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73
BU Score
Strong

KreditBee: Personal Loans, UPI

3.7 ✍️ Editor
✍️ BU Analytics Review

KreditBee: Personal Loans, UPI is an Android app from Finnovation Tech Solutions Pvt Ltd in the Finance category, currently rated 3.7★ across 1,852,890 ratings. Initial signal reads as mixed reviews — supporters praise core features while critics cite stability/value gaps.

Our BU Score puts it at 73Strong (healthy traction). For a Finance app, that means healthy traction.

Track changes month-over-month in the Performance section below — live snapshot history and revenue forecast included.

📊 Performance Tracking LIVE

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💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

🗓️ Snapshot Timeline

HISTORY
Each bar shows a tracked update and the metric delta from the previous snapshot.
App Specs
🔐 Own this app? Claim & verify MRR →
🔖 v2.2.8🔄 updated 1mo ago📂 Finance💰 Free

📝 About this app

KreditBee is an online personal loan app trusted by 100+ million users. Enjoy quick personal loans at attractive interest rates hassle-free. Apply for a quick online loan & get the amount directly in bank account. Whether salaried or self-employed, get easy funds anytime, anywhere. Also experience faster, secure and reliable UPI Payments at your fingertips.

● Online personal loans from ₹6,000 to ₹10,00,000
● Interest rates - 12% to 28.5% p.a.
● Tenures - 6 to 60 months
● APR range - 17% to 50%
● Low transaction fees
● Quick loans & easy EMI

Why choose KreditBee?
● Quick online loan
● Low interest rates
● Easy application process
● Fast loan approval
● Seamless and reliable UPI Payments

👉 KreditBee UPI (NPCI approved)—Faster, reliable, & secure payments!
✅ Setup UPI ID by linking your bank account with registered mobile number
✅ Shop online & offline seamlessly
✅ Send & receive money instantly

✨Features of KreditBee personal loan app
✔ Quick Approval – Get a personal loan approved in minutes on our loan app
✔ Flexible Repayment Options – Pay online loan within 6 to 60 months depending on eligibility
✔ Digital process – Enjoy hassle-free documentation with our online personal loan app. Submit documents online
✔ Full Transparency - No hidden costs
✔ Convenient – Get a quick personal loan anytime, anywhere
✔ Languages – English & Hindi

Why KreditBee?
Loan for All Purposes: Finance big purchases, short or long domestic/international trips, education, shopping, wedding expenses, & debt consolidation, emergency home repairs, or medical bills.
Flexible Interest Rates: From 12% to 28.5% per annum.
Security: Partnered only with RBI-certified NBFCs/Banks.

🤝 RBI-registered Lending Partners
Krazybee Services Pvt. Ltd.
PayU Finance India Pvt. Ltd.
Oxyzo Financial Services Ltd.
Vivriti Capital Pvt. Ltd.
Cholamandalam Investment and Finance Company Ltd.
Kisetsu Saison Finance (India) Pvt Ltd.
Tata Capital Ltd.
Northern Arc Capital Ltd.
Piramal Finance Ltd. (Formerly Piramal Capital & Housing Finance Ltd.)
MAS Financial Services Ltd.
Mirae Asset Financial Services (India) Pvt. Ltd.
Aditya Birla Capital Limited
* KreditBee is a loan facilitator platform connecting users with our RBI-registered NBFC partners & Banks.

Loans Types

👉 Personal Loan: Easy personal loans for salaried and self-employed individuals with flexible repayment terms of 6 to 60 months for a loan amount of ₹6,000 to ₹10,00,000.

👉 Business Loan: Business loans from ₹6,000 to ₹1 Crore with flexible tenures of 6 to 48 months.

👉 Two-wheeler Loan: Get a loan up to ₹5,00,000 with flexible tenures of 6 to 60 months.

👉 Loan Against Property: Use plot or property as collateral for up to ₹1 Crore. Repay over a period of upto 20 years with lower interest rates from 12%. Available in major cities across South India.

📋 Personal Loan (Example)
Loan Amount: ₹1,00,000
Tenure: 18 months
Interest Rate: 23% p.a.
Processing Fee: ₹4,000 (4%)
Documentation Fees: ₹10
GST on Processing Fee: ₹720
Total Interest: ₹19,189
EMI: ₹6,621
APR: 29.66%
Amount Disbursed: ₹95,270
Total Repayment Amount: ₹1,19,189

📄Eligibility
a) Indian national
b) Over the age of 21
c) Steady monthly income

Steps to avail a loan
1. Install KreditBee app
2. Sign up using mobile number
3. Submit PAN number & check eligibility
4. Upload KYC docs & address proof to verify profile
5. Choose amount & tenure
6. Provide bank A/C details
7. Disburse money into bank account

Queries?
📧Mail: help@kreditbee.in
📱Call: 080-44292200/080-68534522
🏢Address: 4th Floor, Anjaneya Techno Park, No. 147, HAL Old Airport Road, ISRO Colony, Kodihalli, Bengaluru- 560008, Karnataka.

With KreditBee, you get a loan app, & financial companion. Our customer support team will assist you throughout your loan journey. Unlock possibilities with KreditBee!

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
KreditBee: Personal Loans, UPI
Developer
Finnovation Tech Solutions Pvt Ltd
Bundle ID
com.kreditbee.android
App Store URL
Open in App Store
Category
Finance
Content rating
Not found
Languages
Not found

Company

Website
Not found
Tagline
Not found
Description
Not found
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
Not found

Revenue

Verified revenue / mo
Not found
AI revenue estimate / mo
$32.1M ($27.0M – $36.4M)AI high
AI annual estimate
$385.8M/yr
ML model estimate / mo
$4.3K/mo
Top-grossing rank
Not found
All-time revenue
Not found
Pricing
Not found

Founder

Name
Not found
X / Twitter
Not found
LinkedIn
Not found
GitHub
Not found
X followers
Not found
Public statements
Not found

Funding

Total raised
Not found
Last round
Not found
Investors
Not found
Crunchbase
Not found
AngelList
Not found

Press & Links

Articles found
Not found
Listed on
Not found
Blog
Not found
Press / News
Not found

Contacts & Socials

Socials
Not found
Email
Not found
Phone
Not found
Contact page
Not found
About page
Not found
AI Revenue EstimateCONFIDENCE: HIGH
KreditBee, operated by Finnovation Tech Solutions Pvt Ltd, reported an annual revenue of approximately $323.55 million USD for the financial year ending March 2025. More recently, the company recorded an operating revenue of Rs 805 crore (approximately $96.46 million USD) for the quarter ending December 2025, indicating a monthly revenue estimate of around $32.15 million USD. The company's CEO stated revenue grew over 25% in the latest financial year.
Sources mentioned: The Economic Times, The Financial Express, Tracxn, Growjo, Sensor Tower
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

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