myFlexPay (powered by Stream)
73
Quality Score
Strong
myFlexPay (powered by Stream)
Medium confidence
✍️ bumetric analysis
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myFlexPay (powered by Stream) is an iOS app from Stream Platforms, Inc. in the Finance category, currently rated 4.8★ across 6,397 ratings. Initial signal reads as largely positive sentiment, users highlighting consistency and feature depth.
Quality Score is 73: Strong (healthy traction). For a Finance app, that means healthy traction. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$784
per month
→
12-mo forecast
$685 – $2471
per month
→
24-mo forecast
$635 – $5717
per month
INDIE tierFREE
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
Loading…
Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
ONE-TIME · BUILD
💰 Estimated build cost
$85K
↳ What it cost to build · not monthly revenue
Likely range $65K – $115K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Pays back in ~1.3y at current MRR
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (55 MB) | +$2K |
| ⚙ Finance complexity ×1.60 | +$31K |
Total estimate
$85K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$100K
↳ What it would sell for · not monthly revenue
Marketplace range $75K – $125K · 20× MRR multiple
💸
~1.2× build cost (break-even+)
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| ⭐ ★ rating ≥ 4.7 (premium) | +15% |
| 🏷 Finance category multiple | +15% |
Final multiple
20× MRR
👥 Estimated audience size
380K
Lifetime downloads (US-equivalent)
Monthly active
105K
Daily active
42K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
40% sticky
🔬
How we forecast this revenue
LOW CONFIDENCEBaseline
$784/mo · ML-estimated from 234 triggers
Growth rate
+6.0% MoM · INDIE tier baseline (compound monthly)
6 months
$668 – $1.6K
12 months
$685 – $2.5K
24 months
$635 – $5.7K
Compound growth at +6.0% MoM (tier baseline for INDIE). Range widens with horizon — typical noise band ±40% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Early-stage solo · 41/100INDIE TIERFREE (NO MONETIZATION)expected for tierGrowth Velocity
5.0
Founder Strength
4.7
Product Quality
7.2
Revenue Strength
2.9
Monetization Maturity
0.5
Defensibility
5.0
Market Position
0.3
Operational Safety
7.4
- 💰 Revenue: Marginal — $313 - $1960/mo · INDIE tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.85★ across 6,397 reviews — solid.
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Moderate — rating drift -2.05 ★ (recent 50 vs lifetime).
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $14K-$25K. Portfolio play ($5K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 8 of 8 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Excellent rating (4.8★)METRIC | +$2,200 | |
| bugsREVIEW | −$1,800 | |
| 5 starREVIEW | +$1,800 | |
| Low install base (6,397 ratings)METRIC | +$1,500 | |
| support teamREVIEW | +$900 | |
| Established app (6y old)METRIC | +$800 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Single-language (English only)METRIC | −$400 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v3.91.0
myFlexPay is now sleeker, faster, and more accessible than ever!
- Miscellaneous bug fixes
- Miscellaneous bug fixes
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- myFlexPay (powered by Stream)
- Developer
- Stream Platforms, Inc.
- Bundle ID
- com.wagestream.myflexpay
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN
Company
- Website
- www.myflexpay.com
- Tagline
- Get paid before payday
- Description
- Access your hard-earned money on your schedule, without the high-interest loans.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Available
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $5.3K/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
- Name
- Not found
- X / Twitter
- x.com/OneSourceV
- linkedin.com/company/705528
- GitHub
- Not found
- X followers
- Not found
- Public statements
- Not found
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
📈Ratings growth6,397 ratings+73% lifetimeShow 3-year history estimate ▾
Tracked (56 weeks) Pre-tracking estimate (35 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
Access your earned wages instantly instead of waiting for payday. No more overdraft fees, high-interest credit cards, or financial stress.
myFlexPay (powered by Stream) partners with your employer to help you save, budget, borrow, and get paid on your schedule.
Key Features:
* Flexible pay - Access earned wages anytime. Instant transfers for a small fee or free standard transfers (1-3 days)
* Real-time tracking - View your shifts and earnings as they happen
* Smart saving - Market-leading interest rates on easy-access accounts
* Spending insights - Monitor all bank accounts in one place… View full description on the official store →
myFlexPay (powered by Stream) partners with your employer to help you save, budget, borrow, and get paid on your schedule.
Key Features:
* Flexible pay - Access earned wages anytime. Instant transfers for a small fee or free standard transfers (1-3 days)
* Real-time tracking - View your shifts and earnings as they happen
* Smart saving - Market-leading interest rates on easy-access accounts
* Spending insights - Monitor all bank accounts in one place… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 55 MB🔞 4+📱 iOS 15.0+🔖 v3.91.0🔄 updated 0d ago🌐 EN📂 Finance💰 Paid
📅
What Worked™ · Development Pipeline
12 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
🔧
Shipped update — v? → v3.91.0
2026-04
⭐
Rating ↑ 2.54 → 4.85 (improved 2.31★)
2026-04
📈
Crossed 100 ratings — social-proof flywheel kicking in
2025-02
📈
Crossed 50 ratings — social-proof flywheel kicking in
2022-05
📈
Crossed 10 ratings — social-proof flywheel kicking in
2022-01
⭐
Rating ↓ 3.43 → 3.13 (dropped 0.30★)
2021-12
⭐
Rating ↑ 2.80 → 3.17 (improved 0.37★)
2021-11
⭐
Rating ↓ 3.25 → 2.80 (dropped 0.45★)
2021-10
⭐
Rating ↓ 3.67 → 3.25 (dropped 0.42★)
2021-06
⭐
Rating ↓ 4.00 → 3.67 (dropped 0.33★)
2021-05
⭐
Rating ↓ 5.00 → 4.00 (dropped 1.00★)
2021-02
🚀
First tracked snapshot — initial data captured
🗣
Voice of Customer
Based on 106 reviews across 1 markets● 46% positive · ● 10% neutral · ● 43% negative · Rating drift: -2.05★ (declining — recent 50: 2.8★ vs lifetime: 4.85★)
VADER compound sentiment per quarter (−1 = fully negative, +1 = fully positive). Each point ≥ 5 reviews.
Top praise themes
pay ×7 money ×7 now ×6 transfer ×6 awesome ×5 funds ×5 paycheck ×5 having ×4
Top complaint themes
customer service ×11 customer support ×4 select state ×4 pay period ×3 money available ×3 instant transfer ×3 debit card ×3 won let ×3
🔔
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for myFlexPay (powered by Stream): category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
More by Stream Platforms, Inc.
View all →📦 Portfolio summaryINDIE studio
2apps·$5K/mocombined
⚠ Concentrated — top app contributes 98% of combined revenue (single-app dependency)
About this analysis
Why medium confidence: 6,397 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
4 answers · auto-generated from this app's public dataHow much does myFlexPay (powered by Stream) make per month?▴
Based on our ML-calibrated revenue forecast, myFlexPay (powered by Stream) earns approximately $5.3K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like myFlexPay (powered by Stream)?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes myFlexPay (powered by Stream)?▴
myFlexPay (powered by Stream) is published by Stream Platforms, Inc. on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is myFlexPay (powered by Stream)'s BU Score?▴
myFlexPay (powered by Stream) has a BU Score of 73/100 (Strong). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.