BDO Pay
61
Quality Score
Solid
BDO Pay
Medium confidence
✍️ bumetric analysis
“
BDO Pay is an iOS app from BDO Unibank, Inc. in the Finance category, currently rated 4.7★ across 576 ratings. Initial signal reads as largely positive sentiment, users highlighting consistency and feature depth.
Quality Score is 61: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
→
12-mo forecast
$5.2K – $10.8K
per month
→
24-mo forecast
$6.4K – $19.2K
per month
MID tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
Loading…
Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
🤖Also on Android
$77/mo · 7 ratings · 3.1★
View →
ONE-TIME · BUILD
💰 Estimated build cost
$145K
↳ What it cost to build · not monthly revenue
Likely range $110K – $195K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Slow ROI — current MRR is well below build cost
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (499 MB) | +$40K |
| ⚙ Finance complexity ×1.60 | +$54K |
Total estimate
$145K
👥 Estimated audience size
34K
Lifetime downloads (US-equivalent)
Monthly active
9.6K
Daily active
3.8K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
40% sticky
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Below median · 46/100MID TIERunderperforming peersRevenue Strength
3.7
Product Quality
6.5
Market Position
2.0
Growth Velocity
5.0
Defensibility
4.2
Operational Safety
10.0
Founder Strength
4.4
Monetization Maturity
1.0
- 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.67★ across 576 reviews — solid.
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: dev shipping weekly.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 5 of 5 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Excellent rating (4.7★)METRIC | +$2,200 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Early-stage install base (576 ratings)METRIC | +$400 | |
| Single-language (English only)METRIC | −$400 | |
| Growing app (2y old)METRIC | +$200 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v26.9.3
Experience better performance with the latest improvements and fixes, including new features for added control of your accounts:
• Manage Debit Card Limits #Set minimum and maximum limits for ATM withdrawals and online or in-store purchases, for better security of your account.… Full release notes →
• Manage Debit Card Limits #Set minimum and maximum limits for ATM withdrawals and online or in-store purchases, for better security of your account.… Full release notes →
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- BDO Pay
- Developer
- BDO Unibank, Inc.
- Bundle ID
- ph.com.bdo.pay
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN
Company
- Website
- Not found
- Tagline
- Not found
- Description
- Not found
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Not found
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $86/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
📈Ratings growth776 ratings+77500% lifetimeShow 3-year history estimate ▾
Tracked (21 weeks) Pre-tracking estimate (32 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Version Release Timeline2 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
Save on fees, forget the cash-in! Just pay from your BDO Bank Account or Credit Card on BDO Pay.
Already on BDO Online? Use the same username and password to easily log in on BDO Pay!
#ScanSendPay with no cash-in on BDO Pay!
• Scan QR Ph codes effortlessly or request to pay via BDO Pay at the cashier.
• Send Money for FREE to BDO accounts or only P10 to other banks or wallets.
• Pay Bills with no service fees to over 2,100 billers.
Other features you would love:
• Request Money easily from fellow app users.
• Split Bill down to the last cent and receive payments straight to your account.… View full description on the official store →
Already on BDO Online? Use the same username and password to easily log in on BDO Pay!
#ScanSendPay with no cash-in on BDO Pay!
• Scan QR Ph codes effortlessly or request to pay via BDO Pay at the cashier.
• Send Money for FREE to BDO accounts or only P10 to other banks or wallets.
• Pay Bills with no service fees to over 2,100 billers.
Other features you would love:
• Request Money easily from fellow app users.
• Split Bill down to the last cent and receive payments straight to your account.… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 499 MB🔞 4+📱 iOS 15.0+🔖 v26.9.3🔄 updated 0d ago🌐 EN📂 Finance💰 Paid
📅
What Worked™ · Development Pipeline
8 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
⭐
Rating ↑ 1.28 → 4.67 (improved 3.39★)
2026-05
📈
Crossed 50 ratings — social-proof flywheel kicking in
2026-03
⭐
Rating ↓ 3.10 → 1.28 (dropped 1.82★)
2026-03
📈
Crossed 10 ratings — social-proof flywheel kicking in
2026-03
⭐
Rating ↑ 1.06 → 3.10 (improved 2.04★)
2023-12
📈
Crossed 10 ratings — social-proof flywheel kicking in
2023-11
⭐
Rating ↓ 2.00 → 1.50 (dropped 0.50★)
2023-11
🚀
First tracked snapshot — initial data captured
🌍
Multi-Country Performance
Available in 9 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇺🇸 US | 4.72552★ | 776 | 4.72552★ this version |
| 🇬🇧 GB | 4.71068★ | 159 | 4.71068★ this version |
| 🇩🇪 DE | 4.53659★ | 41 | 4.53659★ this version |
| 🇫🇷 FR | 4.87777★ | 90 | 4.87777★ this version |
| 🇯🇵 JP | 4.76733★ | 202 | 4.76733★ this version |
| 🇨🇦 CA | 4.78198★ | 344 | 4.78198★ this version |
| 🇦🇺 AU | 4.65803★ | 193 | 4.65803★ this version |
| 🇧🇷 BR | 0★ | 0 | — |
| 🇮🇳 IN | 4.78571★ | 14 | 4.78571★ this version |
🔔
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for BDO Pay: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
More by BDO Unibank, Inc.
View all →📦 Portfolio summaryINDIE studio
5apps·$560/mocombined
✓ Diversified — top app contributes 29%; risk spread across portfolio
About this analysis
Why medium confidence: 576 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
4 answers · auto-generated from this app's public dataHow much does BDO Pay make per month?▴
Based on our ML-calibrated revenue forecast, BDO Pay earns approximately $86/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like BDO Pay?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes BDO Pay?▴
BDO Pay is published by BDO Unibank, Inc. on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is BDO Pay's BU Score?▴
BDO Pay has a BU Score of 61/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.