monimo (모니모, 삼성금융네트웍스)

※ If the 'Update' button is not visible, please take the following steps.

1. Clear Google Play Store Cache (If the new version is not visible)

- Device Settings > Applications > Google Play Store > Storage > Clear Data & Cache

2. Check App Download Environment (If the download does not start)

- Google Play Store > Settings > Network Settings > App Download Settings

* If set to Wi-Fi only, download via Wi-Fi is required.

The perfect financial solution for you, monimo

We have gathered the apps for Samsung Life, Samsung Fire & Marine Insurance, Samsung Card, and Samsung Securities into one.

Use all the financial functions you need in one app, from filing claims for Samsung Life and Samsung Fire & Marine Insurance to checking your Samsung Card transaction history and investing in Samsung Securities. Start your perfect financial life with monimo today.

Just by checking the latest news every morning, or just by walking! We offer benefits that fill your daily life!

With monimo, enjoy abundant benefits, including checking Samsung financial information and signing up for products, as well as accessing practical content and events based on financial data! ■ The app's bottom menu has been revamped

- The bottom menu is now organized into Home, Assets, My Samsung, and Benefits.

- ① Home: Curation (Lifestyle Finance / Daily Investment / Daily Benefits), MONI PICKS, My Samsung Shortcut (Quick Menu)

- ② Assets: View your assets at a glance

- ③ My Samsung: My Samsung made simpler with service-based organization

- ④ Benefits: View your personalized benefits at a glance

■ You can customize the Home menu to your interests

- Choose the Lifestyle Finance, Daily Investment, or Daily Benefits Home that matches your financial interests. - ① Lifestyle Finance Type: When you want to focus on using Samsung Financial services

- ② Daily Investment Type: When you are interested in stocks or asset management

- ③ Daily Benefits Type: When you don't want to miss out on various benefits and events in your daily life

■ Pay attention to the personalized curation provided by MONI PICKS

- From asset fluctuations and credit score changes to notifications for benefits nearing expiration,

we keep you informed of financial news that you might easily miss.

■ Utilize your personalized My Samsung shortcuts (Quick Menu)

- You can gather frequently used Samsung Financial services to move quickly,

and easily change their order.

■ Keep track of your changing assets without missing anything

- Check 12 types of analysis information—from asset fluctuations, weightings, and weekly briefings to insurance, pensions, real estate, and tax savings—and

the status of cash-equivalent (accounts, investments, etc.) and non-cash-equivalent (real estate, cars, etc.) assets,

at a glance. ■ Quickly and easily check the services you need on My Samsung

- Money/Account · Investment · Card · Insurance · Pension · Loan

My Samsung is now even more convenient with service-specific organization!

- My Money/Account: Experience the joy of saving and spending all in one place, check it out in Money/Account.

- My Investment: Enjoy Samsung Financial’s differentiated investment experience with investment information and asset management services tailored to you.

- My Card: Check your usage history as a given, and we expertly recommend personalized benefits just for you.

- My Insurance: View Samsung Financial insurance information and monthly premiums at a glance, and conveniently file insurance claims.

- My Pension: View Samsung Financial pension information and total accumulated pension amounts at a glance.

- My Loan: View Samsung Financial loan information and total outstanding loan balances at a glance.

■ View all benefits at a glance

- Check your Monimo membership level and personalized recommended benefits all in one place.

- Check your Jelly, Coupons, and Links. - We recommend available benefits, new missions, and challenges.

※ User Guide

- You can use the service even if you are not a member of Samsung Life, Samsung Fire & Marine Insurance, Samsung Card, or Samsung Securities. You can log in using a simple password or fingerprint.

- Fingerprint login is available only for smartphones capable of fingerprint recognition, and one-time authentication is required upon registration.

- Starting with version 10.3.3, installation and updates are only possible on devices running OS 7 or higher. To ensure smooth service usage, please upgrade your device's OS to the latest version.

※ Important Notice

- We recommend updating your operating system and antivirus software to the latest versions to maintain device security. Additionally, please run frequent scans using an antivirus program.

- When using services that involve financial transactions or require the input of personal information, please avoid using wireless LAN (Wi-Fi) with unclear sources or without security settings, and instead use a mobile network (3G, LTE, 5G).

Data charges may apply depending on your subscribed mobile data plan when using the service.

※ Inquiries regarding App Usage

- Email: monimo@samsung.com

- Phone: 1588-7882

[App Access Permission Guide]

The following access permissions must be granted to use the app.

* (Required) Phone

- Phone number information is used to proceed with identity verification and connect to consultation calls.

- Phone number information is used for transportation card registration.

* (Optional) Storage

- Used to save app content and images to provide accurate services.

However, this is a required permission for OS versions below 13.

* (Optional) Notifications

- Used to receive notification messages.

* (Optional) Camera

- Used to photograph ID cards when applying for a card, register documents for insurance claims, scan QR codes for online payments, and for fingerprint/facial recognition.

* (Optional) Location

- Used to provide roadside assistance services for broken-downs.

* (Optional) Contacts

- Contact list is used for transfers and coupon delivery.

* (Optional) Samsung Health

- Used to measure step counts. * (Optional) NFC

- Used for mobile transportation card usage.

* (Optional) Biometric Authentication

- Used to provide login and authentication services.

* (Optional) Display over other apps

- Used when using Edge Panel features.

- Use of Digital ARS

※ To prevent voice phishing and electronic financial transaction fraud, we may collect and use risk information, such as malicious apps installed on your mobile device.

※ Use of Digital ARS while displaying over other apps (display of caller/inquiry information/commercial mobile content): Displays ARS menus during calls, notifications of call purpose, provides a screen upon call termination, etc. To refuse use or withdraw consent, please contact Colgate Co., Ltd. at 080-135-1136.

※ Starting with Android OS 6.0 or higher, consent is now possible by distinguishing between mandatory and optional access permissions. We recommend updating to version 6.0 or higher before use. After updating, you must delete and reinstall the app to reset access permissions.

** ※ Access permission settings can be changed via your phone's Settings → Applications → Monimo → Permissions. (The location may vary depending on the phone model.)

※ You can still use the app except for the relevant functions even if you do not agree to optional access permissions.