PayPal - Pay, Send, Save
92
Quality Score
Transcendent
PayPal - Pay, Send, Save
High confidence
✍️ bumetric analysis
“
This Finance app, "PayPal: Geld senden, verwalten," squarely targets the digital payments and money transfer market, competing directly with established players like Venmo, Cash App, and traditional banking apps. Its substantial user base, evidenced by millions of ratings, signals deep market penetration and robust traction, placing it firmly in a mature growth stage, rather than early-stage discovery. Despite being a free app, its estimated monthly revenue of nearly $20,000, likely generated through transaction fees or integrated financial products, indicates significant user engagement and value exchange. For the Finance category, a common monetization observation is the prevalence of transaction-based fees or premium subscription tiers for advanced features, rather than direct app purchases or in-app advertising, reflecting the high-trust, utility-driven nature of these services.
BU Score 92 · Transcendent — category-leading momentum. The full Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track snapshot history and revenue forecast in the Performance section below.
💰 Monthly revenue · now vs forecast
● Right now
$2.0M
per month
→
12-mo forecast
$2.1M – $3.3M
per month
→
24-mo forecast
$2.5M – $4.7M
per month
BIG tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
Loading…
Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
ONE-TIME · BUILD
💰 Estimated build cost
$145K
↳ What it cost to build · not monthly revenue
Likely range $110K – $195K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Pays back in ~7 months at current MRR
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (496 MB) | +$40K |
| ⚙ Finance complexity ×1.60 | +$54K |
Total estimate
$145K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$425K
↳ What it would sell for · not monthly revenue
Marketplace range $325K – $500K · 21× MRR multiple
💸
~2.9× return on build cost
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| ⭐ ★ rating ≥ 4.7 (premium) | +15% |
| 🏷 Finance category multiple | +15% |
| ⭐ Mature user base (1M+ ratings) | +8% |
Final multiple
21× MRR
👥 Estimated audience size
377.5M
Lifetime downloads (US-equivalent)
Monthly active
105.5M
Daily active
42.0M
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
40% sticky
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$2.0M/mo · ML-estimated from 234 triggers
Growth rate
+2.5% MoM · BIG tier baseline (compound monthly)
6 months
$2.0M – $2.7M
12 months
$2.1M – $3.3M
24 months
$2.5M – $4.7M
Compound growth at +2.5% MoM (tier baseline for BIG). Range widens with horizon — typical noise band ±15% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Mixed signals · 56/100BIG TIERcompetitive but cautiousRevenue Strength
6.3
Product Quality
9.6
Market Position
1.2
Growth Velocity
5.0
Defensibility
5.3
Operational Safety
10.0
Founder Strength
6.1
Monetization Maturity
1.0
- 💰 Revenue: Healthy — $800K - $4400K/mo · BIG tier · medium-low confidence, trajectory unclear.
- ⭐ Quality: 4.78★ across 6,299,041 reviews — exceptional (top 1% in category).
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $36.0M-$64.0M.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 11 of 11 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| High install base (6,299,041 ratings)METRIC | +$12,000 | |
| Excellent rating (4.8★)METRIC | +$2,200 | |
| bugsREVIEW | −$1,800 | |
| 5 starREVIEW | +$1,800 | |
| cancelledREVIEW | −$1,500 | |
| Multilingual (36 languages)METRIC | +$1,500 | |
| highly recommendREVIEW | +$1,400 | |
| slowREVIEW | −$1,200 | |
| support teamREVIEW | +$900 | |
| Established app (7y old)METRIC | +$800 | |
| Ad-supported / freemiumMETRIC | +$600 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v8.107.1
Get the latest update, so you can pay, send and save smarter. With PayPal, it really adds up.
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- PayPal - Pay, Send, Save
- Developer
- PayPal, Inc.
- Bundle ID
- com.yourcompany.PPClient
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- SQ, AR, BN, BG, CS, DA, NL, EN, ET, FI, FR, DE, EL, HE, HU, ID, IT, JA, KO, LV, LT, MS, NB, PL, PT, RO, RU, ZH, SI, SK, SL, ES, SV, TH, TR, VI
Company
- Website
- Not found
- Tagline
- Bezahl, wie es dir passt
- Description
- Verwende dein PayPal-Konto zum Bezahlen, Geld senden und verwalten. Erstelle ein Händlerkonto für dein Unternehmen. Nutze mobiles Bezahlen und Ratenkauf.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Available
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $19.5K/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
- Socials
- Not found
- Not found
- Phone
- Not found
- Contact page
- paypal.com/de/smarthelp/home?locale.x…
- About page
- paypal.com/de/webapps/mpp/about?local…
✨AI Revenue EstimateCONFIDENCE: HIGH
The iOS app "PayPal: Geld senden, verwalten" does not generate direct revenue through in-app purchases or subscriptions, as explicitly stated by Sensor Tower. Its value lies in facilitating transactions and providing access to PayPal's core services, which generate revenue primarily through transaction fees, cross-border fees, and value-added services. PayPal's total net revenue for the full year 2025 was $33.2 billion, with transaction-based fees accounting for approximately 90% of this figure.
Sources mentioned: Sensor Tower, Miracuves, businessmodelcanvastemplate.com, Umbrex, Chargeflow, Business of Apps, Capital One Shopping
⭐Recent App Store Reviews49 latest · avg 1.69★ · 12.2% 5★ · 75.5% 1★
5★6 (12%)
4★1 (2%)
3★2 (4%)
2★3 (6%)
1★37 (76%)
+0 ratings/week
Praise: great ×4 recommend ×2 love ×2 best ×1Complaints: scam ×8 refund ×7 worst ×5 subscription ×3 hate ×2
Top positive
★★★★★ Successful in getting my refund
A few times I’ve ordered items I never received. Paypal helped get my refund. I don’t buy something online if they don’t accept paypal…
★★★★★ Dark mode
It’s a great app! Would love a dark mode feature though…
Top negative
★☆☆☆☆ They never help me with a refund
I pay almost $30.00 for an order that I did in SHEIN. A package that I never recieved. I was trying long time and Whatever nobody help me with that; that was the first time that happened and they never help me.
Bad customer service.👎…
★☆☆☆☆ Do not trust PayPal
PayPal cannot be trusted. A seller on Instagram scammed me, and I tried to get help from PayPal in getting a refund, but they have Indian customer service representatives who refuse to help. Do not use PayPal for purchases. You won’t be pr…
📈Ratings growth6,299,041 ratings+23% lifetimeShow 3-year history estimate ▾
Tracked (28 weeks) Pre-tracking estimate (36 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Version Release Timeline3 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
PayPal is a smart way to securely shop in-store and online, earn rewards points on brands you love, send money and much more
EARN REWARDS WHEN YOU SHOP
Earn points on brands you love with in-app offers. Redeem points on checkout purchases
*Eligible items only. Terms and exclusions apply: PayPal.com/rewards-terms
SEND AND REQUEST MONEY, SECURELY & IN SECONDS
Send money fast within the US and internationally to 110+ countries
Encrypted payments help keep financial details private and secure
EARN POINTS ON EVERYDAY PURCHASES WITH THE PAYPAL DEBIT CARD… View full description on the official store →
EARN REWARDS WHEN YOU SHOP
Earn points on brands you love with in-app offers. Redeem points on checkout purchases
*Eligible items only. Terms and exclusions apply: PayPal.com/rewards-terms
SEND AND REQUEST MONEY, SECURELY & IN SECONDS
Send money fast within the US and internationally to 110+ countries
Encrypted payments help keep financial details private and secure
EARN POINTS ON EVERYDAY PURCHASES WITH THE PAYPAL DEBIT CARD… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 496 MB🔞 4+📱 iOS 15.0+🔖 v8.107.1🔄 updated 0d ago🌐 SQ, AR, BN, BG, CS +31📂 Finance💰 Paid
📅
What Worked™ · Development Pipeline
11 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
🔧
Shipped update — v8.106.0 → v8.107.0
2026-05
🔧
Shipped update — v? → v8.106.0
2026-04
⭐
Rating ↑ 1.64 → 4.80 (improved 3.16★)
2026-04
📈
Crossed 1,000 ratings — social-proof flywheel kicking in
2026-03
📈
Crossed 500 ratings — social-proof flywheel kicking in
2025-12
📈
Crossed 100 ratings — social-proof flywheel kicking in
2025-12
📈
Crossed 50 ratings — social-proof flywheel kicking in
2025-11
⭐
Rating ↑ 1.43 → 1.88 (improved 0.45★)
2025-11
📈
Crossed 10 ratings — social-proof flywheel kicking in
2025-11
🚀
First tracked snapshot — initial data captured
2025-11
⭐
Rating ↑ 1.00 → 1.50 (improved 0.50★)
🌍
Multi-Country Performance
Available in 4 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇺🇸 US | 4.78219★ | 6,299,055 | 4.78219★ this version |
| 🇩🇪 DE | 4.81555★ | 1,810,085 | 4.81555★ this version |
| 🇫🇷 FR | 4.78415★ | 482,509 | 4.78415★ this version |
| 🇮🇳 IN | 4.41385★ | 16,385 | 4.41385★ this version |
🔔
Track this app’s revenue
FREEGet an email when revenue moves by your threshold. No spam, unsubscribe in one click.
📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for PayPal - Pay, Send, Save: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
More by PayPal, Inc.
View all →📦 Portfolio summaryINDIE studio
4apps·$23K/mocombined
⚠ Concentrated — top app contributes 81% of combined revenue (single-app dependency)
About this analysis
Why high confidence: 6,299,041 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
4 answers · auto-generated from this app's public dataHow much does PayPal - Pay, Send, Save make per month?▴
Based on our ML-calibrated revenue forecast, PayPal - Pay, Send, Save earns approximately $19K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like PayPal - Pay, Send, Save?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes PayPal - Pay, Send, Save?▴
PayPal - Pay, Send, Save is published by PayPal, Inc. on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is PayPal - Pay, Send, Save's BU Score?▴
PayPal - Pay, Send, Save has a BU Score of 92/100 (Transcendent). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.