MobiKwik: Loans, UPI & Wallet

MobiKwik is India’s favourite app for <b>instant loans up to ₹15 Lakhs</b>, seamless <b>UPI payments</b>, and high-yield investments. Trusted by 18.6 Crore+ users, we provide a secure ecosystem for all your financial needs.

<b>💰 Instant Personal Loans</b> Get the funds you need with a 100% digital process.
- <b>Credit Limit:</b> From ₹30,000 up to <b>₹15,00,000</b>.
- <b>Instant Disbursal:</b> Funds in your bank account in minutes.
- <b>Tenure:</b> Flexible repayment from 3 to 36 months.
- <b>Interest Rates:</b> Starting from 0.8% per month.
Sample Loan Calculation: Loan Amount: ₹50,000 | Tenure: 12 months APR: 16% p.a. | EMI: ₹4,537 Processing Fee (2%): ₹1,000 Total Repayment: ₹55,444

<b>⚡ UPI & QR Payments</b> Experience lightning-fast payments with India’s most versatile UPI app.
- <b>Scan & Pay:</b> Pay at any merchant QR code instantly.
- <b>RuPay Credit Card on UPI:</b> Link your card and scan to pay at any store.
- <b>Money Transfer:</b> Send money to any UPI ID, mobile number, or bank account.
- <b>Self Transfer:</b> Move funds between your own bank accounts effortlessly.

<b>🚀 Pocket UPI</b> The power of <b>UPI without a bank account</b>.
- <b>No Bank Required:</b> Use your wallet balance for UPI transactions.
- <b>Clean Statements:</b> Keep small daily spends off your bank passbook.
- <b>Biometric Security:</b> Pay via Fingerprint or Face ID - no PIN needed for small scans.
- <b>Top-up option Limits:</b> Load wallet via Credit Card, Debit Card or UPI.

<b>👛 India’s Leading Digital Wallet</b>
MobiKwik is India's pioneer in <b>digital wallet</b> payments, offering unmatched speed and flexibility.
- <b>Add Money via Credit Card:</b> Use your credit card to load your wallet and manage spends.
- <b>Transfer to Bank:</b> Move your wallet balance to any bank account instantly.
- <b>Widest Acceptance:</b> Pay at 1 Million+ online and offline brands like Zomato, Swiggy, Flipkart, BigBasket, 1mg, Myntra & many more
- <b>One-Tap Checkout:</b> Enjoy the fastest checkout experience without waiting for OTPs.

<b>💳 MobiKwik First Card</b> A credit card for everyone, backed by a <b>Fixed Deposit</b>
- 100% Guaranteed Approval with no income proof.
- Earn up to <b>7.9% interest</b> on your FD while you spend.
- The fastest way to build or improve your credit score.

<b>📈 Wealth & Investments</b>
- <b>Fixed Deposits:</b> Industry-leading returns up to <b>8.3% p.a.</b>
- <b>Invest in Bonds:</b> Secure your future with <b>stable returns</b> on high-rated Bonds.
- <b>Stock Tracking:</b> Monitor and <b>track your stocks</b> and portfolio performance in real-time.
- <b>Digital Gold:</b> Buy or start a SIP in 24K pure gold from ₹10.
- <b>LENS Spend Tracker:</b> Track balances across banks and get smart insights.

<b>📱 Utilities & Bill Payments</b>
- <b>Recharges:</b> Instant mobile, DTH, and Data packs.
- <b>Bill Payments:</b> Electricity, Water, Gas, and FASTag for 300+ billers.
- <b>Credit Card Bills:</b> Instant settlement for all major bank credit cards.

Lending Partners: SMFG India Credit, Transactree Technologies (Lendbox), Northern Arc Capital, Credit Saison India, Poonawalla Fincorp, Krazybee Services (KB NBFC), Piramal Capital, Suryoday Small Finance Bank, U GRO Capital, Aditya Birla Finance, L&T Finance, Trillion Loans, IDFC FIRST Bank, Hero FinCorp.

<b>Contact Us:</b> One MobiKwik Systems Limited, Sector-53, Gurugram, Haryana 122003, India. 📞 080-69808686 | 🌐 www.mobikwik.com/help