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Copilot: Track & Budget Money

80
Quality Score
Excellent

Copilot: Track & Budget Money

by Copilot Money, Inc.
High confidence
4.8 ✍️ Editor
✍️ bumetric analysis

Copilot: Track & Budget Money is an iOS app from Copilot Money, Inc. in the Finance category, currently rated 4.8★ across 29,769 ratings. Initial signal reads as largely positive sentiment, users highlighting consistency and feature depth.

Quality Score is 80: Excellent (strong product-market fit). For a Finance app, that means strong product-market fit. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.

💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
12-mo forecast
$5.2K – $10.8K
per month
24-mo forecast
$6.4K – $19.2K
per month
MID tier
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📊 Performance Tracking LIVE

Loading…
idle
0%
Rating
Reviews
Forecast Revenue / mo
Snapshots tracked
0
since first record
ONE-TIME · BUILD 💰 Estimated build cost
$145K
What it cost to build · not monthly revenue
Likely range $110K – $195K
$25K · MVP floor $100K · indie scale $500K+ · studio build
📈 Pays back in ~2 months at current MRR

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes
🧱 MVP baseline (design + 1-store ship) +$28K
📱 5 unique screens × $4.5K +$22K
📦 Asset bundle (284 MB) +$40K
Finance complexity ×1.60 +$54K
Total estimate $145K
ONE-TIME · EXIT VALUE 💵 Estimated acquisition value
$1.5M
What it would sell for · not monthly revenue
Marketplace range $1.1M – $1.9M · 20× MRR multiple
💸 ~10× return on build cost

Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.

How the multiple was built
📺 Ad-supported base 15× MRR
★ rating ≥ 4.7 (premium) +15%
🏷 Finance category multiple +15%
Final multiple 20× MRR
👥 Estimated audience size
1.8M
Lifetime downloads (US-equivalent)
Monthly active
490K
Daily active
195K

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it
📲 Finance engagement ~60 installs / rating
🔁 Finance D30 retention 28%
📍 DAU / MAU stickiness 0.40
DAU / MAU 40% sticky
🔬

How we forecast this revenue

MEDIUM CONFIDENCE
Baseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊

BU Investment Matrix

Below median · 49/100MID TIERunderperforming peers
GrowthFounderQualityRevenueMonetiz.MoatMarketSafety
Growth Velocity
5.0
Founder Strength
5.9
Product Quality
9.5
Revenue Strength
3.7
Monetization Maturity
1.0
Defensibility
3.7
Market Position
0.3
Operational Safety
10.0
  • 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
  • ⭐ Quality: 4.76★ across 29,769 reviews — exceptional (top 1% in category).
  • 📍 Market: Not yet charting in any of the 9 monitored markets.
  • 📈 Growth: dev shipping weekly.
  • ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K. Portfolio play ($74K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 15 of 18 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
Mid install base (29,769 ratings)METRIC
+$5,500
subscriptionREVIEW
+$2,500
Excellent rating (4.8★)METRIC
+$2,200
worth every pennyREVIEW
+$2,000
bugsREVIEW
−$1,800
5 starREVIEW
+$1,800
securityREVIEW
+$1,800
great valueREVIEW
+$1,600
cancelledREVIEW
−$1,500
excellent appREVIEW
+$1,500
highly recommendREVIEW
+$1,400
slowREVIEW
−$1,200
free trialREVIEW
+$1,200
too expensiveREVIEW
−$1,000
support teamREVIEW
+$900
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

🆕 What's New · v8.2.7

In this release:

• Fixed: A few minor bug fixes and improvements.

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
Copilot: Track & Budget Money
Developer
Copilot Money, Inc.
Bundle ID
com.copilot.production
App Store URL
Open in App Store
Category
Finance
Content rating
4+
Languages
EN

Company

Website
Not found
Tagline
Your money, beautifully organized.
Description
Track spending, budgets, investments & net worth all in one beautifully designed place. The personal finance app powered by smart automation and built with privacy at the center. Available on Web, iPhone, Mac & iPad. Start your 1-month free trial today!
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
Available

Revenue

Verified revenue / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
ML model estimate / mo
$74.6K/mo
Top-grossing rank
🇺🇸#4 /100
All-time revenue
Not found
Pricing
Not found

Founder

Founder data not yet collected for this app.

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Socials
instagram instagram.com/copilotmoney · twitter twitter.com/copilotmoney
Email
hello@copilot.money
Phone
Not found
Contact page
Not found
About page
copilot.money/about
📈Ratings growth29,889 ratings+43% lifetimeShow 3-year history estimate ▾Aug 2023Mar 2026Jul 2026
Tracked (41 weeks) Pre-tracking estimate (33 weeks) · model-based, ±5% noise · anchored to release date and current value
🗺️Geographic Distribution1 of 9 markets
🇺🇸
US
Top-grossing rank: #4 / 100
Other markets
Outside top 100
in US, GB, DE, FR, JP, CA, AU, BR, IN
This app currently ranks in only one of the 9 markets we monitor. Niche or regional apps often launch this way before global rollout. Rankings update daily.
📊Category Rank Trajectory#4 now · best #4 · worst #4
Lower line = better rank · Estimate from ratings growth model · Lower position on chart = worse rank · Higher = top of chart
🚀Update Frequency · Releases per Quarter7 releases tracked
52Q2 2026Q3 2026
🚀Version Release Timeline7 releases tracked
v8.1.0May 2026v8.2.0May 2026v8.2.1Jun 2026v8.2.4Jun 2026v8.2.5Jun 2026v8.2.6Jul 2026v8.2.7Jul 2026
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

Apple Editor's Choice. Apple Design Award Finalist.

"Made the jump from Mint years ago and never looked back. Run, don't walk." -App Store review

"An app that I love and use." -MKBHD


Available on Web, iPhone, Mac, and iPad.

Copilot Money is a personal finance app built to help you navigate your finances with confidence. Track spending, budgets, investments, and net worth all in one beautifully designed place. It’s powered by smart automation and built with privacy at the center. We never sell your financial data or show ads.… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →
💾 284 MB🔞 4+📱 iOS 15.6+🔖 v8.2.7🔄 updated 0d ago🌐 EN📂 Finance💰 Paid
📅

What Worked™ · Development Pipeline

17 EVENTS TRACKED
Detected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-07
🔧
Shipped update — v8.2.6 → v8.2.7
→ 30 days after: reviews +72 high confidence
2026-07
🔧
Shipped update — v8.2.5 → v8.2.6
→ 30 days after: revenue +$6.9K/mo · reviews +250 high confidence
2026-06
🔧
Shipped update — v8.2.4 → v8.2.5
→ 30 days after: revenue +$6.9K/mo · reviews +302 medium · co-occurring
2026-06
🔧
Shipped update — v8.2.1 → v8.2.4
→ 30 days after: revenue +$6.9K/mo · reviews +359 medium · co-occurring
2026-06
🔧
Shipped update — v8.2.0 → v8.2.1
→ 30 days after: reviews +527 high confidence
2026-05
🔧
Shipped update — v8.1.0 → v8.2.0
→ 30 days after: reviews +581 high confidence
2026-05
🔧
Shipped update — v? → v8.1.0
→ 30 days after: reviews +1,334 high confidence
2026-04
📈
Crossed 500 ratings — social-proof flywheel kicking in
→ 30 days after: reviews +692 high confidence
2026-04
Rating ↑ 3.38 → 4.76 (improved 1.38★)
→ 30 days after: reviews +692 high confidence
2025-11
📈
Crossed 100 ratings — social-proof flywheel kicking in
→ 30 days after: revenue +$108/mo · reviews +50 high confidence
2025-10
📈
Crossed 50 ratings — social-proof flywheel kicking in
→ 30 days after: revenue +$116/mo · rating −0.10★ · reviews +54 high confidence
2025-09
📈
Crossed 10 ratings — social-proof flywheel kicking in
→ 30 days after: revenue +$125/mo · rating −1.03★ · reviews +59 medium · co-occurring
2025-09
Rating ↓ 4.20 → 3.67 (dropped 0.53★)
→ 30 days after: revenue +$128/mo · rating −2.03★ · reviews +60 low · multiple changes
2025-09
Rating ↑ 3.67 → 4.00 (improved 0.33★)
→ 30 days after: revenue +$117/mo · rating −2.05★ · reviews +55 low · multiple changes
2025-09
Rating ↑ 3.00 → 3.67 (improved 0.67★)
→ 30 days after: revenue +$115/mo · rating −2.02★ · reviews +54 low · multiple changes
2025-09
Rating ↓ 5.00 → 3.00 (dropped 2.00★)
→ 30 days after: revenue +$115/mo · rating −2.02★ · reviews +54 low · multiple changes
2025-09
🚀
First tracked snapshot — initial data captured
→ 30 days after: revenue +$109/mo · rating −2.00★ · reviews +51 low · multiple changes
🔎

ASO Keyword Positions

BEST RANK #7
Ranked for 4 App Store search queryies in our last keyword sweep. Lower position = closer to the top.
money manager·#7🇺🇸budget tracker·#14🇺🇸expense tracker·#15🇺🇸investing·#40🇺🇸
Last sweep: 2026-05-19 · iTunes Search API
🧪

Tech & Domain Intel — copilot.money

Mail provider
Google Workspace
Tech stack
Apple Pay / Sign in with Apple · Meta (Facebook) Ads · Google Workspace · Stripe
Derived from public RDAP + DNS TXT records (no scraping, no login).
🔔

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📝 Description

95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for Copilot: Track & Budget Money: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Read deep-dive →

Similar apps in Finance

About this analysis
ZCAnalyzed by Zakhar Chumak · founder, bumetric·Full methodology·High confidence

Why high confidence: 29,769 ratings · no founder-verified revenue (model estimate only).

Frequently Asked Questions

4 answers · auto-generated from this app's public data
How much does Copilot make per month?
Based on our ML-calibrated revenue forecast, Copilot earns approximately $74K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like Copilot?
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes Copilot?
Copilot is published by Copilot Money, Inc. on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Copilot's BU Score?
Copilot has a BU Score of 80/100 (Excellent). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.