Tesco Bank and Clubcard Pay+
58
Quality Score
Solid
Tesco Bank and Clubcard Pay+
Medium confidence
✍️ bumetric analysis
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Tesco Bank and Clubcard Pay+ is an iOS app from Tesco Bank in the Finance category, currently rated 4.7★ across 209 ratings. Initial signal reads as mostly critical sentiment so far: users flag rough edges and unmet expectations.
Quality Score is 58: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
→
12-mo forecast
$5.2K – $10.8K
per month
→
24-mo forecast
$6.4K – $19.2K
per month
MID tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
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Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
ONE-TIME · BUILD
💰 Estimated build cost
$145K
↳ What it cost to build · not monthly revenue
Likely range $110K – $195K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Slow ROI — current MRR is well below build cost
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (282 MB) | +$40K |
| ⚙ Finance complexity ×1.60 | +$54K |
Total estimate
$145K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$15K
↳ What it would sell for · not monthly revenue
Marketplace range $10K – $15K · 17× MRR multiple
💸
~0.1× build cost (under-water)
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| ⭐ ★ rating ≥ 4.4 (solid) | +8% |
| 🏷 Finance category multiple | +15% |
| ⭐ Small user base (<1K ratings) | -8% |
Final multiple
17× MRR
👥 Estimated audience size
12K
Lifetime downloads (US-equivalent)
Monthly active
3.5K
Daily active
1.4K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
40% sticky
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Below median · 46/100MID TIERunderperforming peersGrowth Velocity
5.0
Founder Strength
3.9
Product Quality
6.5
Revenue Strength
3.7
Monetization Maturity
1.0
Defensibility
4.4
Market Position
2.0
Operational Safety
10.0
- 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.66★ across 209 reviews — solid.
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 5 of 5 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Excellent rating (4.7★)METRIC | +$2,200 | |
| Mature app (9y old)METRIC | +$1,500 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Early-stage install base (209 ratings)METRIC | +$400 | |
| Single-language (English only)METRIC | −$400 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v4.61.0
We've included some important updates to enhance the security of your mobile banking experience.
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- Tesco Bank and Clubcard Pay+
- Developer
- Tesco Bank
- Bundle ID
- com.tescobank.mobile.ios.iphone.TescoBank
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN
Company
- Website
- Not found
- Tagline
- Take a look at loans
- Description
- We offer a range of personal banking products including credit cards, personal loans and savings account options. Discover simple & more rewarding ways to bank.
- Founded
- Not found
- HQ / Address
- Edinburgh
- Employees
- Not found
- Logo
- Not found
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $746/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
- Socials
- facebook facebook.com/tesco.bank · twitter x.com/TescoBankHelp · youtube youtube.com/user/tescobank
- Not found
- Phone
- Not found
- Contact page
- tescobank.com/credit-cards/customer-help
- About page
- Not found
✨AI Revenue EstimateCONFIDENCE: LOW
The iOS app "Tesco Bank and Clubcard Pay+" is a free banking and loyalty application that does not generate direct revenue through in-app purchases or subscriptions. Its value is indirect, supporting Tesco Bank's broader financial services and the Tesco Clubcard loyalty program, though the Clubcard Pay+ account closed on April 26, 2026.
Sources mentioned: Tesco Bank, Apple App Store, Google Play Store, Fintech Finance, The Fintech Times, Mastercard, DecisionMarketing, Sensor Tower
📈Ratings growth209 ratings+35% lifetimeShow 3-year history estimate ▾
Tracked (2 weeks) Pre-tracking estimate (37 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
Whether you’re topping up for your weekly shop or keeping track of your spending, the Tesco Bank Mobile App gives you flexibility and control to manage your money wherever you are.
Access your Tesco Bank credit card, savings account, loans, and more—all in one place.
Register using your Tesco Bank account details and start managing your money on the go in minutes.
With the app, you can:
Log in quickly and securely using Face ID, Touch ID, a 5-digit passcode, or your security number and password… View full description on the official store →
Access your Tesco Bank credit card, savings account, loans, and more—all in one place.
Register using your Tesco Bank account details and start managing your money on the go in minutes.
With the app, you can:
Log in quickly and securely using Face ID, Touch ID, a 5-digit passcode, or your security number and password… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 282 MB🔞 4+📱 iOS 16.0+🔖 v4.61.0🔄 updated 0d ago🌐 EN📂 Finance💰 Paid
📅
What Worked™ · Development Pipeline
2 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
🔄
Monetization changed: freemium → free
2026-03
🚀
First tracked snapshot — initial data captured
🌍
Multi-Country Performance
Available in 7 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇧🇷 BR | 4.33333★ | 6 | 4.33333★ this version |
| 🇨🇦 CA | 4.64583★ | 48 | 4.64583★ this version |
| 🇩🇪 DE | 4.71429★ | 14 | 4.71429★ this version |
| 🇫🇷 FR | 4.64286★ | 14 | 4.64286★ this version |
| 🇬🇧 GB | 4.78526★ | 303,888 | 4.78526★ this version |
| 🇮🇳 IN | 4.80645★ | 62 | 4.80645★ this version |
| 🇺🇸 US | 4.66029★ | 209 | 4.66029★ this version |
🔔
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for Tesco Bank and Clubcard Pay+: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
About this analysis
Why medium confidence: 209 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
4 answers · auto-generated from this app's public dataHow much does Tesco Bank and Clubcard Pay+ make per month?▴
Based on our ML-calibrated revenue forecast, Tesco Bank and Clubcard Pay+ earns approximately $746/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like Tesco Bank and Clubcard Pay+?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes Tesco Bank and Clubcard Pay+?▴
Tesco Bank and Clubcard Pay+ is published by Tesco Bank on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Tesco Bank and Clubcard Pay+'s BU Score?▴
Tesco Bank and Clubcard Pay+ has a BU Score of 58/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.