YONO SBI: Banking, UPI & Pay

77
This Android finance app, YONO SBI, targets the retail banking sector, specifically existing and potential customers of the State Bank of India. Its direct competitors are other major Indian banks offering similar digital banking solutions, like ICICI Bank's iMobile Pay or HDFC Bank's MobileBanking. The app's substantial user base, indicated by over three million ratings, paired with a solid 4.02 average, signals strong traction and a mature product in the growth stage. While the app is listed as free, typical monetization in this category revolves around driving engagement with core banking products, which generate revenue through transaction fees, interest income from loans, and investment management. The app acts as a digital storefront and service portal, with its "free" status indicating that the bank's traditional financial services are the ultimate revenue drivers, not direct in-app purchases or subscriptions.
BU Score 77 · Strong — healthy traction. The full Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track snapshot history and revenue forecast in the Performance section below.
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
📊 Performance Tracking LIVE
BU Investment Matrix
Concerning · 46/100BIG TIERbelow benchmarks- 💰 Revenue: Pre-revenue or unknown — $0 - $0/mo · BIG tier · high confidence, trajectory unclear.
- ⭐ Quality: 3.98★ across 3,062,034 reviews — strong (top 10%).
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Low — no material risk signals detected.
💰 Forecast Revenue / mo
MODEL| High install base (3,062,034 ratings)METRIC | +$12,000 | |
| securityREVIEW | +$1,800 | |
| Mature app (8y old)METRIC | +$1,500 | |
| Ad-supported / freemiumMETRIC | +$600 |
📈 Reviews Growth
LIVE⭐ Rating Trend
LIVEProfile & Insights
Identification
- App name
- YONO SBI: Banking, UPI & Pay
- Developer
- State Bank of India
- Bundle ID
- com.sbi.lotusintouch
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- Not found
- Languages
- Not found
Company
- Website
- crcf.bank.sbi
- Tagline
- Not found
- Description
- Not found
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Not found
Revenue
- Reported revenue signal / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- Model estimate / mo
- $218/mo
- Top-grossing rank
- Not found
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Funding
Press & Links
Contacts & Socials
📝 About this app
Have a question or need assistance for YONO SBI App? For instant support and quick resolution raise the issue on our dedicated site https://crh.sbi.bank.in or call 1800-1111-01.
Banking Made Simple
Whether you are tech-savvy or beginning your digital journey, YONO SBI makes everyday banking easy:… View full description on the official store →
What Worked™ · Development Pipeline
5 EVENTS TRACKEDTrack this app’s revenue
FREESynthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| ⚙ Finance complexity ×1.60 | +$30K |
| 🌐 Cross-platform reach (iOS + Android) | +$44K |
| ⚙ 8.8y maintenance × ~1-person team | +$52K |
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
| 📲 Finance engagement | ~60 installs / rating |
| 📅 8.8y of rating accumulation | -30% |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.
| 🏷 Category context | Finance |
| 📦 Compact Android bundle | → Native Kotlin |
Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.
| 📅 18 days since last update | Active development |
📝 Description
95
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View all →Why high confidence: 3,062,034 ratings · no founder-verified revenue (model estimate only).



