Bank of Scotland Business
63
Quality Score
Solid
✍️ Bumetric analysis
“
Bank of Scotland Business is an iOS app from Lloyds Banking Group in the Finance category, currently rated 4.9★ across 8 ratings. Initial signal reads as no scraped reviews yet: judgment based on metadata only.
Quality Score is 63: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
→
12-mo forecast
$5.2K – $10.8K
per month
→
24-mo forecast
$6.4K – $19.2K
per month
MID tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
7 snapshots on record
Rating
4.9
Reviews
8 reviews
Forecast Revenue / mo
$5.0K
Snapshots tracked
7
since Mar 2026
🤖Also on Android
$114/mo · no ratings
View →
ONE-TIME · BUILD
💰 Estimated build cost
$210K
↳ What it cost to build · not monthly revenue
Likely range $160K – $285K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Pays back in ~3.5y at current MRR
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (458 MB) | +$40K |
| ⚙ Finance complexity ×1.60 | +$54K |
| ⚙ 10.5y maintenance × ~1-person team | +$62K |
Total estimate
$210K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$100K
↳ What it would sell for · not monthly revenue
Marketplace range $75K – $150K · 22× MRR multiple
💸
~0.5× build cost (under-water)
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| 📅 10.5y proven track record | +20% |
| ⭐ ★ rating ≥ 4.7 (premium) | +15% |
| 🏷 Finance category multiple | +15% |
| ⭐ Small user base (<1K ratings) | -8% |
Final multiple
22× MRR
🛠 Estimated tech stack
🍎
Native iOS (Swift / UIKit)
Medium confidence · 55%
Also possible
React Native
Flutter
Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.
Signals we read
| 📦 App bundle size | 458 MB |
| 🏷 Category context | Finance |
| 📦 Large iOS bundle | → Native Swift / UIKit (pre-2020 era) + assets |
💀 Maintenance status
Active
15%
Last shipped 2026-10-27 · 13 days ago
0 · Active
50 · At risk
100 · Abandoned
Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.
Risk signals
| 📅 13 days since last update | Active development |
| 👥 Small user base (8 ratings) + 10.5y old | +10% (solo-project pattern) |
Verdict
Active
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
Direction
Headwinds: rating drift may slow acquisition
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Below median · 51/100MID TIERunderperforming peersGrowth Velocity
5.0
Founder Strength
7.5
Product Quality
3.9
Revenue Strength
3.7
Monetization Maturity
1.0
Defensibility
7.5
Market Position
2.0
Operational Safety
10.0
- 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.88★ across 8 reviews — weak — significant quality concerns.
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: dev shipping weekly.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K. Portfolio play ($102K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 6 of 6 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Excellent rating (4.9★)METRIC | +$2,200 | |
| securityREVIEW | +$1,800 | |
| Mature app (10y old)METRIC | +$1,500 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Single-language (English only)METRIC | −$400 | |
| Pre-traction phase (8 ratings)METRIC | −$300 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v196.05
Managing your business debit card just got easier. You can now:
• see your card details in the app
• replace a card that’s lost, stolen or damaged
You can also view your PIN, as before.
• see your card details in the app
• replace a card that’s lost, stolen or damaged
You can also view your PIN, as before.
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- Bank of Scotland Business
- Developer
- Lloyds Banking Group
- Bundle ID
- uk.co.bankofscotland.businessbank
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN
Company
- Website
- Not found
- Tagline
- Today
- Description
- Find apps and games for iPhone, iPad, Mac, and more on the App Store.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Available
Revenue
- Reported revenue signal / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- Model estimate / mo
- $5.0K/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Update Frequency · Releases per Quarter6 releases tracked
🚀Version Release Timeline6 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
FREE UP TIME FOR YOUR BUSINESS
The Bank of Scotland Business app gives you secure, convenient access to your accounts, helping you stay in control when you’re on the move.
GET UP AND RUNNING
• Apply for a Business Account in minutes
• No account fee for 12 months (£10.00 per month after that)
• Instant decision on up to £5,000 credit as a start-up or £25,000 as a switcher*
*Lending subject to status.
SECURITY YOU CAN TRUST
• Protected access with the latest security checks
• Reset your password
PAYMENTS MADE SIMPLE**
• Pay in cheques up to £20,000 per day… View full description on the official store →
The Bank of Scotland Business app gives you secure, convenient access to your accounts, helping you stay in control when you’re on the move.
GET UP AND RUNNING
• Apply for a Business Account in minutes
• No account fee for 12 months (£10.00 per month after that)
• Instant decision on up to £5,000 credit as a start-up or £25,000 as a switcher*
*Lending subject to status.
SECURITY YOU CAN TRUST
• Protected access with the latest security checks
• Reset your password
PAYMENTS MADE SIMPLE**
• Pay in cheques up to £20,000 per day… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 458 MB🔞 4+📱 iOS 16.0+🔖 v196.05🔄 updated 1w ago🌐 EN📂 Finance💰 Paid🚀 Launched 2016 (10y old)
📅
What Worked™ · Development Pipeline
8 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-10
🔧
Shipped update — v194.05 → v196.05
→ 30 days after: rating −0.10★ high confidence
2026-09
🔧
Shipped update — v192.03 → v194.05
→ 30 days after: rating −0.10★ high confidence
2026-08
🔧
Shipped update — v190.07 → v192.03
2026-07
🔧
Shipped update — v187.07 → v190.07
→ 30 days after: revenue +$10.3K/mo high confidence
2026-06
📈
Crossed 10 ratings — social-proof flywheel kicking in
→ 30 days after: revenue +$10.3K/mo high confidence
2026-06
🔧
Shipped update — v184.03 → v187.07
2026-05
🔄
Monetization changed: freemium → free
2026-03
🚀
First tracked snapshot — initial data captured
🌍
Multi-Country Performance
Available in 9 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇦🇺 AU | 4.8★ | 5 | 4.8★ this version |
| 🇧🇷 BR | 5★ | 1 | 5★ this version |
| 🇨🇦 CA | 5★ | 3 | 5★ this version |
| 🇩🇪 DE | 3★ | 4 | 3★ this version |
| 🇫🇷 FR | 4.71429★ | 7 | 4.71429★ this version |
| 🇬🇧 GB | 4.75058★ | 9,498 | 4.75058★ this version |
| 🇮🇳 IN | 5★ | 1 | 5★ this version |
| 🇯🇵 JP | 0★ | 0 | — |
| 🇺🇸 US | 4.8★ | 10 | 4.8★ this version |
🔔
Track this app’s revenue
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📝 Description
95
BU Score · Transcendent
More by Lloyds Banking Group
View all →📦 Portfolio summaryBIG studio
7apps·$4.6M/mocombined
✓ Diversified — top app contributes 43%; risk spread across portfolio
About this analysis
Why low confidence: only 8 ratings · no founder-verified revenue (model estimate only) · revenue figure is directional only.
📌 Final verdict — read this before you trust the numbers above
Bank of Scotland Business is a early-stage iOS app in the finance space with weak public traction — only 8 ratings, no founder-verified MRR, and not ranked in any monitored grossing chart. The app appears to be monetised, but public signals are too sparse for a precise revenue estimate.
Bottom line: treat all revenue, audience and acquisition-value numbers on this page as directional only — not founder-verified facts.
❓ Frequently Asked Questions
7 answers · auto-generated from this app's public dataHow much does Bank of Scotland Business make per month?▴
Low-confidence model estimate. Bank of Scotland Business has only 8 App Store ratings, so our revenue model has very little signal to work with — treat the ~$5.0K/mo figure as directional only, not a verified MRR. No founder-verified revenue data is available for this app. See methodology for the formula and confidence bands.
What apps are like Bank of Scotland Business?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is Bank of Scotland Business built with?▴
Our heuristic places Bank of Scotland Business on the Native iOS (Swift / UIKit) stack (Medium confidence, 55%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: React Native, Flutter.
Is Bank of Scotland Business still actively maintained?▴
Maintenance status: Active (15% abandonment risk). Last shipped version was 13 days ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
When was Bank of Scotland Business last updated?▴
Bank of Scotland Business last shipped a new version on 2026-10-27 — less than a month ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes Bank of Scotland Business?▴
Bank of Scotland Business is published by Lloyds Banking Group on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Bank of Scotland Business's BU Score?▴
Bank of Scotland Business has a BU Score of 63/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.