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Home  ›  Research  ›  Apps Like Deferit: Alternatives and App Data
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Apps Like Deferit: Alternatives and App Data

ZC
Zakhar Chumak · founder, Bumetric · LinkedIn
Published 2026-08-10 · 6 min read

Apps Like Deferit: Alternatives and App Data

For users seeking financial management tools that offer flexibility in bill payments, Deferit presents a specific solution. However, the broader financial app landscape offers a range of alternatives, each with its own strengths and user base. This research article examines Deferit and several other prominent finance applications, drawing on available data to highlight their characteristics and performance metrics as of August 10, 2026.

Methodology Note:

Data for this article was collected from app store analytics on August 10, 2026. Information includes platform, developer, category, estimated monthly revenue, user ratings and number of ratings, monetization strategy, release date, last store update, minimum operating system, file size, languages supported, number of screenshots, observed snapshots, saved reviews, observed store versions, observed prices, and data update timestamps. Estimated revenue figures are based on observed signals and should be considered indicative rather than verified company revenue.

Understanding Deferit and Its Peers

Deferit, a finance app developed by deferit Pty Ltd, was released on October 28, 2021. It operates on the iOS platform and is categorized under Finance. The app's estimated monthly revenue is reported at $6,400. Deferit boasts a strong user rating of 4.83 stars, based on 26,259 ratings. Its monetization model is free, with no in-app purchases (IAP) enabled and no ads flagged. The app requires a minimum OS of 15.0 and has a file size of approximately 54.1 MB. Its last store update was on July 2, 2026.

When considering alternatives to Deferit, several established financial apps emerge, each serving different, though sometimes overlapping, user needs. These apps, primarily on the iOS platform, represent a significant portion of the mobile finance market.

Major Financial Apps and Their Performance

Wells Fargo Mobile®, developed by Wells Fargo, is a long-standing player in the finance app space, released on May 18, 2009. It also operates on iOS and is free to download with no IAP or ads. The app has an impressive rating of 4.86 stars from over 10.4 million ratings, indicating a vast and generally satisfied user base. Its estimated monthly revenue is $15,498. Wells Fargo Mobile® requires iOS 15.0 or later and has a file size of approximately 445.7 MB. Its last store update was on July 22, 2026.

Intuit Credit Karma, from Credit Karma, Inc., launched on July 18, 2012. This finance app on iOS has garnered a rating of 4.84 stars from over 7.6 million ratings. It is free with no IAP or ads, and its estimated monthly revenue is $18,942. Credit Karma requires a more recent operating system, iOS 16.0, and has a file size of around 234.4 MB. It has seen frequent updates, with its last store update on August 4, 2026, and has observed 13 store versions.

Discover Mobile, by Discover Financial Services, has been available since November 17, 2009. This iOS finance app holds a rating of 4.86 stars from over 5 million ratings. It is free with no IAP or ads, and its estimated monthly revenue is $11,595. The app requires iOS 15.1 or later and has a file size of approximately 195 MB. Its last store update was on July 15, 2026.

Robinhood Trading & Investing, developed by Robinhood Markets, Inc., was released on December 11, 2014. This app, also on iOS, operates on a freemium model, meaning it's free to download but may offer premium features. It has a rating of 4.28 stars from over 4.7 million ratings, suggesting a more polarized user experience compared to some of the banking apps. Its estimated monthly revenue is $46,494. Robinhood requires iOS 17.0 and is a larger app at approximately 927.6 MB. Its last store update was on July 13, 2026.

Amex, from American Express, launched on March 31, 2010. This iOS finance app is free with no IAP or ads, and it has achieved a high rating of 4.88 stars from over 4.2 million ratings. Its estimated monthly revenue is $28,011. Amex requires a more recent operating system, iOS 18.2, and has a substantial file size of about 518.8 MB. Its last store update was on July 10, 2026.

Citi Mobile®, developed by Citibank, was released on January 24, 2009. This iOS finance app uses a freemium model and has a rating of 4.88 stars from over 3.8 million ratings. Its estimated monthly revenue is $1,148, which is notably lower than many of its peers. Citi Mobile® requires iOS 16.0 and has a file size of approximately 358.2 MB. Its last store update was on June 18, 2026.

Fidelity Investments, released on February 22, 2010, is another significant player on iOS. It is free with no IAP or ads and holds a rating of 4.79 stars from over 3.1 million ratings. Its estimated monthly revenue is $15,498. The app requires iOS 17.0 and has a file size of around 403.5 MB. It has seen consistent updates, with its last store update on July 31, 2026, and has observed 8 store versions.

Experian®, developed by Experian, launched on May 16, 2016. This iOS finance app is free with no IAP or ads and has a rating of 4.84 stars from over 2.6 million ratings. Its estimated monthly revenue is $40,008. Experian® requires iOS 17.0 and has a file size of approximately 262.3 MB. Its last store update was on August 3, 2026, and it has observed 11 store versions.

Credit One Bank Mobile, by Credit One Bank, N.A., was released on September 22, 2016. This iOS finance app is free with no IAP or ads and has a rating of 4.77 stars from over 2.5 million ratings. Its estimated monthly revenue is $13,087. The app requires iOS 15.0 and has a file size of about 135.6 MB. Its last store update was on July 13, 2026.

Practical Observations for Users

When evaluating financial apps, user ratings and the number of ratings provide a strong indication of user satisfaction and adoption. Deferit's 4.83 rating from over 26,000 users suggests a positive reception for its specific bill payment features. In comparison, established banking apps like Wells Fargo Mobile®, Discover Mobile, Amex, and Citi Mobile® consistently achieve high ratings, often above 4.85 stars, with millions of users. This indicates a high level of trust and reliability associated with these major financial institutions' mobile offerings.

For users prioritizing comprehensive financial management beyond just bill payments, apps like Intuit Credit Karma and Experian® offer credit monitoring and financial insights, as suggested by their app descriptions and developer affiliations. Robinhood Trading & Investing, while also in the finance category, clearly targets a different user segment interested in investment and trading, reflected in its lower average rating but significant estimated revenue.

The "monetization" data point is crucial. Deferit, like many of the major banking apps, is free to download and use without in-app purchases or ads. This suggests a focus on user acquisition and retention through core service provision rather than direct monetization within the app itself. Freemium models, seen in Robinhood and Citi Mobile®, indicate a tiered approach to features, which might appeal to users seeking advanced functionalities.

The "last store update" date provides insight into how actively an app is being maintained and improved. Most of the apps listed, including Deferit, have received recent updates, indicating ongoing development and responsiveness to user feedback or platform changes. Minimum OS requirements also highlight the technological baseline for users, with newer apps or those with more advanced features often requiring more recent operating systems.

Ultimately, the choice of a financial app depends on individual needs. Deferit appears to cater to a specific niche of bill payment flexibility. For broader banking needs, established institutions offer robust and highly-rated solutions. For those interested in credit management or investment, specialized apps provide tailored features.

App data used in this research

Deferit: Pay bills in 4

Wells Fargo Mobile®

Intuit Credit Karma

Discover Mobile

Robinhood Trading & Investing

Amex

Citi Mobile®

Fidelity Investments

Experian®

Credit One Bank Mobile

Revenue figures are Bumetric estimates or reported revenue signals, not financial statements. Snapshot and review counts describe the evidence stored by Bumetric when this research was generated.

Observed store history

View Deferit: Pay bills in 4

Store rating and total rating count across dated Bumetric observations.

188 observations from 2023-08-15 to 2026-09-16. Values are not projected.

Stored store screenshots
Deferit: Pay bills in 4 app screenshot Deferit: Pay bills in 4 Wells Fargo Mobile® app screenshot Wells Fargo Mobile® Intuit Credit Karma app screenshot Intuit Credit Karma Discover Mobile app screenshot Discover Mobile Robinhood Trading & Investing app screenshot Robinhood Trading & Investing
Current catalog data
Deferit: Pay bills in 4 $6,400 4.8 rating · 26,259 ratings Wells Fargo Mobile® $15,498 4.9 rating · 10,479,140 ratings Intuit Credit Karma $18,942 4.8 rating · 7,615,861 ratings Discover Mobile $11,595 4.8 rating · 489,331 ratings Robinhood Trading & Investing $46,494 4.3 rating · 4,745,730 ratings Amex $28,011 4.9 rating · 4,276,842 ratings Citi Mobile® $1,148 4.9 rating · 3,882,384 ratings Fidelity Investments $15,498 4.8 rating · 3,119,976 ratings Experian® $40,008 4.8 rating · 2,643,587 ratings Credit One Bank Mobile $13,087 4.8 rating · 2,585,968 ratings

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