74
BU Score
Strong
Bread Financial
✍️ BU Analytics Review
“
Bread Financial is an iOS app from Bread Financial Holdings, Inc. in the Finance category, currently rated 4.8★ across 127,340 ratings. Initial signal reads as mixed reviews — supporters praise core features while critics cite stability/value gaps.
Our BU Score puts it at 74 — Strong (healthy traction). For a Finance app, that means healthy traction.
Track changes month-over-month in the Performance section below — live snapshot history and revenue forecast included.
creator
📊 Performance Tracking LIVE
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Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 10 of 10 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| High install base (127,340 ratings)METRIC | +$12,000 | |
| Excellent rating (4.8★)METRIC | +$2,200 | |
| bugsREVIEW | −$1,800 | |
| 5 starREVIEW | +$1,800 | |
| cancelledREVIEW | −$1,500 | |
| excellent appREVIEW | +$1,500 | |
| slowREVIEW | −$1,200 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Single-language (English only)METRIC | −$400 | |
| Growing app (2y old)METRIC | +$200 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
💚Sentiment Over Time↑ green = positive · ↓ red = negative
Jun 25
Jul 25
Aug 25
Sep 25
Oct 25
Nov 25
Dec 25
Jan 26
Feb 26
Mar 26
Apr 26
May 26
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🗓️ Snapshot Timeline
HISTORYEach bar shows a tracked update and the metric delta from the previous snapshot.
App Specs
🔐 Own this app? Claim & verify MRR →💾 90 MB🔞 4+📱 iOS 14.0+🔖 v5.4.4🔄 updated 3w ago🌐 EN📂 Finance💰 Free🚀 Launched 2023 (2y old)
📝 About this app
Experience the Bread Financial® app that’s designed with you in mind! Comenity Bank and Comenity Capital Bank are Bread Financial companies. And now you can manage your Comenity® credit cards, anytime and anywhere, with the credit card app featuring some of today’s most recognized brands.
Download the app to securely manage one or multiple accounts more easily! To access your account, sign in with the same username and password you use for Account Center online. If you haven’t registered for online access, you can do that — and more — in the app.
Discover convenient account management:
• Activate your credit card
• Review transactions and account statements
• Add an authorized buyer to your account
• Enroll in paperless statements
• Request a credit limit increase
Make or change a payment with ease:
• Schedule one-time payments
• Set up autopay
• Review your payment history
• Edit or delete a scheduled payment
Track your credit card rewards, if applicable:
• Check your rewards balance
• Redeem rewards in the amount you want
• Connect to exclusive offers for your card
Tap into useful features with select accounts:
• Set up alerts
• Lock or unlock a card
• Transfer another credit card balance
If you need to contact us, you can send us a message through the app’s Secure Message Center.
Looking for the Bread Savings® app? That’s a separate app you can find by searching “Bread Savings” in your app store. But if you’re ready to download the Bread Financial app for credit card management, you’re in the right place!
Copyright ©2026 Bread Financial. Comenity Bank and Comenity Capital Bank are Bread Financial companies.
Download the app to securely manage one or multiple accounts more easily! To access your account, sign in with the same username and password you use for Account Center online. If you haven’t registered for online access, you can do that — and more — in the app.
Discover convenient account management:
• Activate your credit card
• Review transactions and account statements
• Add an authorized buyer to your account
• Enroll in paperless statements
• Request a credit limit increase
Make or change a payment with ease:
• Schedule one-time payments
• Set up autopay
• Review your payment history
• Edit or delete a scheduled payment
Track your credit card rewards, if applicable:
• Check your rewards balance
• Redeem rewards in the amount you want
• Connect to exclusive offers for your card
Tap into useful features with select accounts:
• Set up alerts
• Lock or unlock a card
• Transfer another credit card balance
If you need to contact us, you can send us a message through the app’s Secure Message Center.
Looking for the Bread Savings® app? That’s a separate app you can find by searching “Bread Savings” in your app store. But if you’re ready to download the Bread Financial app for credit card management, you’re in the right place!
Copyright ©2026 Bread Financial. Comenity Bank and Comenity Capital Bank are Bread Financial companies.
🆕 What's New · v5.4.4
Minor bug fixes and performance enhancements.
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- Bread Financial
- Developer
- Bread Financial Holdings, Inc.
- Bundle ID
- com.lonoperationsllc.breadmobile
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN
Company
- Website
- Not found
- Tagline
- Today
- Description
- Find apps and games for iPhone, iPad, Mac, and more on the App Store.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- OG image
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $2.0K/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
- Name
- Not found
- X / Twitter
- Not found
- Not found
- GitHub
- Not found
- X followers
- Not found
- Public statements
- Not found
Funding
- Total raised
- Not found
- Last round
- Not found
- Investors
- Not found
- Crunchbase
- Not found
- AngelList
- Not found
Press & Links
- Articles found
- Not found
- Listed on
- Not found
- Blog
- https://apps.apple.com/us/app/letterloop-group-newsletters/id6468623700
- Press / News
- Not found
Contacts & Socials
- Socials
- Not found
- Not found
- Phone
- Not found
- Contact page
- Not found
- About page
- https://apps.apple.com/us/iphone/story/id1750986966
✨AI Revenue EstimateCONFIDENCE: LOW
The iOS app "Bread Financial" is a free utility app designed for managing existing Bread Financial credit cards and savings accounts. Public sources like Sensor Tower and Adapty, which track app revenue primarily from in-app purchases and subscriptions, do not report direct revenue for this type of financial services app. The app itself does not appear to generate direct revenue through in-app purchases or subscriptions; its value lies in facilitating customer access and management of Bread Financial's core financial products.
Sources mentioned: Sensor Tower, Adapty, Statista, Reddit, Apple App Store
⭐Recent App Store Reviews49 latest · avg 2.76★ · 38.8% 5★ · 49.0% 1★
5★19 (39%)
4★1 (2%)
3★2 (4%)
2★3 (6%)
1★24 (49%)
+2,139 ratings/week
Praise: best ×4 love ×3 great ×3 excellent ×2 amazing ×1Complaints: bug ×2 worst ×1
Top positive
★★★★★ New 2 family
I received my new card and activated it and it was a breeze the website is easy to navigate…
★★★★★ All Accounts in One App
I really love that I can have all my accounts accessible in one app to make payments and view statements. Great app.…
Top negative
★☆☆☆☆ Very user friendly
One of the best i have ever used!…
★☆☆☆☆ I wouldn’t apply if i knew how sorry the customer service was
I will likely close the account. I wouldn’t apply if i knew how sorry the customer service was…
📈Ratings growth127,340 ratings+1506% lifetimeShow 3-year history estimate ▾
Tracked (25 weeks) Pre-tracking estimate (34 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
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