Bank of Scotland Mobile Bank
66
Quality Score
Solid
Bank of Scotland Mobile Bank
Medium confidence
✍️ bumetric analysis
“
Bank of Scotland Mobile Bank is an iOS app from Lloyds Banking Group in the Finance category, currently rated 4.9★ across 2,592 ratings. Initial signal reads as largely positive sentiment, users highlighting consistency and feature depth.
Quality Score is 66: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$2.0M
per month
→
12-mo forecast
$2.1M – $3.3M
per month
→
24-mo forecast
$2.5M – $4.7M
per month
BIG tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
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Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
🤖Also on Android
$1.5K/mo · 52K ratings · 4.5★
View →
ONE-TIME · BUILD
💰 Estimated build cost
$145K
↳ What it cost to build · not monthly revenue
Likely range $110K – $195K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Slow ROI — current MRR is well below build cost
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (572 MB) | +$40K |
| ⚙ Finance complexity ×1.60 | +$54K |
Total estimate
$145K
👥 Estimated audience size
155K
Lifetime downloads (US-equivalent)
Monthly active
43K
Daily active
17K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
40% sticky
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$2.0M/mo · ML-estimated from 234 triggers
Growth rate
+2.5% MoM · BIG tier baseline (compound monthly)
6 months
$2.0M – $2.7M
12 months
$2.1M – $3.3M
24 months
$2.5M – $4.7M
Compound growth at +2.5% MoM (tier baseline for BIG). Range widens with horizon — typical noise band ±15% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Mixed signals · 60/100BIG TIERcompetitive but cautiousGrowth Velocity
5.0
Founder Strength
7.2
Product Quality
8.7
Revenue Strength
6.3
Monetization Maturity
1.0
Defensibility
7.5
Market Position
2.0
Operational Safety
10.0
- 💰 Revenue: Healthy — $800K - $4400K/mo · BIG tier · medium-low confidence, trajectory unclear.
- ⭐ Quality: 4.86★ across 2,592 reviews — strong (top 10%).
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $36.0M-$64.0M.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 5 of 5 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Excellent rating (4.9★)METRIC | +$2,200 | |
| Low install base (2,592 ratings)METRIC | +$1,500 | |
| Mature app (10y old)METRIC | +$1,500 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Single-language (English only)METRIC | −$400 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v184.03
No big updates this time, just some under-the-bonnet improvements to keep everything running smoothly.
We're working on some great new features behind the scenes which we'll reveal soon.
We're working on some great new features behind the scenes which we'll reveal soon.
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- Bank of Scotland Mobile Bank
- Developer
- Lloyds Banking Group
- Bundle ID
- com.bos.mobilebank
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN
Company
- Website
- Not found
- Tagline
- Today
- Description
- Find apps and games for iPhone, iPad, Mac, and more on the App Store.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Available
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $201/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
✨AI Revenue EstimateCONFIDENCE: LOW
The iOS app "Bank of Scotland Mobile Bank" is a free utility for existing bank customers and does not generate direct revenue through in-app purchases or subscriptions. Its value contributes indirectly to Lloyds Banking Group's overall revenue by facilitating core banking services, enhancing customer engagement, and potentially through data commercialization and referral fees. Lloyds Banking Group reported over 20 million mobile app users in 2024, with approximately 21.5 million mobile app users logging on around 6.5 billion times in 2025, indicating significant user engagement. The parent company aims to generate over £1.5 billion in additional income by 2026, partly driven by advancements in marketing and digital capabilities, and plans to commercialize anonymized customer data.
Sources mentioned: Sensor Tower, Adapty, Reddit, Lloyds Banking Group
📈Ratings growth2,592 ratings+259100% lifetimeShow 3-year history estimate ▾
Tracked (13 weeks) Pre-tracking estimate (36 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
Stay on top of your money with customisable tools that help you keep track of your day-to-day spending and stay ahead of your bills.
EASY AND SIMPLE ACCESS
• Use your face or fingerprint to log in faster and more securely.
• Just open the app and explore your spaces to get quick access to everything you need, from balances and savings to pensions and investments.
CONTROL FOR YOUR CARDS
• Whether your card is lost, stolen, or simply misplaced, relax knowing you can freeze it, order a new one or look up your card details.
BE IN THE KNOW… View full description on the official store →
EASY AND SIMPLE ACCESS
• Use your face or fingerprint to log in faster and more securely.
• Just open the app and explore your spaces to get quick access to everything you need, from balances and savings to pensions and investments.
CONTROL FOR YOUR CARDS
• Whether your card is lost, stolen, or simply misplaced, relax knowing you can freeze it, order a new one or look up your card details.
BE IN THE KNOW… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 572 MB🔞 4+📱 iOS 15.0+🔖 v184.03🔄 updated 0d ago🌐 EN📂 Finance💰 Paid
📅
What Worked™ · Development Pipeline
9 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
🔄
Monetization changed: freemium → free
2026-03
⭐
Rating ↑ 3.58 → 4.80 (improved 1.22★)
2026-03
📈
Crossed 50 ratings — social-proof flywheel kicking in
2024-02
📈
Crossed 10 ratings — social-proof flywheel kicking in
2019-11
⭐
Rating ↑ 3.00 → 3.40 (improved 0.40★)
2019-08
⭐
Rating ↑ 2.33 → 3.00 (improved 0.67★)
2017-09
⭐
Rating ↓ 3.00 → 2.33 (dropped 0.67★)
2017-08
⭐
Rating ↑ 1.00 → 3.00 (improved 2.00★)
2017-06
🚀
First tracked snapshot — initial data captured
🌍
Multi-Country Performance
Available in 9 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇦🇺 AU | 4.81425★ | 1,249 | 4.81425★ this version |
| 🇧🇷 BR | 4.94285★ | 70 | 4.94285★ this version |
| 🇨🇦 CA | 4.8734★ | 624 | 4.8734★ this version |
| 🇩🇪 DE | 3.55932★ | 413 | 3.55932★ this version |
| 🇫🇷 FR | 4.8★ | 300 | 4.8★ this version |
| 🇬🇧 GB | 4.82097★ | 329,747 | 4.82097★ this version |
| 🇮🇳 IN | 4.85684★ | 978 | 4.85684★ this version |
| 🇯🇵 JP | 4.73418★ | 79 | 4.73418★ this version |
| 🇺🇸 US | 4.85665★ | 2,616 | 4.85665★ this version |
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for Bank of Scotland Mobile Bank: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
More by Lloyds Banking Group
View all →📦 Portfolio summaryINDIE studio
7apps·$47K/mocombined
⚠ Concentrated — top app contributes 94% of combined revenue (single-app dependency)
About this analysis
Why medium confidence: 2,592 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
4 answers · auto-generated from this app's public dataHow much does Bank of Scotland Mobile Bank make per month?▴
Based on our ML-calibrated revenue forecast, Bank of Scotland Mobile Bank earns approximately $200/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like Bank of Scotland Mobile Bank?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes Bank of Scotland Mobile Bank?▴
Bank of Scotland Mobile Bank is published by Lloyds Banking Group on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Bank of Scotland Mobile Bank's BU Score?▴
Bank of Scotland Mobile Bank has a BU Score of 66/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.