Capital on Tap
77
Quality Score
Strong
Capital on Tap
Medium confidence
✍️ bumetric analysis
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Capital on Tap is an iOS app from New Wave Capital Ltd in the Business category, currently rated 4.9★ across 4,050 ratings. Initial signal reads as largely positive sentiment, users highlighting consistency and feature depth.
Quality Score is 77: Strong (healthy traction). For a Business app, that means healthy traction. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$1.4K
per month
→
12-mo forecast
$1.2K – $4.3K
per month
→
24-mo forecast
$1.1K – $9.9K
per month
INDIE tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
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Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
ONE-TIME · BUILD
💰 Estimated build cost
$135K
↳ What it cost to build · not monthly revenue
Likely range $100K – $180K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Pays back in ~7 months at current MRR
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (152 MB) | +$40K |
| ⚙ Business complexity ×1.50 | +$45K |
Total estimate
$135K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$375K
↳ What it would sell for · not monthly revenue
Marketplace range $275K – $475K · 19× MRR multiple
💸
~2.8× return on build cost
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| ⭐ ★ rating ≥ 4.7 (premium) | +15% |
| 🏷 Business category multiple | +10% |
Final multiple
19× MRR
👥 Estimated audience size
260K
Lifetime downloads (US-equivalent)
Monthly active
57K
Daily active
17K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Business engagement | ~65 installs / rating |
| 🔁 Business D30 retention | 22% |
| 📍 DAU / MAU stickiness | 0.30 |
DAU / MAU
30% sticky
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$1.4K/mo · ML-estimated from 234 triggers
Growth rate
+6.0% MoM · INDIE tier baseline (compound monthly)
6 months
$1.2K – $2.7K
12 months
$1.2K – $4.3K
24 months
$1.1K – $9.9K
Compound growth at +6.0% MoM (tier baseline for INDIE). Range widens with horizon — typical noise band ±40% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Early-stage solo · 46/100INDIE TIERexpected for tierGrowth Velocity
5.0
Founder Strength
5.3
Product Quality
8.8
Revenue Strength
3.1
Monetization Maturity
1.0
Defensibility
4.0
Market Position
0.0
Operational Safety
10.0
- 💰 Revenue: Modest — $545 - $3411/mo · INDIE tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.88★ across 4,050 reviews — strong (top 10%).
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $24K-$43K. Portfolio play ($19K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 7 of 7 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Excellent rating (4.9★)METRIC | +$2,200 | |
| 5 starREVIEW | +$1,800 | |
| Low install base (4,050 ratings)METRIC | +$1,500 | |
| highly recommendREVIEW | +$1,400 | |
| Established app (7y old)METRIC | +$800 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Single-language (English only)METRIC | −$400 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v3.9.20
Welcome to Capital on Tap.
We’ve been busy fixing minor issues & improving the overall experience of the app.
If you have any questions, please reach out, we’d love to hear from you.
We’ve been busy fixing minor issues & improving the overall experience of the app.
If you have any questions, please reach out, we’d love to hear from you.
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- Capital on Tap
- Developer
- New Wave Capital Ltd
- Bundle ID
- com.newwavecapital.capitalontap
- App Store URL
- Open in App Store
- Category
- Business
- Content rating
- 4+
- Languages
- EN
Company
- Website
- Not found
- Tagline
- The credit card built for small businesses
- Description
- With the Capital on Tap business credit card, get up to £250k to grow your business. No joining or annual fees. Uncapped 1% cashback on all card spend.
- Founded
- Not found
- HQ / Address
- London
- Employees
- Not found
- Logo
- Available
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $19.1K/mo
- Top-grossing rank
- Outside top 100 in US Business
- All-time revenue
- Not found
- Pricing
- Not found
Founder
- Name
- Not found
- X / Twitter
- twitter.com/CapitalOnTap
- linkedin.com/company/capital-on-tap
- GitHub
- Not found
- X followers
- Not found
- Public statements
- Not found
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
- Socials
- facebook facebook.com/CapitalOnTap · linkedin linkedin.com/company/capital-on-tap · twitter twitter.com/CapitalOnTap
- contact@capitalontap.com
- Phone
- 02089627401
- Contact page
- Not found
- About page
- capitalontap.com/en/company/about
📈Ratings growth4,050 ratings+404900% lifetimeShow 3-year history estimate ▾
Tracked (45 weeks) Pre-tracking estimate (36 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
Running a business is hard, we make it easier with the Capital on Tap Business Credit Card app - your ultimate financial companion.
Unlock a world of possibilities with our app, designed to empower business owners like you.
Here's why you need to download it today:
- Real-time spend tracking: Keep a close eye on your spend in real-time, making financial management effortless.
- Set spend limits for employees: Take control of your business expenses by setting spend limits for your employees, ensuring responsible spending practices.… View full description on the official store →
Unlock a world of possibilities with our app, designed to empower business owners like you.
Here's why you need to download it today:
- Real-time spend tracking: Keep a close eye on your spend in real-time, making financial management effortless.
- Set spend limits for employees: Take control of your business expenses by setting spend limits for your employees, ensuring responsible spending practices.… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 152 MB🔞 4+📱 iOS 15.6+🔖 v3.9.20🔄 updated 0d ago🌐 EN📂 Business💰 Paid
📅
What Worked™ · Development Pipeline
8 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
🔄
Monetization changed: freemium → free
2026-03
⭐
Rating ↑ 3.63 → 4.90 (improved 1.27★)
2026-03
📈
Crossed 50 ratings — social-proof flywheel kicking in
2022-12
📈
Crossed 10 ratings — social-proof flywheel kicking in
2022-06
⭐
Rating ↑ 2.33 → 2.71 (improved 0.38★)
2022-05
⭐
Rating ↑ 1.80 → 2.33 (improved 0.53★)
2022-05
⭐
Rating ↑ 1.00 → 1.80 (improved 0.80★)
2021-06
🚀
First tracked snapshot — initial data captured
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for Capital on Tap: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Similar apps in Business
About this analysis
Why medium confidence: 4,050 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
4 answers · auto-generated from this app's public dataHow much does Capital on Tap make per month?▴
Based on our ML-calibrated revenue forecast, Capital on Tap earns approximately $19K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like Capital on Tap?▴
Browse the full Business category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes Capital on Tap?▴
Capital on Tap is published by New Wave Capital Ltd on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Capital on Tap's BU Score?▴
Capital on Tap has a BU Score of 77/100 (Strong). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.