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Wise: International Transfers

84
Quality Score
Excellent

Wise: International Transfers

by Wise Payments Ltd.
High confidence
4.8 Google Play rating
✍️ Bumetric analysis
“

This finance app carves out a significant niche in international money transfers, directly competing with traditional banks and other fintech solutions like Revolut or Remitly. Its robust user base, evidenced by nearly two million ratings and an exceptional average score, signals strong traction and a mature growth stage. This isn't an early-stage app; it’s a dominant player with established market penetration. Given its free monetization model, revenue is driven by transaction fees, not direct app purchases. In the finance category, a common monetization observation is the high lifetime value of users acquired through a free model, where consistent transaction volume, even with low per-transaction fees, generates substantial recurring revenue. The focus here is on volume and trust to secure repeat business, rather than upfront charges or premium subscriptions within the app itself.

BU Score 84 · Excellent — strong product-market fit. The full Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track snapshot history and revenue forecast in the Performance section below.

💰 Forecast monthly revenue
—/mo
Founder-confirmed monthly revenue
MID tier
💡 Grow this revenue
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Typical impact: +2-5× organic installs
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📊 Performance Tracking LIVE

5 snapshots on record
idle
0%
Rating
4.8
Reviews
2,019,434 reviews
Forecast Revenue / mo
—
Snapshots tracked
5
since May 2026
📊

BU Investment Matrix

Below median · 42/100MID TIERunderperforming peers
GrowthFounderQualityRevenueMonetiz.MoatMarketSafety
Growth Velocity
5.0
Founder Strength
3.2
Product Quality
9.5
Revenue Strength
0.0
Monetization Maturity
1.0
Defensibility
4.5
Market Position
0.0
Operational Safety
10.0
  • 💰 Revenue: Pre-revenue or unknown — $0 - $0/mo · MID tier · high confidence, trajectory unclear.
  • ⭐ Quality: 4.77★ across 2,019,434 reviews — exceptional (top 1% in category).
  • 📍 Market: Not yet charting in any of the 9 monitored markets.
  • 📈 Growth: Insufficient signal to assess trajectory.
  • ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: No verified revenue — acquisition only makes sense for tech / userbase / brand.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 8 of 8 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
High install base (2,019,434 ratings)METRIC
+$12,000
Excellent rating (4.8★)METRIC
+$2,200
bugsREVIEW
−$1,800
excellent appREVIEW
+$1,500
Mature app (12y old)METRIC
+$1,500
highly recommendREVIEW
+$1,400
slowREVIEW
−$1,200
Ad-supported / freemiumMETRIC
+$600
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
Wise: International Transfers
Developer
Wise Payments Ltd.
Bundle ID
com.transferwise.android
App Store URL
Open in App Store
Category
Finance
Content rating
Not found
Languages
Not found

Company

Website
wise.com
Tagline
Not found
Description
Not found
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
Not found

Revenue

Reported revenue signal / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
Model estimate / mo
$166/mo
Top-grossing rank
Not found
All-time revenue
Not found
Pricing
Not found

Founder

Founder data not yet collected for this app.

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Contacts & Socials data not yet collected for this app.
🚀Update Frequency · Releases per Quarter5 releases tracked
23Q2 2026Q3 2026
🚀Version Release Timeline5 releases tracked
v9.24.1May 2026v9.28.1Jun 2026v9.32.0Jul 2026v9.36.2Aug 2026v9.40.0Sep 2026
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

16 million+ customers send, receive, spend and grow their money internationally with Wise. It’s the fast, simple way to move money in 145+countries and 45+ currencies. Products available depend on where you live. Check wise.com or download the app to see what’s available for you.

— International money transfers —
• Send money to 70+ countries, fast
• Get the mid-market exchange rate, for every money transfer
• Over 65% of transfers are instant, arriving in under 20 seconds (transaction speed claimed depends on individual circumstances and may not be available for all transactions)… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →
🔖 v9.40.0🔄 updated 2w ago📂 Finance💰 Free🚀 Launched 2014 (12y old)
📅

What Worked™ · Development Pipeline

5 EVENTS TRACKED
Detected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-09
🔧
Shipped update — v9.36.2 → v9.40.0
→ 30 days after: reviews +49,012 high confidence
2026-08
🔧
Shipped update — v9.32.0 → v9.36.2
→ 30 days after: reviews +100,220 medium · co-occurring
2026-07
🔧
Shipped update — v9.28.1 → v9.32.0
→ 30 days after: reviews +102,927 high confidence
2026-06
🔧
Shipped update — v9.24.1 → v9.28.1
→ 30 days after: reviews +113,640 medium · co-occurring
2026-05
🚀
First tracked snapshot — initial data captured
→ 30 days after: reviews +61,921 high confidence
🔔

Track this app’s revenue

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ONE-TIME · BUILD 💰 Estimated build cost
$200K
↳ What it cost to build · not monthly revenue
Likely range $150K – $270K
$25K · MVP floor $100K · indie scale $500K+ · studio build

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes
🧱 MVP baseline (design + 1-store ship) +$28K
📱 5 unique screens × $4.5K +$22K
⚙ Finance complexity ×1.60 +$30K
🌐 Cross-platform reach (iOS + Android) +$44K
⚙ 12.5y maintenance × ~1-person team +$75K
Total estimate $200K
👥 Estimated audience size
84.5M
Lifetime downloads (US-equivalent)
Monthly active
8.7M
Daily active
3.5M

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it
📲 Finance engagement ~60 installs / rating
📅 12.5y of rating accumulation -30%
🔁 Finance D30 retention 28%
📍 DAU / MAU stickiness 0.40
DAU / MAU 40% sticky
🛠 Estimated tech stack
🤖
Native Android (Kotlin)
High confidence · 80%
Also possible
Flutter

Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.

Signals we read
🏷 Category context Finance
📦 Compact Android bundle → Native Kotlin
💀 Maintenance status
Active
5%
Last shipped 2026-09-09 · 20 days ago
0 · Active 50 · At risk 100 · Abandoned

Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.

Risk signals
📅 20 days since last update Active development
Verdict Active

📝 Description

95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for Wise: International Transfers: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Read deep-dive →

Similar apps in Finance

About this analysis
ZCAnalyzed by Zakhar Chumak · founder, Bumetric·Full methodology·High confidence

Why high confidence: 2,019,434 ratings · no founder-verified revenue (model estimate only).

❓ Frequently Asked Questions

7 answers · auto-generated from this app's public data
How many users does Wise have?▴
Estimated audience: ~84.5M lifetime downloads, ~8.7M monthly active users, and ~3.5M daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like Wise?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is Wise built with?▴
Our heuristic places Wise on the Native Android (Kotlin) stack (High confidence, 80%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: Flutter.
Is Wise still actively maintained?▴
Maintenance status: Active (5% abandonment risk). Last shipped version was 20 days ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
When was Wise last updated?▴
Wise last shipped a new version on 2026-09-09 — less than a month ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes Wise?▴
Wise is published by Wise Payments Ltd. on the Google Play Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Wise's BU Score?▴
Wise has a BU Score of 84/100 (Excellent). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.