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Nu

75
Quality Score
Strong

Nu

High confidence
4.8 ✍️ Editor
✍️ bumetric analysis

Nu is an iOS app from NU PAGAMENTOS S/A INSTITUICAO DE PAGAMENTO in the Finance category, currently rated 4.8★ across 22,617 ratings. Initial signal reads as largely positive sentiment, users highlighting consistency and feature depth.

Quality Score is 75: Strong (healthy traction). For a Finance app, that means healthy traction. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.

💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
12-mo forecast
$5.2K – $10.8K
per month
24-mo forecast
$6.4K – $19.2K
per month
MID tier
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📊 Performance Tracking LIVE

Loading…
idle
0%
Rating
Reviews
Forecast Revenue / mo
Snapshots tracked
0
since first record
ONE-TIME · BUILD 💰 Estimated build cost
$145K
What it cost to build · not monthly revenue
Likely range $110K – $195K
$25K · MVP floor $100K · indie scale $500K+ · studio build
📈 Pays back in ~1.5y at current MRR

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes
🧱 MVP baseline (design + 1-store ship) +$28K
📱 5 unique screens × $4.5K +$22K
📦 Asset bundle (223 MB) +$40K
Finance complexity ×1.60 +$54K
Total estimate $145K
ONE-TIME · EXIT VALUE 💵 Estimated acquisition value
$150K
What it would sell for · not monthly revenue
Marketplace range $125K – $200K · 20× MRR multiple
💸 ~1.0× build cost (break-even+)

Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.

How the multiple was built
📺 Ad-supported base 15× MRR
★ rating ≥ 4.7 (premium) +15%
🏷 Finance category multiple +15%
Final multiple 20× MRR
👥 Estimated audience size
1.4M
Lifetime downloads (US-equivalent)
Monthly active
375K
Daily active
150K

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it
📲 Finance engagement ~60 installs / rating
🔁 Finance D30 retention 28%
📍 DAU / MAU stickiness 0.40
DAU / MAU 40% sticky
🔬

How we forecast this revenue

MEDIUM CONFIDENCE
Baseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊

BU Investment Matrix

Below median · 51/100MID TIERunderperforming peers
GrowthFounderQualityRevenueMonetiz.MoatMarketSafety
Growth Velocity
5.0
Founder Strength
4.9
Product Quality
9.7
Revenue Strength
3.7
Monetization Maturity
1.0
Defensibility
4.5
Market Position
2.0
Operational Safety
10.0
  • 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
  • ⭐ Quality: 4.84★ across 22,243 reviews — exceptional (top 1% in category).
  • 📍 Market: Not yet charting in any of the 9 monitored markets.
  • 📈 Growth: Insufficient signal to assess trajectory.
  • ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K. Portfolio play ($8K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 7 of 7 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
Mid install base (22,617 ratings)METRIC
+$5,500
Excellent rating (4.8★)METRIC
+$2,200
bugsREVIEW
−$1,800
5 starREVIEW
+$1,800
Mature app (12y old)METRIC
+$1,500
highly recommendREVIEW
+$1,400
Ad-supported / freemiumMETRIC
+$600
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

🆕 What's New · v7.11.75

The purple became more purple. Simple just got simpler.
.
Our engineering team worked this whole week to make the app that makes your financial life easier, even easier to use!
.… Full release notes →

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
Nu
Developer
NU PAGAMENTOS S/A INSTITUICAO DE PAGAMENTO
Bundle ID
com.nu.iphone
App Store URL
Open in App Store
Category
Finance
Content rating
4+
Languages
EN, PT, ES

Company

Website
international.nubank.com.br
Tagline
Welcome to Nu
Description
Not found
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
Not found

Revenue

Verified revenue / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
ML model estimate / mo
$8.1K/mo
Top-grossing rank
Outside top 100 in US Finance
All-time revenue
Not found
Pricing
Not found

Founder

Name
Not found
X / Twitter
twitter.com/nubank
LinkedIn
linkedin.com/company/nubank
GitHub
Not found
X followers
Not found
Public statements
Not found

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Socials
facebook facebook.com/nubank · instagram instagram.com/nubank · linkedin linkedin.com/company/nubank · twitter twitter.com/nubank · youtube youtube.com/c/Nubank
Email
Not found
Phone
Not found
Contact page
Not found
About page
international.nubank.com.br/about
📈Ratings growth22,617 ratings+17% lifetimeShow 3-year history estimate ▾Jun 2023Nov 2025Jun 2026
Tracked (46 weeks) Pre-tracking estimate (36 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

Nu is the world’s largest digital financial services platform outside of Asia, serving over 105 million customers across Brazil, Mexico, and Colombia. The company is the fourth-largest financial institution in Latin America by number of customers.

Guided by our mission to fight complexity and empower people, we cater to customers’ complete financial journey, promoting financial access and advancement with responsible lending and transparency.… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →
💾 223 MB🔞 4+📱 iOS 15.0+🔖 v7.11.75🔄 updated 0d ago🌐 EN, PT, ES📂 Finance💰 Paid
📅

What Worked™ · Development Pipeline

14 EVENTS TRACKED
Detected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
Rating ↑ 3.31 → 4.84 (improved 1.53★)
2026-05
📈
Crossed 1,000 ratings — social-proof flywheel kicking in
2026-03
📈
Crossed 500 ratings — social-proof flywheel kicking in
2026-03
Rating ↓ 4.80 → 3.30 (dropped 1.50★)
2026-03
Rating ↑ 3.30 → 4.80 (improved 1.50★)
2026-03
📈
Crossed 500 ratings — social-proof flywheel kicking in
2020-07
📈
Crossed 100 ratings — social-proof flywheel kicking in
2018-06
📈
Crossed 50 ratings — social-proof flywheel kicking in
2017-01
📈
Crossed 10 ratings — social-proof flywheel kicking in
2016-11
Rating ↑ 3.00 → 3.40 (improved 0.40★)
2016-10
Rating ↓ 3.33 → 3.00 (dropped 0.33★)
2016-10
Rating ↓ 4.00 → 3.33 (dropped 0.67★)
2016-08
Rating ↑ 3.00 → 4.00 (improved 1.00★)
2016-08
🚀
First tracked snapshot — initial data captured
🌍

Multi-Country Performance

Available in 9 of 9 monitored markets
MarketRatingReviewsCurrent version
🇦🇺 AU4.80195★9244.80195★ this version
🇧🇷 BR4.8234★1,554,1984.8234★ this version
🇨🇦 CA4.82756★1,5314.82756★ this version
🇩🇪 DE4.78026★8514.78026★ this version
🇫🇷 FR4.82434★1,3724.82434★ this version
🇬🇧 GB4.88744★4,2824.88744★ this version
🇮🇳 IN4.9375★164.9375★ this version
🇯🇵 JP4.85884★2,3594.85884★ this version
🇺🇸 US4.83513★22,5814.83513★ this version
🔔

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📝 Description

95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for Nu: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Read deep-dive →

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About this analysis
ZCAnalyzed by Zakhar Chumak · founder, bumetric·Full methodology·High confidence

Why high confidence: 22,617 ratings · no founder-verified revenue (model estimate only).

Frequently Asked Questions

4 answers · auto-generated from this app's public data
How much does Nu make per month?
Based on our ML-calibrated revenue forecast, Nu earns approximately $8.1K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like Nu?
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes Nu?
Nu is published by NU PAGAMENTOS S/A INSTITUICAO DE PAGAMENTO on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Nu's BU Score?
Nu has a BU Score of 75/100 (Strong). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.