RecargaPay: Pix Cartão e Conta
84
Quality Score
Excellent
RecargaPay: Pix Cartão e Conta
by RecargaPay
High confidence
✍️ Bumetric analysis
“
RecargaPay: Pix Cartão e Conta is an Android app from RecargaPay in the Finance category, currently rated 4.8★ across 1,639,575 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.
Quality Score is 84: Excellent (strong product-market fit). For a Finance app, that means strong product-market fit. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Forecast monthly revenue
—/mo
Founder-confirmed monthly revenue
MID tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
5 snapshots on record
Rating
4.8
Reviews
1,639,575 reviews
Forecast Revenue / mo
—
Snapshots tracked
5
since May 2026
📊
BU Investment Matrix
Below median · 42/100MID TIERunderperforming peersGrowth Velocity
5.0
Founder Strength
3.4
Product Quality
9.6
Revenue Strength
0.0
Monetization Maturity
1.0
Defensibility
4.5
Market Position
0.0
Operational Safety
10.0
- 💰 Revenue: Pre-revenue or unknown — $0 - $0/mo · MID tier · high confidence, trajectory unclear.
- ⭐ Quality: 4.78★ across 1,639,575 reviews — exceptional (top 1% in category).
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: No verified revenue — acquisition only makes sense for tech / userbase / brand.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 5 of 5 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| High install base (1,639,575 ratings)METRIC | +$12,000 | |
| Excellent rating (4.8★)METRIC | +$2,200 | |
| securityREVIEW | +$1,800 | |
| Mature app (13y old)METRIC | +$1,500 | |
| Ad-supported / freemiumMETRIC | +$600 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- RecargaPay: Pix Cartão e Conta
- Developer
- RecargaPay
- Bundle ID
- com.recarga.recarga
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- Not found
- Languages
- Not found
Company
- Website
- recargapay.com.br
- Tagline
- Not found
- Description
- Not found
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Not found
Revenue
- Reported revenue signal / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- Model estimate / mo
- $276/mo
- Top-grossing rank
- Not found
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
🚀Update Frequency · Releases per Quarter5 releases tracked
🚀Version Release Timeline5 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
RecargaPay is a digital wallet regulated by the Central Bank for making Pix payments with credit cards, paying bills, and investing in CDBs. It offers a free digital account, a credit card with no annual fee and up to 2% cashback, personal and CLT payroll loans, all within the app used by over 13 million Brazilians to manage their personal finances.
PIX WITH CREDIT CARD
◉ Make Pix payments with any credit card, starting at 2.99% per month.
◉ Split Pix payments into up to 18 installments (Pix installments on your card).… View full description on the official store →
PIX WITH CREDIT CARD
◉ Make Pix payments with any credit card, starting at 2.99% per month.
◉ Split Pix payments into up to 18 installments (Pix installments on your card).… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →🔖 v5.11.5🔄 updated 3w ago📂 Finance💰 Free🚀 Launched 2012 (13y old)
📅
What Worked™ · Development Pipeline
6 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-09
🔧
Shipped update — v5.10.25 → v5.11.5
→ 30 days after: reviews +62,169 high confidence
2026-08
🔧
Shipped update — v5.10.14 → v5.10.25
→ 30 days after: reviews +101,050 high confidence
2026-07
🔧
Shipped update — v5.10.0 → v5.10.14
→ 30 days after: reviews +61,245 medium · co-occurring
2026-06
📸
Refreshed store screenshots — 8 of 8 updated
→ 30 days after: reviews +22,364 high confidence
2026-06
🔧
Shipped update — v5.8.38 → v5.10.0
→ 30 days after: reviews +22,364 high confidence
2026-05
🚀
First tracked snapshot — initial data captured
→ 30 days after: reviews +22,165 high confidence
📸
Store Page History
8 SCREENSHOT CHANGESEvery time a developer swaps a store screenshot we archive both versions. Compare side-by-side to see what messaging / visuals changed.
iPhone screenshots
Slot 1
2 ver.
2 ver.
2026-05-06
2026-06-11
Slot 2
2 ver.
2 ver.
2026-05-06
2026-06-11
Slot 3
2 ver.
2 ver.
2026-05-06
2026-06-11
Slot 4
2 ver.
2 ver.
2026-05-06
2026-06-11
Slot 5
2 ver.
2 ver.
2026-05-06
2026-06-11
Slot 6
2 ver.
2 ver.
2026-05-06
2026-06-11
🔔
Track this app’s revenue
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ONE-TIME · BUILD
💰 Estimated build cost
$210K
↳ What it cost to build · not monthly revenue
Likely range $160K – $285K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| ⚙ Finance complexity ×1.60 | +$30K |
| 🌐 Cross-platform reach (iOS + Android) | +$44K |
| ⚙ 13.8y maintenance × ~1-person team | +$82K |
Total estimate
$210K
👥 Estimated audience size
68.5M
Lifetime downloads (US-equivalent)
Monthly active
5.6M
Daily active
2.2M
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 📅 13.8y of rating accumulation | -30% |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
39% sticky
🛠 Estimated tech stack
🤖
Native Android (Kotlin)
High confidence · 80%
Also possible
Flutter
Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.
Signals we read
| 🏷 Category context | Finance |
| 📦 Compact Android bundle | → Native Kotlin |
💀 Maintenance status
Active
5%
Last shipped 2026-09-08 · 26 days ago
0 · Active
50 · At risk
100 · Abandoned
Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.
Risk signals
| 📅 26 days since last update | Active development |
Verdict
Active
📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for RecargaPay: Pix Cartão e Conta: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
About this analysis
Why high confidence: 1,639,575 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
7 answers · auto-generated from this app's public dataHow many users does RecargaPay have?▴
Estimated audience: ~68.5M lifetime downloads, ~5.6M monthly active users, and ~2.2M daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like RecargaPay?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is RecargaPay built with?▴
Our heuristic places RecargaPay on the Native Android (Kotlin) stack (High confidence, 80%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: Flutter.
Is RecargaPay still actively maintained?▴
Maintenance status: Active (5% abandonment risk). Last shipped version was 26 days ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
When was RecargaPay last updated?▴
RecargaPay last shipped a new version on 2026-09-08 — less than a month ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes RecargaPay?▴
RecargaPay is published by RecargaPay on the Google Play Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is RecargaPay's BU Score?▴
RecargaPay has a BU Score of 84/100 (Excellent). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.