AdaKami - Digital Loans
79
Quality Score
Strong
AdaKami - Digital Loans
by PT Pembiayaan Digital Indonesia
High confidence
โ๏ธ Bumetric analysis
“
AdaKami - Digital Loans is an Android app from PT Pembiayaan Digital Indonesia in the Finance category, currently rated 4.3โ across 1,421,899 ratings. Initial signal reads as largely positive sentiment, users highlighting consistency and feature depth.
Quality Score is 79: Strong (healthy traction). For a Finance app, that means healthy traction. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
๐ฐ Forecast monthly revenue
โ/mo
Founder-confirmed monthly revenue
MID tier
๐ก Grow this revenue
Free AI audit of this appโs store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5ร organic installs
๐ Performance Tracking LIVE
5 snapshots on record
Rating
4.3
Reviews
1,421,899 reviews
Forecast Revenue / mo
$4.1K
Snapshots tracked
5
since May 2026
๐
BU Investment Matrix
Stalled ยท 37/100MID TIERno growth momentumRevenue Strength
0.0
Product Quality
8.7
Market Position
0.0
Growth Velocity
5.0
Defensibility
2.0
Operational Safety
10.0
Founder Strength
3.2
Monetization Maturity
1.0
- ๐ฐ Revenue: Pre-revenue or unknown โ $0 - $0/mo ยท MID tier ยท high confidence, trajectory unclear.
- โญ Quality: 4.33โ across 1,421,899 reviews โ strong (top 10%).
- ๐ Market: Not yet charting in any of the 9 monitored markets.
- ๐ Growth: Insufficient signal to assess trajectory.
- โ ๏ธ Risk: Low โ no material risk signals detected.
๐ฏ For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge โ otherwise crowded segment.
๐ต For acquirers: No verified revenue โ acquisition only makes sense for tech / userbase / brand.
Composite of 8 dimensions computed deterministically from public signals โ no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
๐ฐ Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
๐ฌForecast Breakdown โ Why This Estimate?Top 5 of 5 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| High install base (1,421,899 ratings)METRIC | +$12,000 | |
| securityREVIEW | +$1,800 | |
| annoying adsREVIEW | โ$1,100 | |
| Good rating (4.3โ )METRIC | +$800 | |
| Ad-supported / freemiumMETRIC | +$600 |
METRIC = structural app data ยท REVIEW = mined from user reviews ยท โ VERIFIED = Stripe-verified anchor (TrustMRR)
๐ Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
โญ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
Profile & Insights
Everything we know โ and don't โ about this app and its company.
Identification
- App name
- AdaKami - Digital Loans
- Developer
- PT Pembiayaan Digital Indonesia
- Bundle ID
- com.adakami.dana.kredit.pinjaman
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- Not found
- Languages
- Not found
Company
- Website
- www.adakami.id
- Tagline
- Not found
- Description
- Not found
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Not found
Revenue
- Reported revenue signal / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- Model estimate / mo
- $4.1K/mo
- Top-grossing rank
- Not found
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
๐Update Frequency ยท Releases per Quarter5 releases tracked
๐Version Release Timeline5 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" โ additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
๐ About this app
Digital Loan Application With OJK Licensed
๐๐๐ AdaKami - Digital cash loan platform with HIGH LIMIT, LOW INTEREST, WITHOUT GUARANTEE that is licensed, registered and supervised by OJK. You can borrow rupiah cash up to 80,000,000 rupiah without collateral. We also protect personal privacy. Download AdaKami, you can apply for an easy & secure loan.
๐ฐ๏ธ AdaKami Digital Fund Loan Product
โ Loan period: 3, 6, 12 months installments 91-365 days๏ผ
โ Loan limit: IDR 3,000,000 - IDR 80,000,000
โ Interest rate (maximum APR): 36% per annum
โ Service fee๏ผ1.42% of the loan principalโฆ View full description on the official store โ
๐๐๐ AdaKami - Digital cash loan platform with HIGH LIMIT, LOW INTEREST, WITHOUT GUARANTEE that is licensed, registered and supervised by OJK. You can borrow rupiah cash up to 80,000,000 rupiah without collateral. We also protect personal privacy. Download AdaKami, you can apply for an easy & secure loan.
๐ฐ๏ธ AdaKami Digital Fund Loan Product
โ Loan period: 3, 6, 12 months installments 91-365 days๏ผ
โ Loan limit: IDR 3,000,000 - IDR 80,000,000
โ Interest rate (maximum APR): 36% per annum
โ Service fee๏ผ1.42% of the loan principalโฆ View full description on the official store โ
๐ v7.20.0๐ updated 2w ago๐ Finance๐ฐ Free
๐
What Workedโข ยท Development Pipeline
6 EVENTS TRACKEDDetected changes in this app over its tracked lifetime โ each event links cause (what changed) to effect (what moved). Sorted newest first.See full history โVersion history โ
2026-09
๐ง
Shipped update โ v7.19.1 โ v7.20.0
โ 30 days after: reviews +9,674 high confidence
2026-08
๐ธ
Refreshed store screenshots โ 4 of 7 updated
โ 30 days after: reviews +9,674 medium ยท co-occurring
2026-08
๐ง
Shipped update โ v7.18.0 โ v7.19.1
โ 30 days after: rating +0.13โ
ยท reviews +20,372 medium ยท co-occurring
2026-07
๐ง
Shipped update โ v7.17.0 โ v7.18.0
โ 30 days after: rating +0.13โ
ยท reviews +20,800 high confidence
2026-06
๐ง
Shipped update โ v7.15.0 โ v7.17.0
โ 30 days after: reviews +10,102 high confidence
2026-05
๐
First tracked snapshot โ initial data captured
โ 30 days after: reviews +10,551 high confidence
๐ธ
Store Page History
4 SCREENSHOT CHANGESEvery time a developer swaps a store screenshot we archive both versions. Compare side-by-side to see what messaging / visuals changed.
iPhone screenshots
Slot 1
2 ver.
2 ver.
2026-05-08
2026-08-11
Slot 2
2 ver.
2 ver.
2026-05-08
2026-08-11
Slot 3
2 ver.
2 ver.
2026-05-08
2026-08-11
Slot 4
2 ver.
2 ver.
2026-05-08
2026-08-11
๐
Track this appโs revenue
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ONE-TIME ยท BUILD
๐ฐ Estimated build cost
$125K
โณ What it cost to build ยท not monthly revenue
Likely range $95K โ $170K
$25K ยท MVP floor
$100K ยท indie scale
$500K+ ยท studio build
๐
Pays back in ~2.5y at current MRR
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age ร team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| ๐งฑ MVP baseline (design + 1-store ship) | +$28K |
| ๐ฑ 5 unique screens ร $4.5K | +$22K |
| โ Finance complexity ร1.60 | +$30K |
| ๐ Cross-platform reach (iOS + Android) | +$44K |
Total estimate
$125K
ONE-TIME ยท EXIT VALUE
๐ต Estimated acquisition value
$75K
โณ What it would sell for ยท not monthly revenue
Marketplace range $50K โ $100K ยท 19ร MRR multiple
๐ธ
~0.6ร build cost (under-water)
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| ๐บ Ad-supported base | 15ร MRR |
| ๐ท Finance category multiple | +15% |
| โญ Mature user base (1M+ ratings) | +8% |
Final multiple
19ร MRR
๐ฅ Estimated audience size
85.0M
Lifetime downloads (US-equivalent)
Monthly active
23.5M
Daily active
9.4M
Synthetic estimate from ratings ร category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent โ true global audience can be 5-10ร larger for international apps. Full math + source list on /methodology.
How we sized it
| ๐ฒ Finance engagement | ~60 installs / rating |
| ๐ Finance D30 retention | 28% |
| ๐ DAU / MAU stickiness | 0.40 |
DAU / MAU
40% sticky
๐ Estimated tech stack
๐ค
Native Android (Kotlin)
High confidence ยท 80%
Also possible
Flutter
Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries โ for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.
Signals we read
| ๐ท Category context | Finance |
| ๐ฆ Compact Android bundle | โ Native Kotlin |
๐ Maintenance status
Active
5%
Last shipped 2026-09-03 ยท 20 days ago
0 ยท Active
50 ยท At risk
100 ยท Abandoned
Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee โ a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.
Risk signals
| ๐ 20 days since last update | Active development |
Verdict
Active
๐ Description
95
BU Score ยท Transcendent
Full revenue analysis
Read the article-style breakdown for AdaKami - Digital Loans: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
About this analysis
Why high confidence: 1,421,899 ratings ยท no founder-verified revenue (model estimate only).
โ Frequently Asked Questions
10 answers ยท auto-generated from this app's public dataHow much does AdaKami - Digital Loans make per month?โด
Based on our ML-calibrated revenue forecast, AdaKami - Digital Loans earns approximately $4.1K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is AdaKami - Digital Loans profitable?โด
With estimated build cost $125K and monthly revenue $4.1K, AdaKami - Digital Loans looks break-even-grade โ payback period sits around 2.5 years. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
How many users does AdaKami - Digital Loans have?โด
Estimated audience: ~85.0M lifetime downloads, ~23.5M monthly active users, and ~9.4M daily active users. Derived from ratings count ร category installs-per-rating ร age decay. US-storefront-equivalent โ global audience can be 5-10ร larger for internationally-distributed apps.
What apps are like AdaKami - Digital Loans?โด
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is AdaKami - Digital Loans built with?โด
Our heuristic places AdaKami - Digital Loans on the Native Android (Kotlin) stack (High confidence, 80%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: Flutter.
Is AdaKami - Digital Loans still actively maintained?โด
Maintenance status: Active (5% abandonment risk). Last shipped version was 20 days ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
How much would AdaKami - Digital Loans sell for?โด
Estimated acquisition value: $75K (marketplace range $50K โ $100K). Calculated as 19ร monthly revenue using the standard multiple for the detected monetization model + adjustments for age, rating quality and category demand. Calibrated against 2024-2026 Flippa / Acquire.com / MicroAcquire closed-deal medians.
When was AdaKami - Digital Loans last updated?โด
AdaKami - Digital Loans last shipped a new version on 2026-09-03 โ less than a month ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes AdaKami - Digital Loans?โด
AdaKami - Digital Loans is published by PT Pembiayaan Digital Indonesia on the Google Play Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is AdaKami - Digital Loans's BU Score?โด
AdaKami - Digital Loans has a BU Score of 79/100 (Strong). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.