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iMobile: Loan, Cards & Banking

86
Quality Score
Excellent

iMobile: Loan, Cards & Banking

High confidence
4.7 Google Play rating
✍️ Bumetric analysis

This Android app, developed by ICICI Bank Ltd., occupies the highly competitive digital banking niche, directly competing with other major bank-specific apps like HDFC MobileBanking and SBI YONO, as well as broader fintech platforms offering similar loan and card services. Its strong user rating, backed by millions of reviews, signals significant traction and a mature product in the growth stage, indicating a well-established user base and high user satisfaction within its core market. As a free app, its revenue model is indirect, focused on driving adoption of ICICI Bank’s financial products. In the finance category, monetization typically revolves around transaction fees, interest on loans, and cross-selling premium banking services rather than direct in-app purchases or subscriptions, making user acquisition and retention paramount for long-term profitability.

BU Score 86 · Excellent — strong product-market fit. The full Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track snapshot history and revenue forecast in the Performance section below.

💰 Forecast monthly revenue
/mo
Founder-confirmed monthly revenue
BIG tier
💡 Grow this revenue
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📊 Performance Tracking LIVE

5 snapshots on record
idle
0%
Rating
4.7
Reviews
6,649,677 reviews
Forecast Revenue / mo
Snapshots tracked
5
since May 2026
📊

BU Investment Matrix

Concerning · 48/100BIG TIERbelow benchmarks
GrowthFounderQualityRevenueMonetiz.MoatMarketSafety
Growth Velocity
5.0
Founder Strength
5.7
Product Quality
9.3
Revenue Strength
0.0
Monetization Maturity
1.0
Defensibility
7.5
Market Position
0.0
Operational Safety
10.0
  • 💰 Revenue: Pre-revenue or unknown — $0 - $0/mo · BIG tier · high confidence, trajectory unclear.
  • ⭐ Quality: 4.65★ across 6,649,677 reviews — exceptional (top 1% in category).
  • 📍 Market: Not yet charting in any of the 9 monitored markets.
  • 📈 Growth: Insufficient signal to assess trajectory.
  • ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: No verified revenue — acquisition only makes sense for tech / userbase / brand.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 6 of 6 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
High install base (6,649,677 ratings)METRIC
+$12,000
Excellent rating (4.7★)METRIC
+$2,200
excellent appREVIEW
+$1,500
Mature app (11y old)METRIC
+$1,500
slowREVIEW
−$1,200
Ad-supported / freemiumMETRIC
+$600
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
iMobile: Loan, Cards & Banking
Developer
ICICI Bank Ltd.
Bundle ID
com.csam.icici.bank.imobile
App Store URL
Open in App Store
Category
Finance
Content rating
Not found
Languages
Not found

Company

Website
www.icici.bank.in
Tagline
Not found
Description
Not found
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
Not found

Revenue

Reported revenue signal / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
Model estimate / mo
$189/mo
Top-grossing rank
Not found
All-time revenue
Not found
Pricing
Not found

Founder

Founder data not yet collected for this app.

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Contacts & Socials data not yet collected for this app.
🚀Update Frequency · Releases per Quarter4 releases tracked
22Q2 2026Q3 2026
🚀Version Release Timeline4 releases tracked
v30.2May 2026v30.3Jun 2026v30.5Jul 2026v31.3Sep 2026
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

iMobile is ICICI Bank’s official Mobile Banking app that offers 400+ banking services.

It is accessible to both ICICI Bank customers & non-ICICI Bank customers for availing Loans, managing Savings Accounts, transferring funds, managing Cards, and investments. iMobile brings the power of Net Banking to your fingertips!

iMobile offers:

📍Instant Loans such as Personal Loans, Home Loans, Car Loans and more
📍Online Digital Savings Account
📍Apply for Credit Cards
📍Open Fixed Deposits(FDs), Recurring Deposits (RDs) or iWish Deposits
📍Scan QR Codes for easy UPI Payments… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →
🔖 v31.3🔄 updated 3w ago📂 Finance💰 Free🚀 Launched 2015 (11y old)
📅

What Worked™ · Development Pipeline

5 EVENTS TRACKED
Detected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-09
🔧
Shipped update — v30.5 → v31.3
→ 30 days after: reviews +33,376 high confidence
2026-07
🔧
Shipped update — v30.5 → v30.5
→ 30 days after: reviews +57,054 high confidence
2026-07
🔧
Shipped update — v30.3 → v30.5
→ 30 days after: reviews +46,643 high confidence
2026-06
🔧
Shipped update — v30.2 → v30.3
→ 30 days after: reviews +22,965 high confidence
2026-05
🚀
First tracked snapshot — initial data captured
→ 30 days after: reviews +32,484 high confidence
🔔

Track this app’s revenue

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ONE-TIME · BUILD 💰 Estimated build cost
$190K
What it cost to build · not monthly revenue
Likely range $140K – $255K
$25K · MVP floor $100K · indie scale $500K+ · studio build

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes
🧱 MVP baseline (design + 1-store ship) +$28K
📱 5 unique screens × $4.5K +$22K
Finance complexity ×1.60 +$30K
🌐 Cross-platform reach (iOS + Android) +$44K
11.0y maintenance × ~1-person team +$66K
Total estimate $190K
👥 Estimated audience size
279.0M
Lifetime downloads (US-equivalent)
Monthly active
35.5M
Daily active
14.0M

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it
📲 Finance engagement ~60 installs / rating
📅 11.0y of rating accumulation -30%
🔁 Finance D30 retention 28%
📍 DAU / MAU stickiness 0.40
DAU / MAU 39% sticky
🛠 Estimated tech stack
🤖
Native Android (Kotlin)
High confidence · 80%
Also possible
Flutter

Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.

Signals we read
🏷 Category context Finance
📦 Compact Android bundle → Native Kotlin
💀 Maintenance status
Active
5%
Last shipped 2026-09-02 · 21 days ago
0 · Active 50 · At risk 100 · Abandoned

Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.

Risk signals
📅 21 days since last update Active development
Verdict Active

📝 Description

95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for iMobile: Loan, Cards & Banking: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Read deep-dive →

More by ICICI Bank Ltd.

View all →
📦 Portfolio summaryBIG studio
27apps·$4.0M/mocombined
Lead-app heavy — top app contributes 50%

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About this analysis
ZCAnalyzed by Zakhar Chumak · founder, Bumetric·Full methodology·High confidence

Why high confidence: 6,649,677 ratings · no founder-verified revenue (model estimate only).

Frequently Asked Questions

7 answers · auto-generated from this app's public data
How many users does iMobile have?
Estimated audience: ~279.0M lifetime downloads, ~35.5M monthly active users, and ~14.0M daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like iMobile?
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is iMobile built with?
Our heuristic places iMobile on the Native Android (Kotlin) stack (High confidence, 80%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: Flutter.
Is iMobile still actively maintained?
Maintenance status: Active (5% abandonment risk). Last shipped version was 21 days ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
When was iMobile last updated?
iMobile last shipped a new version on 2026-09-02 — less than a month ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes iMobile?
iMobile is published by ICICI Bank Ltd. on the Google Play Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is iMobile's BU Score?
iMobile has a BU Score of 86/100 (Excellent). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.