Monese - A banking alternative
69
Quality Score
Solid
Monese - A banking alternative
Medium confidence
✍️ bumetric analysis
“
Monese - A banking alternative is an iOS app from Monese LTD in the Finance category, currently rated 4.7★ across 2,366 ratings. Initial signal reads as mostly critical sentiment so far: users flag rough edges and unmet expectations.
Quality Score is 69: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
→
12-mo forecast
$5.2K – $10.8K
per month
→
24-mo forecast
$6.4K – $19.2K
per month
MID tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
Loading…
Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
🤖Also on Android
$1.7K/mo · 113K ratings · 4.0★
View →
ONE-TIME · BUILD
💰 Estimated build cost
$135K
↳ What it cost to build · not monthly revenue
Likely range $100K – $180K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Slow ROI — current MRR is well below build cost
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (132 MB) | +$32K |
| ⚙ Finance complexity ×1.60 | +$50K |
Total estimate
$135K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$30K
↳ What it would sell for · not monthly revenue
Marketplace range $25K – $40K · 20× MRR multiple
💸
~0.2× build cost (under-water)
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| ⭐ ★ rating ≥ 4.7 (premium) | +15% |
| 🏷 Finance category multiple | +15% |
Final multiple
20× MRR
👥 Estimated audience size
140K
Lifetime downloads (US-equivalent)
Monthly active
39K
Daily active
15K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
40% sticky
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Below median · 48/100MID TIERunderperforming peersRevenue Strength
3.7
Product Quality
8.5
Market Position
1.8
Growth Velocity
5.0
Defensibility
4.5
Operational Safety
10.0
Founder Strength
4.2
Monetization Maturity
1.0
- 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.71★ across 2,366 reviews — strong (top 10%).
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: dev shipping weekly.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 7 of 7 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Excellent rating (4.7★)METRIC | +$2,200 | |
| Low install base (2,366 ratings)METRIC | +$1,500 | |
| Mature app (9y old)METRIC | +$1,500 | |
| highly recommendREVIEW | +$1,400 | |
| slowREVIEW | −$1,200 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Localized (8 languages)METRIC | +$600 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v11.2.1
To get our app in tip-top shape, we’ve been busy making 9 bug fixes and improvements.
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- Monese - A banking alternative
- Developer
- Monese LTD
- Bundle ID
- com.monese.live
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN, ET, FR, DE, IT, LT, RO, ES
Company
- Website
- Not found
- Tagline
- The peace-of-mind money app
- Description
- Your banking alternative – manage your money the simple way with Monese. Open accounts in multiple currencies to spend abroad and transfer money.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Not found
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- $5.1M ($4.6M – $5.6M)AI medium
- AI annual estimate
- $61.0M/yr
- ML model estimate / mo
- $1.6K/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
- Name
- Not found
- X / Twitter
- twitter.com/monese
- linkedin.com/company/monese
- GitHub
- Not found
- X followers
- Not found
- Public statements
- Not found
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
- Socials
- facebook facebook.com/MyMonese · instagram instagram.com/monese · linkedin linkedin.com/company/monese · medium medium.com/monese · twitter twitter.com/monese · youtube youtube.com/monese
- Not found
- Phone
- 0712.775.202
- Contact page
- monese.com/contact
- About page
- monese.com/about
✨AI Revenue EstimateCONFIDENCE: MEDIUM
Monese LTD reported an annual revenue of £48.8 million in 2023, which translates to approximately $61 million USD. This suggests a monthly estimated revenue of around $5.08 million USD, based on the company's overall financial performance as specific iOS app revenue data is not publicly available.
Sources mentioned: Tracxn, TheBanks.eu, UKTN, Prospeo, Wikipedia, Sensor Tower, Statista
⭐Recent App Store Reviews49 latest · avg 2.06★ · 20.4% 5★ · 65.3% 1★
5★10 (20%)
4★1 (2%)
3★3 (6%)
2★3 (6%)
1★32 (65%)
+6 ratings/week
Praise: great ×4 love ×2 amazing ×2 perfect ×1 awesome ×1Complaints: scam ×5 refund ×2 worst ×2 terrible ×2 bug ×1
Top positive
★★★★★ Lifeline
Monese provided an economic lifeline, as we moved to London in the middle of a global pandemic.
Returning to care for Family almost became impossible. Thank you Monese! Great fintech app and service. (Humble bow.)…
★★★★★ Rápido y seguro
Estoy usando monese y me parece genial, se los recomiendo…
Top negative
★☆☆☆☆ Blocked account
I tried to transfer my own money to someone and my account got blocked for a review and it’s been days now with no response. I don’t know why my account was blocked. This is the most annoying bank app I’ve seen. Anytime I contact support. T…
★☆☆☆☆ this banck is so bad
my mobile bank boked for support…
📈Ratings growth2,366 ratings+5402% lifetimeShow 3-year history estimate ▾
Tracked (56 weeks) Pre-tracking estimate (37 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Version Release Timeline2 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
Monese is the banking alternative you’ve been waiting for.
We’re the money app that helps you budget smartly, spend wisely and switch between currencies in a flash.
Whether you need a GBP, EUR or RON account (or all 3!), you’ll be able to manage your money straight from your phone and enjoy the flexibility to live, work, travel, study and thrive wherever life takes you. We even have business accounts!
Join over 2 million people and open a Monese mobile money account today.
It’s simple, fuss-free and easy – so how does it work?
• Open a GBP, EUR or RON account, straight from your phone… View full description on the official store →
We’re the money app that helps you budget smartly, spend wisely and switch between currencies in a flash.
Whether you need a GBP, EUR or RON account (or all 3!), you’ll be able to manage your money straight from your phone and enjoy the flexibility to live, work, travel, study and thrive wherever life takes you. We even have business accounts!
Join over 2 million people and open a Monese mobile money account today.
It’s simple, fuss-free and easy – so how does it work?
• Open a GBP, EUR or RON account, straight from your phone… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 132 MB🔞 4+📱 iOS 15.0+🔖 v11.2.1🔄 updated 0d ago🌐 EN, ET, FR, DE, IT +3📂 Finance💰 Paid
📅
What Worked™ · Development Pipeline
11 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
🔄
Monetization changed: freemium → free
2026-03
⭐
Rating ↑ 2.46 → 4.70 (improved 2.24★)
2026-03
📈
Crossed 100 ratings — social-proof flywheel kicking in
2021-03
📈
Crossed 50 ratings — social-proof flywheel kicking in
2019-01
📈
Crossed 10 ratings — social-proof flywheel kicking in
2017-12
⭐
Rating ↓ 3.33 → 3.00 (dropped 0.33★)
2017-08
⭐
Rating ↓ 3.80 → 3.33 (dropped 0.47★)
2017-04
⭐
Rating ↓ 4.33 → 3.50 (dropped 0.83★)
2016-11
⭐
Rating ↑ 4.00 → 4.33 (improved 0.33★)
2016-08
⭐
Rating ↑ 3.00 → 4.00 (improved 1.00★)
2016-07
🚀
First tracked snapshot — initial data captured
🌍
Multi-Country Performance
Available in 6 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇺🇸 US | 4.71398★ | 2,374 | 4.71398★ this version |
| 🇯🇵 JP | 4.46154★ | 52 | 4.46154★ this version |
| 🇨🇦 CA | 4.77328★ | 247 | 4.77328★ this version |
| 🇦🇺 AU | 4.70791★ | 404 | 4.70791★ this version |
| 🇧🇷 BR | 4.838★ | 3,031 | 4.838★ this version |
| 🇮🇳 IN | 4.75355★ | 1,128 | 4.75355★ this version |
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for Monese - A banking alternative: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
About this analysis
Why medium confidence: 2,366 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
4 answers · auto-generated from this app's public dataHow much does Monese - A banking alternative make per month?▴
Based on our ML-calibrated revenue forecast, Monese - A banking alternative earns approximately $1.6K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like Monese - A banking alternative?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes Monese - A banking alternative?▴
Monese - A banking alternative is published by Monese LTD on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Monese - A banking alternative's BU Score?▴
Monese - A banking alternative has a BU Score of 69/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.