Five Cents: Monthly Budget
64
Quality Score
Solid
Five Cents: Monthly Budget
Low confidence
✍️ bumetric analysis
“
Five Cents: Monthly Budget is an iOS app from Andrew Tanchuk in the Finance category, currently rated 4.6★ across 41 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.
Quality Score is 64: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$3.4K
per month
→
12-mo forecast
$2.9K – $10.6K
per month
→
24-mo forecast
$2.7K – $24.4K
per month
INDIE tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
Loading…
Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
ONE-TIME · BUILD
💰 Estimated build cost
$80K
↳ What it cost to build · not monthly revenue
Likely range $60K – $110K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Pays back in ~4 months at current MRR
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| ⚙ Finance complexity ×1.60 | +$30K |
Total estimate
$80K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$325K
↳ What it would sell for · not monthly revenue
Marketplace range $250K – $425K · 17× MRR multiple
💸
~4.1× return on build cost
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| ⭐ ★ rating ≥ 4.4 (solid) | +8% |
| 🏷 Finance category multiple | +15% |
| ⭐ Small user base (<1K ratings) | -8% |
Final multiple
17× MRR
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$3.4K/mo · ML-estimated from 234 triggers
Growth rate
+6.0% MoM · INDIE tier baseline (compound monthly)
Direction
Headwinds: rating drift may slow acquisition
6 months
$2.9K – $6.7K
12 months
$2.9K – $10.6K
24 months
$2.7K – $24.4K
Compound growth at +6.0% MoM (tier baseline for INDIE). Range widens with horizon — typical noise band ±40% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Early-stage solo · 42/100INDIE TIERexpected for tierGrowth Velocity
5.0
Founder Strength
5.3
Product Quality
3.7
Revenue Strength
3.5
Monetization Maturity
1.0
Defensibility
3.1
Market Position
2.0
Operational Safety
10.0
- 💰 Revenue: Modest — $1K - $8K/mo · INDIE tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.61★ across 41 reviews — weak — significant quality concerns.
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $60K-$107K. Portfolio play ($18K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 6 of 6 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Paid app ($0.00)METRIC | +$2,800 | |
| Excellent rating (4.6★)METRIC | +$2,200 | |
| 5 starREVIEW | +$1,800 | |
| highly recommendREVIEW | +$1,400 | |
| Established app (4y old)METRIC | +$800 | |
| Pre-traction phase (41 ratings)METRIC | −$300 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v8.7
- Added date amount in the feed.
- Preserve the date after saving a transaction, so the next one will remember the date.
- Not showing transactions bug fix.
- Export & import bug fixes.
- Other minor fixes & improvements.
- Preserve the date after saving a transaction, so the next one will remember the date.
- Not showing transactions bug fix.
- Export & import bug fixes.
- Other minor fixes & improvements.
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- Five Cents: Monthly Budget
- Developer
- Andrew Tanchuk
- Bundle ID
- com.degisner.fivecents
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN, DE, UK
Company
- Website
- Not found
- Tagline
- Today
- Description
- Find apps and games for iPhone, iPad, Mac, and more on the App Store.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Available
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $18.6K/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
📈Ratings growth41 ratings+4000% lifetimeShow 3-year history estimate ▾
Tracked (25 weeks) Pre-tracking estimate (36 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
Five Cents helps you track your expenses and incomes. The minimalist approach does not distract you from the main focus either adding entries or checking insights interacting with a clean and simple interface.
The best way to manage personal money is to enter every expense you've made manually. Adding next utility, groceries, subscription, or snacks expense you think: "Is it possible to get rid of this purchase in my future bill?". This is one of the important steps in personal money management.… View full description on the official store →
The best way to manage personal money is to enter every expense you've made manually. Adding next utility, groceries, subscription, or snacks expense you think: "Is it possible to get rid of this purchase in my future bill?". This is one of the important steps in personal money management.… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 9 MB🔞 4+📱 iOS 17.0+🔖 v8.7🔄 updated 0d ago🌐 EN, DE, UK📂 Finance💰 Paid
📅
What Worked™ · Development Pipeline
7 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
🔄
Monetization changed: paid → free
2026-03
⭐
Rating ↑ 3.78 → 4.62 (improved 0.84★)
2026-03
📈
Crossed 10 ratings — social-proof flywheel kicking in
2025-08
⭐
Rating ↓ 4.17 → 3.71 (dropped 0.46★)
2024-10
⭐
Rating ↓ 4.50 → 4.00 (dropped 0.50★)
2024-02
⭐
Rating ↓ 5.00 → 4.50 (dropped 0.50★)
2022-05
🚀
First tracked snapshot — initial data captured
🌍
Multi-Country Performance
Available in 9 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇦🇺 AU | 2.5★ | 2 | 2.5★ this version |
| 🇧🇷 BR | 4.71429★ | 7 | 4.71429★ this version |
| 🇨🇦 CA | 5★ | 12 | 5★ this version |
| 🇩🇪 DE | 4.4★ | 15 | 4.4★ this version |
| 🇫🇷 FR | 4.9375★ | 16 | 4.9375★ this version |
| 🇬🇧 GB | 5★ | 6 | 5★ this version |
| 🇮🇳 IN | 4.82609★ | 23 | 4.82609★ this version |
| 🇯🇵 JP | 0★ | 0 | — |
| 🇺🇸 US | 4.60975★ | 41 | 4.60975★ this version |
🔔
Track this app’s revenue
FREEGet an email when revenue moves by your threshold. No spam, unsubscribe in one click.
📝 Description
95
BU Score · Transcendent
About this analysis
Why low confidence: only 41 ratings · no founder-verified revenue (model estimate only) · revenue figure is directional only.
❓ Frequently Asked Questions
4 answers · auto-generated from this app's public dataHow much does Five Cents make per month?▴
Based on our ML-calibrated revenue forecast, Five Cents earns approximately $18K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like Five Cents?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes Five Cents?▴
Five Cents is published by Andrew Tanchuk on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Five Cents's BU Score?▴
Five Cents has a BU Score of 64/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.