Settle Up - Group Expenses
69
Quality Score
Solid
Settle Up - Group Expenses
Medium confidence
✍️ bumetric analysis
“
Settle Up - Group Expenses is an iOS app from Step Up Labs, Inc. in the Finance category, currently rated 4.8★ across 1,599 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.
Quality Score is 69: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$6.3K
per month
→
12-mo forecast
$6.5K – $13.6K
per month
→
24-mo forecast
$8.0K – $24.1K
per month
MID tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
Loading…
Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
🤖Also on Android
$1.0K/mo · 48K ratings · 4.7★
View →
ONE-TIME · BUILD
💰 Estimated build cost
$105K
↳ What it cost to build · not monthly revenue
Likely range $80K – $140K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Pays back in ~1.8y at current MRR
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (85 MB) | +$13K |
| ⚙ Finance complexity ×1.60 | +$38K |
Total estimate
$105K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$100K
↳ What it would sell for · not monthly revenue
Marketplace range $75K – $125K · 20× MRR multiple
💸
~1.0× build cost (under-water)
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| ⭐ ★ rating ≥ 4.7 (premium) | +15% |
| 🏷 Finance category multiple | +15% |
Final multiple
20× MRR
👥 Estimated audience size
95K
Lifetime downloads (US-equivalent)
Monthly active
26K
Daily active
10K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
40% sticky
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$6.3K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$5.9K – $9.9K
12 months
$6.5K – $13.6K
24 months
$8.0K – $24.1K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Below median · 50/100MID TIERunderperforming peersGrowth Velocity
5.0
Founder Strength
4.7
Product Quality
8.7
Revenue Strength
3.8
Monetization Maturity
1.0
Defensibility
4.5
Market Position
2.0
Operational Safety
10.0
- 💰 Revenue: Modest — $4K - $9K/mo · MID tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.83★ across 1,599 reviews — strong (top 10%).
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $112K-$200K.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 7 of 7 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Paid app ($0.00)METRIC | +$2,800 | |
| Excellent rating (4.8★)METRIC | +$2,200 | |
| 5 starREVIEW | +$1,800 | |
| Low install base (1,599 ratings)METRIC | +$1,500 | |
| Mature app (12y old)METRIC | +$1,500 | |
| Multilingual (24 languages)METRIC | +$1,500 | |
| too expensiveREVIEW | −$1,000 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v3.16.3
- Fixed initial Who paid member
- FIxed when trial is promised when purchasing Individual Premium
- FIxed when trial is promised when purchasing Individual Premium
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- Settle Up - Group Expenses
- Developer
- Step Up Labs, Inc.
- Bundle ID
- cz.bioport.SettleUp7
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- SQ, AR, CA, CS, DA, NL, EN, FI, FR, DE, HU, ID, IT, LT, FA, PL, PT, RU, SK, ES, SV, ZH, TR, UK
Company
- Website
- Not found
- Tagline
- Sharing expenses with friends?
- Description
- Settle Up keeps track of your gang’s expenses – great for travellers, flatmates, couples and others.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Not found
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $5.1K/mo
- Top-grossing rank
- 🇮🇳#44 /100 🇦🇺#59 /100 🇬🇧#74 /100 🇧🇷#95 /100
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
- Socials
- facebook facebook.com/settleup.io · instagram instagram.com/settleup.io · medium medium.com/step-up-labs · twitter twitter.com/settle_up
- Not found
- Phone
- Not found
- Contact page
- settleup.io/support
- About page
- Not found
📈Ratings growth1,599 ratings+159800% lifetimeShow 3-year history estimate ▾
Tracked (56 weeks) Pre-tracking estimate (36 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Top Countries — Grossing Rank4 countries
🇮🇳IN#44 /100
🇦🇺AU#59 /100
🇬🇧GB#74 /100
🇧🇷BR#95 /100
📊Category Rank Trajectory#44 now · best #40 · worst #100
Lower line = better rank · Estimate from ratings growth model · Lower position on chart = worse rank · Higher = top of chart
🚀Version Release Timeline2 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
Settle group expenses without the stress.
Tired of messy IOUs, awkward money talks, and complex math after a trip or shared dinner?
Settle Up is the smartest way to track shared expenses and manage "who owes whom" instantly. From simple bill splitting to complex multi-currency adventures, we handle the heavy lifting so you can focus on the fun.
Perfect for travelers, roommates, couples, event organizers, and friends. Join over 2.5 million users who have simplified their shared finances!
WHY SETTLE UP?… View full description on the official store →
Tired of messy IOUs, awkward money talks, and complex math after a trip or shared dinner?
Settle Up is the smartest way to track shared expenses and manage "who owes whom" instantly. From simple bill splitting to complex multi-currency adventures, we handle the heavy lifting so you can focus on the fun.
Perfect for travelers, roommates, couples, event organizers, and friends. Join over 2.5 million users who have simplified their shared finances!
WHY SETTLE UP?… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 85 MB🔞 4+📱 iOS 17.0+🔖 v3.16.3🔄 updated 0d ago🌐 SQ, AR, CA, CS, DA +19📂 Finance💰 Paid
📅
What Worked™ · Development Pipeline
8 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
🔄
Monetization changed: paid → free
2026-03
⭐
Rating ↑ 3.41 → 4.70 (improved 1.29★)
2026-03
📈
Crossed 50 ratings — social-proof flywheel kicking in
2016-12
📈
Crossed 10 ratings — social-proof flywheel kicking in
2016-05
⭐
Rating ↑ 2.14 → 2.50 (improved 0.36★)
2015-05
⭐
Rating ↓ 3.00 → 2.50 (dropped 0.50★)
2014-09
⭐
Rating ↑ 1.00 → 3.00 (improved 2.00★)
2013-12
🚀
First tracked snapshot — initial data captured
🌍
Multi-Country Performance
Available in 9 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇦🇺 AU | 4.70068★ | 441 | 4.70068★ this version |
| 🇧🇷 BR | 4.93074★ | 592 | 4.93074★ this version |
| 🇨🇦 CA | 4.78815★ | 439 | 4.78815★ this version |
| 🇩🇪 DE | 4.68215★ | 1,076 | 4.68215★ this version |
| 🇫🇷 FR | 4.77536★ | 138 | 4.77536★ this version |
| 🇬🇧 GB | 4.80356★ | 1,120 | 4.80356★ this version |
| 🇮🇳 IN | 4.76306★ | 1,819 | 4.76306★ this version |
| 🇯🇵 JP | 4.78125★ | 32 | 4.78125★ this version |
| 🇺🇸 US | 4.82559★ | 1,617 | 4.82559★ this version |
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for Settle Up - Group Expenses: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
About this analysis
Why medium confidence: 1,599 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
4 answers · auto-generated from this app's public dataHow much does Settle Up - Group Expenses make per month?▴
Based on our ML-calibrated revenue forecast, Settle Up - Group Expenses earns approximately $5.1K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like Settle Up - Group Expenses?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes Settle Up - Group Expenses?▴
Settle Up - Group Expenses is published by Step Up Labs, Inc. on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Settle Up - Group Expenses's BU Score?▴
Settle Up - Group Expenses has a BU Score of 69/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.