app does not generate direct revenue through in-app purchases or subscriptions. Therefore, no direct revenue estimates can be provided from publicly available sources.
Sources mentioned: Sensor Tower, Statista, Adapty, Reddit
⭐Recent App Store Reviews2 latest · avg 3.0★ · 50.0% 5★ · 50.0% 1★
5★1 (50%)
4★0 (0%)
3★0 (0%)
2★0 (0%)
1★1 (50%)
+1,901 ratings/week
Complaints: crash ×1
Top positive
★☆☆☆☆ Slow updates
Crashes on start with ios beta, same as last year…
★★★★★ Disappointed in App
Transactions are not shown in real time. There is often a 48 hour lag from when something is charged until you can see it on the app. In this day and age that is really poor and disappointing.…
Top negative
★☆☆☆☆ Slow updates
Crashes on start with ios beta, same as last year…
★★★★★ Disappointed in App
Transactions are not shown in real time. There is often a 48 hour lag from when something is charged until you can see it on the app. In this day and age that is really poor and disappointing.…
📈Ratings growth105 ratings+10400% lifetimeShow 3-year history estimate ▾
Tracked (4 weeks) Pre-tracking estimate (36 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
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