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Capital One Mobile

82
Quality Score
Excellent

Capital One Mobile

High confidence
4.5 ✍️ Editor
✍️ bumetric analysis

Capital One Mobile directly serves the personal finance management niche, competing with other major bank apps like Chase Mobile and Bank of America Mobile, alongside fintech disruptors such as Mint or YNAB for budget tracking. Its substantial user rating, reflecting millions of reviews, signals robust traction and a mature product in the growth stage, indicating strong user adoption and satisfaction within its established customer base. Given its free monetization and the finance category, revenue is primarily driven by the core banking services rather than in-app purchases or subscriptions. A key monetization observation for this category is the indirect revenue generation: the app acts as a critical engagement and retention tool, reducing operational costs for the bank while driving customer loyalty and increasing lifetime value across their financial product suite. Direct monetization via premium features is rare, as the value is embedded in the financial services themselves.

BU Score 82 · Excellent — strong product-market fit. The full Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track snapshot history and revenue forecast in the Performance section below.

💰 Monthly revenue · now vs forecast
● Right now
$2.0M
per month
12-mo forecast
$2.1M – $3.3M
per month
24-mo forecast
$2.5M – $4.7M
per month
BIG tier
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📊 Performance Tracking LIVE

Loading…
idle
0%
Rating
Reviews
Forecast Revenue / mo
Snapshots tracked
0
since first record
ONE-TIME · BUILD 💰 Estimated build cost
$125K
What it cost to build · not monthly revenue
Likely range $95K – $170K
$25K · MVP floor $100K · indie scale $500K+ · studio build
📈 Pays back in ~2.2y at current MRR

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes
🧱 MVP baseline (design + 1-store ship) +$28K
📱 5 unique screens × $4.5K +$22K
Finance complexity ×1.60 +$30K
🌐 Cross-platform reach (iOS + Android) +$44K
Total estimate $125K
ONE-TIME · EXIT VALUE 💵 Estimated acquisition value
$100K
What it would sell for · not monthly revenue
Marketplace range $75K – $125K · 20× MRR multiple
💸 ~0.8× build cost (under-water)

Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.

How the multiple was built
📺 Ad-supported base 15× MRR
★ rating ≥ 4.4 (solid) +8%
🏷 Finance category multiple +15%
Mature user base (1M+ ratings) +8%
Final multiple 20× MRR
👥 Estimated audience size
102.0M
Lifetime downloads (US-equivalent)
Monthly active
28.5M
Daily active
11.0M

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it
📲 Finance engagement ~60 installs / rating
🔁 Finance D30 retention 28%
📍 DAU / MAU stickiness 0.40
DAU / MAU 39% sticky
🔬

How we forecast this revenue

MEDIUM CONFIDENCE
Baseline
$2.0M/mo · ML-estimated from 234 triggers
Growth rate
+2.5% MoM · BIG tier baseline (compound monthly)
6 months
$2.0M – $2.7M
12 months
$2.1M – $3.3M
24 months
$2.5M – $4.7M
Compound growth at +2.5% MoM (tier baseline for BIG). Range widens with horizon — typical noise band ±15% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊

BU Investment Matrix

Mixed signals · 56/100BIG TIERcompetitive but cautious
GrowthFounderQualityRevenueMonetiz.MoatMarketSafety
Growth Velocity
5.0
Founder Strength
5.5
Product Quality
9.1
Revenue Strength
6.3
Monetization Maturity
1.0
Defensibility
7.5
Market Position
0.0
Operational Safety
10.0
  • 💰 Revenue: Healthy — $800K - $4400K/mo · BIG tier · medium-low confidence, trajectory unclear.
  • ⭐ Quality: 4.54★ across 1,703,201 reviews — exceptional (top 1% in category).
  • 📍 Market: Not yet charting in any of the 9 monitored markets.
  • 📈 Growth: Insufficient signal to assess trajectory.
  • ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $36.0M-$64.0M.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 6 of 6 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
High install base (1,703,201 ratings)METRIC
+$12,000
Excellent rating (4.5★)METRIC
+$2,200
excellent appREVIEW
+$1,500
Mature app (15y old)METRIC
+$1,500
highly recommendREVIEW
+$1,400
Ad-supported / freemiumMETRIC
+$600
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
Capital One Mobile
Developer
Capital One Services, LLC
Bundle ID
com.konylabs.capitalone
App Store URL
Open in App Store
Category
Finance
Content rating
Not found
Languages
Not found

Company

Website
www.capitalone.com
Tagline
Not found
Description
Not found
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
Not found

Revenue

Verified revenue / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
ML model estimate / mo
$339/mo
Top-grossing rank
Not found
All-time revenue
Not found
Pricing
Not found

Founder

Founder data not yet collected for this app.

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Contacts & Socials data not yet collected for this app.
📈Ratings growth1,703,201 ratings+30% lifetimeShow 3-year history estimate ▾Aug 2023Mar 2025Jul 2026
Tracked (3 weeks) Pre-tracking estimate (36 weeks) · model-based, ±5% noise · anchored to release date and current value
🚀Update Frequency · Releases per Quarter3 releases tracked
21Q2 2026Q3 2026
🚀Version Release Timeline3 releases tracked
v6.45.3May 2026v6.48.3Jun 2026v6.50.6Jul 2026
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

What’s on the Capital One Mobile app? All of your accounts, and so much more.

Whether you’re out in the world or feeling right at home, you can manage your money with ease:
• View balances and export statements
• Pay bills and take care of loans
• Check in on your credit with CreditWise
• Activate a credit or debit card when you need it
• Redeem rewards on the go
• Send and receive money with friends and family using Zelle®

With the Capital One Mobile app, you can ...
• Stay informed when you enable alerts and purchase notifications… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →
🔖 v6.50.6🔄 updated 0d ago📂 Finance💰 Free
📅

What Worked™ · Development Pipeline

3 EVENTS TRACKED
Detected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-07
🔧
Shipped update — v6.48.3 → v6.50.6
→ 30 days after: reviews +3,692 high confidence
2026-06
🔧
Shipped update — v6.45.3 → v6.48.3
→ 30 days after: reviews +8,798 medium · co-occurring
2026-05
🚀
First tracked snapshot — initial data captured
→ 30 days after: reviews +5,106 high confidence
🔔

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📝 Description

95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for Capital One Mobile: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Read deep-dive →

More by Capital One Services, LLC

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📦 Portfolio summaryINDIE studio
6apps·$1K/mocombined
✓ Diversified — top app contributes 31%; risk spread across portfolio

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About this analysis
ZCAnalyzed by Zakhar Chumak · founder, bumetric·Full methodology·High confidence

Why high confidence: 1,703,201 ratings · no founder-verified revenue (model estimate only).

Frequently Asked Questions

4 answers · auto-generated from this app's public data
How much does Capital One Mobile make per month?
Based on our ML-calibrated revenue forecast, Capital One Mobile earns approximately $4.6K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like Capital One Mobile?
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes Capital One Mobile?
Capital One Mobile is published by Capital One Services, LLC on the Google Play Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Capital One Mobile's BU Score?
Capital One Mobile has a BU Score of 82/100 (Excellent). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.